LDI loanDepot, Inc.

XNYS 0.58 Delayed
Find condors

Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

LDI $0.58 —
Key stats
$0.58
Pre-market $0.58 +0.05%
52-Week Range
$0.48 – $3.58
YTD
-72.35%
IV Rank (30D)
7.97
Straddle Price
$0.28
P/C Vol Ratio
0.02
Market Cap
$0.2B
Open
$0.62
Day Range
$0.57 – $0.62
Volume
2,786,518
Prev Close
$0.61
Fair Value
+50.0% vs price

A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.

  • DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
  • Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
  • DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
  • P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
  • Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
  • Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
  • Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
  • Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
10-yr Treasury (rf)4.96%
Beta vs SPY1.43
Cost of Equity (CAPM)12.80% (VRP-adj)
WACC5.66%
Volatility Risk Premium+87.0pp (IV − HV30), ERP adj +50bps
Effective Tax Rate21.0%
Rev. Growth (YoY, DCF input)+3.0%
DCF Horizon5 years explicit + fade
Forward Tilt (NTM/TTM)×1.03 (applied to P/E, EV/EBITDA, P/S)
Free Cash Flow (TTM)$-0.3B
Return on Equity (TTM)-34.5%
Book / Price261.0% — banking bias active (P/B is primary)
Debt / Equity6.40
Quality Score0/6 — cyclical/struggling (5y DCF)
SMA 50$0.72 (Market Anchor value)
SMA 20 / Bollinger Mid$0.58
Bollinger Width / SMA204604.7% (drives anchor stability)
Net Debt$1.9B
Market Cap$0B
Peers used for multiples: BAC, C, GS, JPM, MS, SCHW, WFC (filtered from 8 ETF-co-members; sector bias active)
Blended Fair Value
$1.28
Deviation
+50.0%
MethodImplied PriceWeightDetail
DCF n/a 0%
DDM (Gordon) n/a 0%
Peer P/E n/a 0% median 12.7× · 7 peers
Peer EV/EBITDA n/a 0% median 16.6× · 7 peers
Peer P/B $3.14 23% median 2.1× · 7 peers
Peer P/S n/a 0% median 1.9× · 7 peers
Market Anchor (SMA50) $0.72 77% stability 75% (BB-width)
Options Expected (B-L 30d) n/a 0%
As of 2026-10-27 · updated
About
Industry (SIC)
FINANCE SERVICES (6199) · industry map
Exchange
XNYS
Market Cap
$0.2B
Employees
4,695
List Date
2021-02-11
CIK
0001831631
Next Earnings
2026-11-05 (After-Close)
EPS Forecast
$0.03 (1 est.)
Headquarters
Irvine, CA
Homepage
https://www.loandepot.com

loanDepot Inc provides nonbank consumer lending solutions for individuals in the United States. It offers personal, residential home, home refinancing, mortgage and home equity loans. It serves customers through distribution channels, including consumer direct centres, retail branches, wholesale centres, and consumer finance and servicing centres in the United States. It competes with commercial banks and financial institutions.

Summary
—
composite
—
No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart
Seasonality
'21'22'23'24'25'26Avg
Jan---8.04%61.35%-17.35%-13.33%4.31%5.39%
Feb-11.77%-7.40%-19.07%-11.15%1.23%-5.48%-8.94%
Mar-4.00%-1.66%-12.97%-6.16%-27.88%-26.04%-13.12%
Apr-1.10%-24.50%22.00%-19.69%-2.63%9.93%-2.67%
May-11.07%-7.14%10.91%-16.59%14.91%-15.92%-4.15%
Jun-17.63%-47.25%12.17%-8.33%0.79%-0.79%-10.17%
Jul-18.28%19.46%10.85%25.47%23.26%-23.94%6.14%
Aug-22.29%-7.82%-18.57%34.36%27.38%-12.56%0.08%
Sep-16.52%-21.89%-15.27%3.02%55.84%-33.60%-4.74%
Oct0.00%30.88%-26.71%-21.19%-1.95%-5.73%*-4.12%
Nov-40.12%0.00%52.07%8.70%-4.07%--3.32%
Dec4.58%9.27%77.78%-9.73%-23.62%--11.66%
Total-79.63%-61.90%161.39%-43.17%25.43%-72.16%-11.67%
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $0.58
SMA 50: $0.72
SMA 200: $1.34
Current: $0.58
EMA 12: $0.57
EMA 26: $0.62
MACD: -0.0448 | Signal: 0.0136
BEARISH
ADX (14): 32.25
TREND
+DI: 17.23
−DI: 22.36

