PFSI PennyMac Financial Services, Inc. Common Stock
XNYS
63.14
Delayed
Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
PFSI
$63.14
—
Key stats
$63.14
- 52-Week Range
- $57.52 – $160.36
- YTD
- -51.99%
- IV Rank (30D)
- 85.78
- Straddle Price
- $7.35
- P/C Vol Ratio
- 9.58
- Market Cap
- $3.3B
- Open
- $62.60
- Day Range
- $62.60 – $64.00
- Volume
- 448,530
- Prev Close
- $63.68
Fair Value
MODEL: SHORT
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 4.96% |
| Beta vs SPY | 0.96 |
| Cost of Equity (CAPM) | 9.75% (VRP-adj) |
| WACC | 7.47% |
| Volatility Risk Premium | +55.4pp (IV − HV30) |
| Effective Tax Rate | 9.1% |
| Rev. Growth (YoY, DCF input) | +22.7% |
| DCF Horizon | 10 years explicit + fade |
| Forward Tilt (NTM/TTM) | ×1.10 (applied to P/E, EV/EBITDA, P/S) |
| Free Cash Flow (TTM) | $-1.8B |
| Return on Equity (TTM) | 9.0% |
| Book / Price | 127.0% — banking bias active (P/B is primary) |
| Bank Quality Adj | ×0.89 (target ROE vs peer median) |
| Gross Margin (TTM) | 100.0% |
| FCF Margin (TTM) | -86.1% |
| Debt / Equity | 1.28 |
| Quality Score | 2/6 — normal (10y DCF) |
| SMA 50 | $66.95 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $61.19 |
| Bollinger Width / SMA20 | 18.3% (drives anchor stability) |
| Net Debt | $5.2B |
| Market Cap | $3B |
Peers used for multiples: APO, BLK, COF, ICE, WLTH
(filtered from 8 ETF-co-members; sector bias active)
60-Day Conviction
63%
20-Day Fair Value
≈ by Nov 25, 2026
$62.08
α -1.7%
rank 94%
conviction
83%
40-Day Fair Value
≈ by Dec 24, 2026
$61.08
α -3.3%
rank 94%
conviction
90%
60-Day Fair Value
≈ by Jan 22, 2027
$61.88
α -2.0%
rank 94%
conviction
63%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | n/a | 0% | |
| DDM (Gordon) | $26.52 | 0% | |
| Peer P/E | $222.43 | 9% | median 24.5× · 4 peers |
| Peer EV/EBITDA | n/a | 0% | median 15.5× · 3 peers |
| Peer P/B | $240.48 | 13% | median 3.0× · 5 peers |
| Peer P/S | $229.83 | 4% | median 6.0× · 5 peers |
| Market Anchor (SMA50) | $66.95 | 45% | stability 76% (BB-width) |
| Options Expected (B-L 30d) | $63.09 | 28% | 19 strikes · skew -0.15 |
As of 2026-10-27 · updated
Related
About
- Industry (SIC)
- MORTGAGE BANKERS & LOAN CORRESPONDENTS (6162) · industry map
- Exchange
- XNYS
- Market Cap
- $3.3B
- Employees
- 4,900
- List Date
- 2013-05-09
- CIK
- 0001745916
- Next Earnings
- 2026-10-29 (After-Close)
- EPS Forecast
- $1.30 (2 est.)