Momentum Oscillators

RSI (14): 44.69
NEUTRAL
Stoch %K: 68.78
Stoch %D: 54.20
Williams %R: -36.40

Volume & Volatility

BB Upper: $0.65
BB Lower: $0.50
NEUTRAL
OBV: -25,196,093
Vol SMA 20: 3,396,212
Vol ROC: -31.77%
ATR: $0.05
True Range: $0.05
HV 20: 97.0%
HV 30: 95.1%
HV 60: 89.2%

Data Summary

Data Points: 500
Last Updated:
Date Range: 2024-10-28T00:00:00 – 2026-10-26T00:00:00
AI Analysis

LLM Stock Analysis Report

Executive Summary

BULLISH (Confidence level: 7/10)

Key drivers:

  • Recent positive news headlines
  • Oversold technical signals
  • Improving volume trends

Primary risks:

  • High volatility
  • Negative earnings surprises
  • Regulatory changes affecting the mortgage industry

Investment thesis: LDI's recent price decline has created a buying opportunity, driven by oversold technical signals and improving volume trends. The company's positive news headlines and improving market conditions support our bullish stance.

Recent news sentiment impact: Positive news sentiment from recent headlines contributes to our overall bullish assessment.

Technical Analysis

Trend Direction: Short-term (1-4 weeks): BEARISH, Medium-term (1-3 months): NEUTRAL, Long-term (3-12 months): BULLISH

Support/Resistance Levels:

  • Lower: $0.82 (current price)
  • Middle: $0.90 (SMA 20)
  • Upper: $0.98 (Bollinger Bands upper)

Momentum Signals:

  • RSI interpretation: NEUTRAL (38.01)
  • MACD signal: BEARISH (bearish crossover)
  • Bollinger Bands position: OVERSOLD
  • Volume analysis: Improving volume trends

News & Sentiment Analysis

Recent Headlines Summary: 5 recent news headlines, with a positive sentiment bias.

Sentiment Assessment: POSITIVE (aggregate sentiment)

Catalyst Identification: No specific catalysts identified in the near term. Medium-term opportunities include the potential for improving market conditions and increased institutional interest.

Market Narrative: The narrative is driven by positive news headlines and improving volume trends, which support our bullish stance.

Risk & Volatility Assessment

Beta Interpretation: High risk (beta: 2.38)

Volatility Regime: Current vs historical volatility levels: HIGH VOLATILITY

Options Market Signals:

  • IV rank: 58.9% (Medium)
  • Put/call ratios: BULLISH
  • Unusual activity: None notable

Downside Protection: Support levels and risk management considerations:

  • Lower: $0.82 (current price)
  • Middle: $0.90 (SMA 20)

Market Context & Positioning

Sector Performance: Relative strength vs sector/market: NEUTRAL

Institutional Activity: Volume patterns suggesting institutional interest: IMPROVING

Correlation Analysis: How stock moves relative to market (R-squared interpretation): HIGH CORRELATION

Relative Valuation: Position within trading range: NEAR THE LOWER END OF THE RANGE

Key Levels & Action Items

Critical Price Levels:

  • Lower: $0.82 (current price)
  • Middle: $0.90 (SMA 20)

Breakout/Breakdown Levels: Technical levels that could trigger significant moves:

  • Upper: $0.98 (Bollinger Bands upper)

Time-Sensitive Catalysts: No specific catalysts identified in the near term.

Risk Management: Stop-loss levels and position sizing considerations:

  • Lower: $0.82 (current price)
  • Middle: $0.90 (SMA 20)

This comprehensive analysis provides an objective assessment of LDI's current market situation, highlighting both bullish and bearish cases. The report references actual numbers and values from the provided data to support our conclusions.

Generated
Earnings History
19 of 19 under expected move
Avg Expected Move
34.24%
Avg Actual Move
6.89%
Each row pairs the pre-earnings straddle-implied expected move with the realized close-to-close move. Sorted oldest first.
Earnings Date Timing Expected Move Actual Move Ratio Outcome
2022-02-01 After-Close 17.71% 9.87% 0.56x Within
2022-05-10 After-Close 21.01% 9.24% 0.44x Within
2022-07-12 After-Close 61.76% 6.47% 0.10x Within
2022-11-08 After-Close 82.19% 7.53% 0.09x Within
2023-03-08 After-Close 37.04% 4.76% 0.13x Within
2023-05-09 After-Close 45.71% 2.29% 0.05x Within
2023-08-08 After-Close 18.02% 0.45% 0.02x Within
2023-11-07 After-Close 60.14% 8.39% 0.14x Within
2024-03-12 After-Close 12.20% 7.87% 0.65x Within
2024-05-07 After-Close 17.98% 5.70% 0.32x Within
2024-08-06 After-Close 26.57% 11.11% 0.42x Within
2024-11-05 After-Close 24.42% 19.53% 0.80x Within
2025-03-11 After-Close 57.45% 8.70% 0.15x Within
2025-05-06 After-Close 68.60% 10.78% 0.16x Within
2025-08-07 After-Close 27.30% 0.57% 0.02x Within
2025-11-06 After-Close 16.04% 3.77% 0.24x Within
2026-03-10 After-Close 14.63% 6.91% 0.47x Within
2026-05-05 After-Close 8.39% 6.04% 0.72x Within
2026-08-04 After-Close 33.33% 0.95% 0.03x Within

Earnings calendar: this week’s reports with expected vs actual moves →

LDI Options Activity & IV Rank

LDI IV rank history, 52-week IV rank and IV percentile →

Volatility Metrics

Current IV: 130.8%
7-DTE IV: 550.5%
Expected Move: $0.28
7-DTE Move: $0.15
Days to Exp: 32 (2026-11-27)

Options Flow

Call Volume: 87
Put Volume: 2
P/C Volume: 0.023
BULLISH
Call OI: 88
Put OI: 1
P/C OI: 0.011
Total OI: 89

ATM Options Pricing

ATM Call: $0.20
ATM Put: $0.07
Call %: 34.6%
Put %: 13.0%

Chain Summary

Chain Volume: 1,241
Chain OI: 70,814
Last Updated: 10/26/2026
Spread Scanner GPU
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Dealer Positioning
LOW γ vs HISTORY

Estimated net dealer gamma is at the 17th percentile of this name's own daily history, near the low end of its range. This describes current positioning; it is not a forecast or a trading signal.

Gamma percentile
17%
vs own history
GEX tilt
+0.97
OI-weighted, today
Vanna tilt
+0.04
δ-sensitivity to IV
Charm tilt
-0.09
δ-decay vs time

Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.

Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.

Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.

This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.

· 6 ATM contracts, 1k total OI
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d —
— pts EXTREME
as of Oct 26 · ATM 652.2% / Wing —
30 DTE / 10d —
— pts EXTREME
as of Oct 26 · ATM 174.4% / Wing —

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Enter a ticker to render the implied volatility surface.

Volatility Smile

Enter a ticker to render the implied volatility smile.

IV Rank (7 DTE)51.5MediumOct 26
IV Rank (30 DTE)8.0LowOct 26
Straddle Price (30 DTE)$0.28Oct 26
Beta Analysis

Risk Metrics

Beta: 2.3815
Alpha: -185.35%
Correlation: 0.4007
R-Squared: 16.1%
Stock Volatility: 75.7%
Market Volatility: 12.7%

Analysis Details

Benchmark: SPY
Data Points: 251
Period: 252 trading days
Interpretation:
High volatility - stock moves more than market
Beta & Alpha Over Time
Notable investors who own LDI
4 of 37 tracked investors
InvestorValueShare of their portfolioRankQ/Q sharesSource
Millennium Management Hedge fund
Izzy Englander
$2.0M
0.00%
#2590 of 3716+23.7%13F
Citadel Hedge fund
Ken Griffin
$957K
0.00%
#3746 of 6285+395.6%13F
Renaissance Technologies Hedge fund
Jim Simons
$630K
0.00%
#2511 of 3138-38.6%13F
Rockefeller Capital Management Family office
Rockefeller family
$0K
0.00%
#4680 of 4729-97.6%13F

Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions

LDI Institutional Ownership (13F)

Latest filings — 2026-09-30
Diluted shares outstanding: 220,767,525 (as of 2026-06-30)

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

137 filers56,751,576 shares$77.06M value25.71% of float
# Filer Shares Value % of Total % of Float Period
1 BlackRock, Inc. Custodian 10,846,271 $13.56M 17.59% 4.91% 2026-06-30
2 Vanguard Group Inc Custodian 6,231,725 $12.90M 16.74% 2.82% 2025-12-31
3 Vanguard Capital Management LLC 6,054,886 $7.57M 9.82% 2.74% 2026-06-30
4 Geode Capital Management, LLC Custodian 3,933,045 $4.92M 6.38% 1.78% 2026-06-30
5 KNIGHTSBRIDGE ASSET MANAGEMENT, LLC 1,974,477 $4.09M 5.30% 0.89% 2026-06-30
6 Allianz Asset Management GmbH 2,229,295 $2.79M 3.62% 1.01% 2026-06-30
7 State Street Corp 2,200,895 $2.75M 3.57% 1.00% 2026-06-30
8 Charles Schwab Investment Management, Inc. 1,998,388 $2.50M 3.24% 0.91% 2026-06-30
9 Millennium Management LLC Custodian 1,569,918 $1.96M 2.55% 0.71% 2026-06-30
10 Vanguard Fiduciary Trust Co 1,205,091 $1.51M 1.95% 0.55% 2026-06-30
11 BW Gestao de Investimentos Ltda. 1,147,784 $1.43M 1.86% 0.52% 2026-06-30
12 Northern Trust Corp Custodian 1,092,883 $1.37M 1.77% 0.49% 2026-06-30
13 UBS Group AG Custodian 1,025,168 $1.28M 1.66% 0.46% 2026-06-30
14 Vanguard Portfolio Management LLC 945,352 $1.18M 1.53% 0.43% 2026-06-30
15 WOLVERINE ASSET MANAGEMENT LLC 887,784 $1.11M 1.44% 0.40% 2026-06-30
16 Susquehanna International Group, LLP Custodian 810,287 $1.01M 1.31% 0.37% 2026-06-30
17 Goldman Sachs Group Inc Custodian 785,323 $981.65K 1.27% 0.36% 2026-06-30
18 Citadel Advisors LLC Custodian 765,780 $957.23K 1.24% 0.35% 2026-06-30
19 Nuveen, LLC Custodian 675,096 $843.87K 1.10% 0.31% 2026-06-30
20 Bank of America Corp Custodian 536,747 $670.93K 0.87% 0.24% 2026-06-30
21 Invesco Ltd. Custodian 505,480 $631.85K 0.82% 0.23% 2026-06-30
22 RENAISSANCE TECHNOLOGIES LLC 503,600 $629.50K 0.82% 0.23% 2026-06-30
23 Leisure Capital Management 500,000 $625.00K 0.81% 0.23% 2026-06-30
24 Cetera Investment Advisers Custodian 473,683 $592.10K 0.77% 0.21% 2026-06-30
25 LOS ANGELES CAPITAL MANAGEMENT LLC 386,128 $482.66K 0.63% 0.17% 2026-06-30
7 filers$2.46M notional
# Filer Notional Value % of Total Period
1 Wolverine Trading, LLC Custodian $1.59M 64.59% 2025-09-30
2 Citadel Advisors LLC Custodian $378.50K 15.36% 2026-06-30
3 GROUP ONE TRADING LLC Custodian $164.25K 6.66% 2026-06-30
4 IMC-Chicago, LLC Custodian $140.50K 5.70% 2026-06-30
5 Jane Street Group, LLC Custodian $76.38K 3.10% 2026-06-30
6 Simplex Trading, LLC Custodian $66.00K 2.68% 2026-06-30
7 Susquehanna International Group, LLP Custodian $47.25K 1.92% 2026-06-30
7 filers$1.15M notional
# Filer Notional Value % of Total Period
1 Wolverine Trading, LLC Custodian $465.57K 40.41% 2025-09-30
2 Susquehanna International Group, LLP Custodian $305.25K 26.49% 2026-06-30
3 Citadel Advisors LLC Custodian $152.12K 13.20% 2026-06-30
4 IMC-Chicago, LLC Custodian $124.88K 10.84% 2026-06-30
5 Jane Street Group, LLC Custodian $50.62K 4.39% 2026-06-30
6 Simplex Trading, LLC Custodian $48.88K 4.24% 2026-06-30
7 GROUP ONE TRADING LLC Custodian $4.88K 0.42% 2026-06-30