- Headquarters
- Westlake Village, CA
- Homepage
- https://www.pennymac.com
PennyMac Financial Services Inc is a specialty financial services firm with a comprehensive mortgage platform mainly focused on the production and servicing of U.S. residential mortgage loans. The firm is also engaged in managing investments related to the U.S. mortgage market and provides products and services that leverage technologies to support customers. The company operates through two reportable operating segments: production and servicing. The production segment performs loan origination, acquisition, and sale activities, while the servicing segment performs servicing and subservicing …
Summary
—
composite
—
No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
| Month | '21 | '22 | '23 | '24 | '25 | '26 | Avg |
|---|---|---|---|---|---|---|---|
| Jan | -6.75% | -10.56% | 16.76% | -0.66% | 4.86% | -24.02% | -3.39% |
| Feb | -2.34% | -5.30% | -12.31% | -4.59% | 1.99% | -1.22% | -3.96% |
| Mar | 8.73% | -8.20% | -2.95% | 6.66% | -3.39% | -3.30% | -0.41% |
| Apr | -8.31% | -8.50% | 2.83% | -4.56% | -2.57% | 2.95% | -3.03% |
| May | 5.17% | 1.43% | 0.49% | 5.15% | -1.04% | -8.97% | 0.37% |
| Jun | -1.56% | -10.69% | 13.79% | 4.07% | 6.34% | 5.59% | 2.92% |
| Jul | 4.35% | 20.13% | 7.15% | 6.31% | -8.21% | -11.40% | 3.05% |
| Aug | 3.07% | -3.15% | -4.00% | 13.30% | 14.87% | -4.31% | 3.30% |
| Sep | -7.39% | -16.72% | -8.48% | 7.55% | 13.31% | -12.80% | -4.09% |
| Oct | 0.86% | 19.15% | 2.14% | -11.11% | -0.04% | 1.92%* | 2.15% |
| Nov | -1.48% | 13.85% | 13.10% | 7.79% | 6.09% | -- | 7.87% |
| Dec | 7.40% | -4.08% | 10.77% | -4.27% | -1.68% | -- | 1.63% |
| Total | -0.09% | -18.75% | 40.75% | 25.45% | 31.96% | -45.89% | 5.57% |
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $61.19
SMA 50: $66.95
SMA 200: $86.11
Current: $63.14
EMA 12: $61.62
EMA 26: $62.99
MACD: -1.3707 | Signal: 0.8167
BEARISH
ADX (14): 33.17
TREND
+DI: 21.74
−DI: 19.68
Momentum Oscillators
RSI (14): 50.03
NEUTRAL
Stoch %K: 89.06
Stoch %D: 70.81
Williams %R: -13.27
Volume & Volatility
BB Upper: $64.61
BB Lower: $57.76
NEUTRAL
OBV: -4,381,024
Vol SMA 20: 692,550
Vol ROC: -34.01%
ATR: $2.20
True Range: $1.40
HV 20: 40.1%
HV 30: 35.3%
HV 60: 30.3%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-10-28T00:00:00 – 2026-10-26T00:00:00
AI Analysis
LLM Stock Analysis Report
SYMBOL: PFSI
Executive Summary Overall Assessment: NEUTRAL (6/10) Key Drivers: Volatility regime, recent news sentiment Primary Risks: High volatility, negative news headlines, technical breakdown Investment Thesis: Consolidation phase after a strong uptrend; potential for range-bound trading with limited upside. Recent News Sentiment Impact: Negative news headlines may have contributed to the recent pullback.
Technical Analysis Trend Direction: Short-term (1-4 weeks): Downtrend, Medium-term (1-3 months): Sideways trend, Long-term (3-12 months): Uptrend Support/Resistance Levels: * Upper Bollinger Band: $85.43 * Middle Bollinger Band: $82.04 * Lower Bollinger Band: $78.66
Momentum Signals: * RSI interpretation: Neutral (56.41) * MACD signal: Bearish (negative histogram) * Bollinger Bands position: Overbought (price touching upper band)
Volume Analysis: * Volume SMA 20: 607049.25 * On-Balance Volume (OBV): -221961.91 (bearish) * Volume Rate of Change: 117.18% (high volume)
News & Sentiment Analysis Recent Headlines Summary: Negative news headlines about investor losses, company executive selling shares. Sentiment Assessment: NEGATIVE Catalyst Identification: No imminent catalysts; focus on recent news and market sentiment.
Market Narrative: The recent pullback may be attributed to the negative news headlines and a decline in volatility. The stock is currently consolidating after a strong uptrend.
Risk & Volatility Assessment Beta Interpretation: Moderate risk (beta 0.81) Volatility Regime: Low-to-moderate volatility Options Market Signals: * IV rank: 10.6% (Low) * Put/Call volume ratio: 16.25 (Bearish sentiment)
Downside Protection: Support levels at the lower Bollinger Band ($78.66) and previous lows.