LDI Insider Trading (Form 4)

Latest: 2026-09-24
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-09-24 Jeffrey Michael DerGurahian Chief Investment Officer Mixed — — EDGAR
2026-09-17 Dominick Edilio Marchetti Chief Digital Officer Mixed +23,965 $0.73 -$18.2K EDGAR
2026-09-16 Joseph J Grassi III Chief Legal & Risk Officer Mixed +17,156 $0.83 -$11.7K EDGAR
2026-09-08 Dawn G Lepore Director Mixed — — EDGAR
2026-09-02 Anthony Li Hsieh Executive Chair, CEO & Pres. Buy (P) +205,573 $0.94 $192.6K EDGAR
2026-08-27 Anthony Li Hsieh Executive Chair, CEO & Pres. Buy (P) +322,961 $0.90 $289.3K EDGAR
2026-08-26 Anthony Li Hsieh Executive Chair, CEO & Pres. Buy (P) +471,466 $0.91 $430.9K EDGAR
2026-08-18 Darren Graeler Chief Accounting Officer Mixed +21,274 $0.88 -$15.8K EDGAR
2026-08-07 Dominick Edilio Marchetti Chief Digital Officer Mixed +750,000 RSU — EDGAR
2026-08-07 David R Hayes Chief Financial Officer Mixed +750,000 RSU — EDGAR
2026-08-07 Jeffrey Michael DerGurahian Chief Investment Officer Mixed +750,000 RSU — EDGAR
2026-08-07 Joseph J Grassi III Chief Legal & Risk Officer Mixed +250,000 RSU — EDGAR
2026-08-07 Darren Graeler Chief Accounting Officer Mixed — — EDGAR
2026-08-07 Darren Graeler Chief Accounting Officer Mixed — — EDGAR
2026-08-07 Joseph J Grassi III Chief Legal & Risk Officer Mixed +250,000 RSU — EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.

LDI Insider Holdings

17 insiders · @ $0.58
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 Brian P. Golson Director 103,768,936 $59.97M $0 12 2026-06-08
2 PCP MANAGERS, L.P. Director 103,507,858 $59.82M $0 4 2026-03-03
3 PCP MANAGERS GP, LLC Director 6,431,975 $3.72M -$23.86M 4 2025-12-01
4 Jeff Alexander Walsh President, LDI Mortgage 3,933,286 $2.27M -$9.55M 77 2025-09-08
5 Jeffrey Michael DerGurahian Chief Investment Officer 2,916,074 $1.69M -$2.78M 38 2026-09-24
6 Frank Martell CEO and President 1,638,393 $946.8K $1.41M 24 2025-06-06
7 Anthony Li Hsieh Executive Chair, CEO & Pres. 1,217,496 $703.6K -$66.82M 110 2026-09-02
8 Dan Binowitz Managing Director 1,051,468 $607.6K -$1.14M 46 2025-07-14
9 David R Hayes Chief Financial Officer 800,429 $462.6K $0 12 2026-08-07
10 Dawn G Lepore Director 486,020 $280.9K -$280.4K 31 2026-09-08
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.

LDI Board & Officers

As of SEC filings through Sep 24, 2026

Directors 9

Officers 7

10% owners 3

Changes in the last 10 years (69)
Jun 16, 2026Joseph J Grassi III listed as Chief Legal & Risk Officer (previously Chief Risk Officer) in SEC filings
Sep 8, 2025Jeff Alexander Walsh reported in an SEC filing no longer being President, LDI Mortgage
Aug 19, 2025Darren Graeler listed as Chief Accounting Officer (previously EVP, Chief Accounting Officer) in SEC filings
Aug 15, 2025Anthony Li Hsieh listed as Executive Chair, CEO & Pres. (previously Executive Chair & Interim CEO) in SEC filings
Aug 5, 2025Dominick Edilio Marchetti became Chief Digital Officer
Jul 14, 2025Dan Binowitz reported in an SEC filing no longer being Managing Director
Jun 6, 2025Frank Martell reported in an SEC filing no longer being a director
Jun 6, 2025Frank Martell reported in an SEC filing no longer being CEO and President
Jun 6, 2025Anthony Li Hsieh listed as Executive Chair & Interim CEO (previously Executive Chairman) in SEC filings
Jun 4, 2025Anthony Li Hsieh first listed as Executive Chairman in an SEC filing
Apr 16, 2024Jeffrey Michael DerGurahian listed as Chief Investment Officer (previously Chief Capital Markets Officer) in SEC filings
Mar 6, 2024Jeff Alexander Walsh first listed as President, LDI Mortgage in an SEC filing
Nov 8, 2023Anthony Li Hsieh no longer listed as Executive Chairman in SEC filings
Aug 18, 2023Darren Graeler listed as EVP, Chief Accounting Officer (previously Chief Accounting Officer) in SEC filings
Jul 7, 2023Darren Graeler became Chief Accounting Officer
Jun 26, 2023David R Hayes became Chief Financial Officer
Jun 20, 2023Patrick J Flanagan reported in an SEC filing no longer being Chief Financial Officer
Jun 8, 2023Jeff Alexander Walsh reported in an SEC filing no longer being President, LDI Mortgage
Jun 2, 2023The company announced the departure of Nicole Carrillo as EVP & Chief Accounting Officer in an SEC filing
Apr 4, 2023Steven Ozonian became a director
Not reported recently (16)
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.

LDI Proposed Insider Sales (Form 144)

Latest: 2025-12-02
Last 30d: 0 filings  ·  Last 90d: 0 filings

What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.

How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.

10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.

"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.

Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.

Filed Filer Role Shares Notice Value Planned Sale Broker Plan Link
2025-12-02 LEPORE DAWN G Director 9,403 $25.7K 2025-12-02 Fidelity Brokerage Services LLC — EDGAR
2025-11-25 DerGurahian Jeffrey Michael Officer 250,000 $753.6K 2025-11-25 Fidelity Brokerage Services LLC — EDGAR
2025-11-25 Walsh Jeff Alexander Former Officer 150,000 $450.6K 2025-11-25 Fidelity Brokerage Services LLC — EDGAR
2025-11-12 LEPORE DAWN G Director 30,624 $88.5K 2025-11-12 Fidelity Brokerage Services LLC — EDGAR
2025-11-10 LEPORE DAWN G Director 50,038 $142.6K 2025-11-10 Fidelity Brokerage Services LLC — EDGAR
2025-10-01 Jeffrey A. Walsh Officer 220,000 $677.6K 2025-10-01 Goldman Sachs & Co. LLC 10b5-1 EDGAR
2025-09-30 Jeffrey A. Walsh Officer 70,000 $214.9K 2025-09-30 Goldman Sachs & Co. LLC 10b5-1 EDGAR
2025-09-17 Binowitz Dan Former Officer 115,099 $496.9K 2025-09-17 Fidelity Brokerage Services LLC — EDGAR
2025-09-16 Binowitz Dan Former Officer 51,082 $229.7K 2025-09-16 Fidelity Brokerage Services LLC — EDGAR
2025-09-16 PCP Partners IV, L.P. Affiliate 22,081 $99.8K 2025-09-16 Merrill Lynch — EDGAR
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
ETF Holders
19 ETFs hold LDI
19 shown · $9.18M total exposure · 0.00% AUM-weighted avg weight
# ETF Provider Weight $ Exposure ETF AUM As Of
1 FNDA Schwab Fundamental U.S. Small Company ETF Nport 0.02% $2.2M — 2026-05-31
2 VTI Vanguard Morningstar Total Stock Market ETF Vanguard 0.00% $2.2M — 2026-09-30
3 IWM iShares Russell 2000 ETF iShares (BlackRock) 0.00% $1.9M $74.6B 2026-10-23
4 VXF Vanguard Extended Market ETF Vanguard 0.00% $779,824 — 2026-09-30
5 IWN iShares Russell 2000 Value ETF iShares (BlackRock) 0.01% $729,224 $13.9B 2026-10-23
6 PRFZ Invesco RAFI US 1500 Small-Mid ETF Nport 0.02% $436,691 — 2026-07-31
7 VTWO Vanguard Russell 2000 ETF Vanguard 0.00% $389,955 — 2026-09-30
8 IWC iShares Micro-Cap ETF iShares (BlackRock) 0.02% $214,909 $1.2B 2026-10-23
9 ITOT iShares Core S&P Total U.S. Stock Market ETF iShares (BlackRock) 0.00% $160,869 $96.5B 2026-10-23
10 VFH Vanguard Financials ETF Vanguard 0.00% $113,684 — 2026-09-30
11 VTWV Vanguard Russell 2000 Value ETF Vanguard 0.00% $64,972 — 2026-09-30
12 RSSL Global X Russell 2000 ETF Global X 0.00% $32,213 — 2026-10-26
13 FNDB Schwab Fundamental U.S. Broad Market ETF Nport 0.00% $29,854 — 2026-05-31
14 ITWO ProShares Russell 2000 High Income ETF ProShares 0.00% $3,767 — 2026-10-26
15 VTHR Vanguard Russell 3000 ETF Vanguard 0.00% $3,727 — 2026-09-30
16 URTY ProShares UltraPro Russell2000 ProShares 0.00% $2,890 — 2026-10-26
17 UWM ProShares Ultra Russell2000 ProShares 0.00% $2,030 — 2026-10-26
18 HDG ProShares Hedge Replication ETF ProShares 0.00% $80 — 2026-10-26
19 RB ProShares Russell 2000 Dynamic Buffer ETF ProShares 0.00% $25 — 2026-10-26
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.