Market Context & Positioning Sector Performance: PFSI is performing in line with its sector. Institutional Activity: Institutional interest is moderate, as seen by the volume flow. Correlation Analysis: The stock is moderately correlated to the market (R-squared 0.22).
Relative Valuation: PFSI is positioned within a trading range; no clear value or growth potential.
Key Levels & Action Items Critical Price Levels: * Upper Bollinger Band: $85.43 * Middle Bollinger Band: $82.04 * Lower Bollinger Band: $78.66
Breakout/Breakdown Levels: Watch for a breakout above the upper band or breakdown below the lower band.
Time-Sensitive Catalysts: No imminent catalysts; focus on recent news and market sentiment.
Risk Management: Set stop-loss levels at key support and resistance areas, and consider position sizing based on volatility and risk tolerance.
Please note that this analysis is based on the provided data and may not reflect the actual stock performance or future events.
Generated
News
All PFSI news →
Earnings History
14 of 23 under expected move
Avg Expected Move
8.33%
Avg Actual Move
6.83%
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2021-02-04 | After-Close | 9.66% | 0.59% | 0.06x | Within |
| 2021-05-06 | After-Close | 8.51% | 0.99% | 0.12x | Within |
| 2021-08-05 | After-Close | 6.19% | 9.64% | 1.56x | Exceeded |
| 2021-11-04 | After-Close | 3.48% | 3.64% | 1.05x | Exceeded |
| 2022-02-03 | After-Close | 7.90% | 0.83% | 0.11x | Within |
| 2022-05-05 | After-Close | 9.72% | 0.08% | 0.01x | Within |
| 2022-08-02 | After-Close | 8.43% | 8.47% | 1.00x | Exceeded |
| 2022-10-27 | After-Close | 13.72% | 16.86% | 1.23x | Exceeded |
| 2023-02-02 | After-Close | 6.34% | 8.63% | 1.36x | Exceeded |
| 2023-04-27 | After-Close | 8.50% | 5.20% | 0.61x | Within |
| 2023-07-27 | After-Close | 7.98% | 5.11% | 0.64x | Within |
| 2023-10-26 | After-Close | 9.28% | 8.57% | 0.92x | Within |
| 2024-02-01 | After-Close | 7.81% | 4.74% | 0.61x | Within |
| 2024-04-24 | After-Close | 8.07% | 6.38% | 0.79x | Within |
| 2024-07-23 | After-Close | 7.72% | 3.81% | 0.49x | Within |
| 2024-10-22 | After-Close | 8.61% | 3.49% | 0.41x | Within |
| 2025-01-30 | After-Close | 8.14% | 8.82% | 1.08x | Exceeded |
| 2025-04-22 | unknown | 8.92% | 1.25% | 0.14x | Within |
| 2025-07-22 | After-Close | 6.67% | 7.38% | 1.11x | Exceeded |
| 2025-10-21 | After-Close | 8.56% | 7.16% | 0.84x | Within |
| 2026-01-29 | After-Close | 7.68% | 33.25% | 4.33x | Exceeded |
| 2026-05-05 | After-Close | 9.57% | 0.47% | 0.05x | Within |
| 2026-07-29 | After-Close | 10.02% | 11.82% | 1.18x | Exceeded |
Earnings calendar: this week’s reports with expected vs actual moves →
PFSI Options Activity & IV Rank
PFSI IV rank history, 52-week IV rank and IV percentile →
Volatility Metrics
Current IV: 52.6%
7-DTE IV: —
Expected Move: $7.35
7-DTE Move: $7.35
Days to Exp: 25 (2026-11-20)
Options Flow
Call Volume: 24
Put Volume: 230
P/C Volume: 9.583
BEARISH
Call OI: 2,540
Put OI: 3,770
P/C OI: 1.484
Total OI: 6,310
ATM Options Pricing
ATM Call: $2.75
ATM Put: $4.60
Call %: 4.4%
Put %: 7.3%
Chain Summary
Chain Volume: 5,231
Chain OI: 31,521
Last Updated: 10/26/2026
Spread Scanner GPU
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score (GPU scanner)
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Enter a ticker to scan for optimal spread opportunities.
Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.
Dealer Positioning
TYPICAL γ
Estimated net dealer gamma is at the 57th percentile of this name's own daily history, within its typical range. This describes current positioning; it is not a forecast or a trading signal.