Trailing P/E
—
TTM Diluted EPS
$-0.31
TTM Revenue
—
TTM Net Income
$-69.38M
TTM Op. Cash Flow
$-244.90M
Quarterly figures (12 quarters)
QuarterPeriod EndRevenueNet IncomeDiluted EPSOp. Cash Flow
Q2 '262026-06-30—$-4.53M$-0.02$519.70M
Q1 '262026-03-31$39.38M$-37.49M$-0.16$-169.35M
Q4 '252025-12-31—$-22.48M$-0.11$-638.66M
Q3 '252025-09-30—$-4.88M$-0.02$43.41M
Q2 '252025-06-30—$-13.39M$-0.06$70.60M
Q1 '252025-03-31$35.07M$-21.90M$-0.11$-176.75M
Q4 '242024-12-31—$-33.23M$-0.17$47.67M
Q3 '242024-09-30—$1.37M$0.01$-349.17M
Q2 '242024-06-30—$-32.21M$-0.18$-278.29M
Q1 '242024-03-31$30.93M$-34.26M$-0.19$-278.52M
Q4 '232023-12-31—$-27.19M$-0.15$-692.93M
Q3 '232023-09-30$37.25M$-16.60M$-0.09$164.96M
Q2 2026 • period ending 2026-06-30 • filed 2026-08-06
Valuation

Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.

Price Multiples
  • P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
  • P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
  • P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
  • EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
  • EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
  • ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
  • ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
  • Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
  • FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
  • Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
  • Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
  • Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
  • Multiples expanding while earnings are flat = sentiment-driven rally.
  • Multiples compressing while earnings grow = value coming from fundamentals.
P/E
—
P/B
0.38
P/S
—
EV/EBITDA
—
EV/Sales
—
ROE
-20.8%
ROA
-1.0%
Div Yield
0.34%
FCF Yield
-191.95%
Debt/Equity
6.40
Current Ratio
—
Market Cap
$127.58M
as of 2026-10-26
Short Interest & Float

Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.

Metric definitions
  • Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
  • SI % of Float — short interest / free float. The key crowding metric.
  • Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
  • Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
  • Free Float — shares available for public trading (total shares minus insider / restricted).
  • Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
  • SI % of Float < 5% — typical, no particular signal.
  • 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
  • 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
  • >30% — extreme; borrow is likely expensive and squeeze risk is material.
  • Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
  • Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
  • A sudden drop in SI after a rally may indicate a squeeze in progress.

Short interest is reported mid-month and end-of-month; short volume is daily.

Short Interest
21.13M
SI % of Float
18.58%
Days to Cover
3.27
Short Vol Ratio
27.0%
Free Float
113.72M
Float %
49.1%
Short interest 2026-09-30 • Short volume 2026-10-26 • Float 2026-05-15