Gamma percentile
57%
vs own history
GEX tilt
+0.07
OI-weighted, today
Vanna tilt
-0.19
δ-sensitivity to IV
Charm tilt
+0.12
δ-decay vs time
? What is this?
· 21 ATM contracts, 11k total OI
Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.
Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.
Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.
This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
—
—
pts
EXTREME
as of Oct 26 · No data
30 DTE / 10d
—
—
pts
EXTREME
as of Oct 26 · ATM 53.3% / Wing —
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Enter a ticker to render the implied volatility surface.
Volatility Smile
Enter a ticker to render the implied volatility smile.
IV Rank (7 DTE)
IV Rank (30 DTE)85.8HighOct 26
Straddle Price (30 DTE)$7.35Oct 26
Beta Analysis
Risk Metrics
Beta: 0.8108
Alpha: -72.59%
Correlation: 0.2220
R-Squared: 4.9%
Stock Volatility: 46.5%
Market Volatility: 12.7%
Analysis Details
Benchmark: SPY
Data Points: 251
Period: 252 trading days
Data Points: 251
Period: 252 trading days
Interpretation:
Moderate volatility - stock generally follows market
Moderate volatility - stock generally follows market
Beta & Alpha Over Time
Notable investors who own PFSI
4 of 37 tracked investors
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Millennium Management Hedge fund Izzy Englander | $39.1M | #737 of 3716 | -81.2% | 13F | |
| Renaissance Technologies Hedge fund Jim Simons | $5.8M | #1378 of 3138 | new | 13F | |
| Citadel Hedge fund Ken Griffin | $4.3M | #2226 of 6285 | -95.8% | 13F | |
| Rockefeller Capital Management Family office Rockefeller family | $71K | #3172 of 4729 | +4.3% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
PFSI Institutional Ownership (13F)
Latest filings — 2026-09-30
? 13F Guide
Diluted shares outstanding: 53,755,000 (as of 2025-12-31)
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
12 filers$106.23M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Susquehanna International Group, LLP Custodian | $32.39M | 30.49% | 2026-06-30 |
| 2 | PEAK6 LLC | $25.83M | 24.32% | 2026-06-30 |
| 3 | Jane Street Group, LLC Custodian | $12.93M | 12.18% | 2026-06-30 |
| 4 | Citadel Advisors LLC Custodian | $12.22M | 11.50% | 2026-06-30 |
| 5 | EMG Holdings, L.P. | $8.71M | 8.20% | 2026-06-30 |
| 6 | Twin Tree Management, LP | $4.12M | 3.88% | 2026-06-30 |
| 7 | Squarepoint Ops LLC | $3.36M | 3.17% | 2026-06-30 |
| 8 | Wolverine Trading, LLC Custodian | $2.22M | 2.09% | 2025-09-30 |
| 9 | D. E. Shaw & Co., Inc. Custodian | $1.94M | 1.83% | 2026-06-30 |
| 10 | Point72 Asset Management, L.P. | $1.45M | 1.36% | 2026-06-30 |
| 11 | Two Sigma Investments, LP Custodian | $792.61K | 0.75% | 2026-06-30 |
| 12 | TUDOR INVESTMENT CORP ET AL | $252.59K | 0.24% | 2026-06-30 |
12 filers$80.08M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Susquehanna International Group, LLP Custodian | $31.47M | 39.30% | 2026-06-30 |
| 2 | Citadel Advisors LLC Custodian | $20.18M | 25.20% | 2026-06-30 |
| 3 | Jane Street Group, LLC Custodian | $11.09M | 13.85% | 2026-06-30 |
| 4 | Goldman Sachs Group Inc Custodian | $8.27M | 10.33% | 2026-06-30 |
| 5 | PEAK6 LLC | $2.32M | 2.89% | 2026-06-30 |
| 6 | Wolverine Trading, LLC Custodian | $1.70M | 2.12% | 2025-09-30 |
| 7 | D. E. Shaw & Co., Inc. Custodian | $1.48M | 1.85% | 2026-06-30 |
| 8 | Squarepoint Ops LLC | $1.39M | 1.74% | 2026-06-30 |
| 9 | Two Sigma Investments, LP Custodian | $888.42K | 1.11% | 2026-06-30 |
| 10 | Point72 Asset Management, L.P. | $783.90K | 0.98% | 2026-06-30 |
| 11 | TUDOR INVESTMENT CORP ET AL | $270.01K | 0.34% | 2026-06-30 |
| 12 | WOLVERINE ASSET MANAGEMENT LLC | $235.17K | 0.29% | 2026-06-30 |
PFSI Insider Trading (Form 4)
Latest: 2026-08-04Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-08-04 | David Spector | Chairman & CEO | Other (J) | −25,000 | — | EDGAR | |
| 2026-08-04 | Sunil Chandra | Director | Award (A) | +377 | $82.17 | $31.0K | EDGAR |
| 2026-08-04 | Farhad Nanji | Director | Award (A) | +379 | $82.17 | $31.1K | EDGAR |
| 2026-07-02 | Gregory L Hendry | MD, Chief Accounting Officer | Mixed | — | $55.64 | -$136.0K | EDGAR |
| 2026-06-24 | Gregory L Hendry | MD, Chief Accounting Officer | Mixed | — | $49.88 | -$187.4K | EDGAR |
| 2026-05-18 | Daniel Stanley Perotti | Chief Financial Officer | Sell (S) | −2,925 | $87.50 | -$255.9K | EDGAR |
| 2026-05-13 | David Spector | Chairman & CEO | Sell (S) | −10,000 | $87.99 | -$879.9K | EDGAR |
| 2026-05-08 | David Spector | Chairman & CEO | Other (J) | −25,000 | — | EDGAR | |
| 2026-05-07 | Sunil Chandra | Director | Award (A) | +336 | $93.03 | $31.3K | EDGAR |
| 2026-05-07 | Joseph F Mazzella | Director | Award (A) | +359 | $93.03 | $33.4K | EDGAR |
| 2026-05-07 | Farhad Nanji | Director | Award (A) | +338 | $93.03 | $31.4K | EDGAR |
| 2026-04-15 | David Spector | Chairman & CEO | Sell (S) | −10,000 | $92.83 | -$928.3K | EDGAR |
| 2026-03-09 | David Spector | Chairman & CEO | Sell (S) | −22,436 | $86.39 | -$1.94M | EDGAR |
| 2026-03-03 | Gregory L Hendry | MD, Chief Accounting Officer | Tax (F) | −32 | $91.93 | -$2.9K | EDGAR |
| 2026-03-03 | Abbie Tidmore | Chief Revenue Officer | Tax (F) | −300 | $91.93 | -$27.6K | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
PFSI Insider Holdings
19 insiders · @ $63.14
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | Farhad Nanji | Director | 4,720,008 | $298.02M | $289.20M | 90 | 2026-08-04 |
| 2 | David Spector | Chairman & CEO | 540,005 | $34.10M | -$102.79M | 114 | 2026-08-04 |
| 3 | Joseph F Mazzella | Director | 246,936 | $15.59M | -$26.02M | 84 | 2026-05-07 |
| 4 | Daniel Stanley Perotti | Chief Financial Officer | 226,326 | $14.29M | -$19.60M | 49 | 2026-05-18 |
| 5 | Anne McCallion | Director | 158,466 | $10.01M | -$27.12M | 127 | 2026-02-13 |
| 6 | Gregory L Hendry | MD, Chief Accounting Officer | 48,968 | $3.09M | -$1.66M | 48 | 2026-07-02 |
| 7 | Doug Jones | Director, President & CMBO | 44,425 | $2.80M | -$37.14M | 71 | 2026-03-03 |
| 8 | Patrick Kinsella | Director | 34,210 | $2.16M | -$1.08M | 16 | 2026-02-13 |
| 9 | Theodore W Tozer | Director | 26,998 | $1.70M | $0 | 9 | 2026-02-13 |
| 10 | Derek Stark | Chief Legal Officer | 20,944 | $1.32M | -$4.73M | 27 | 2026-03-03 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
PFSI Board & Officers
As of SEC filings through Aug 4, 2026Directors 12
- David Spector · since May 9, 2013
- Joseph F Mazzella · since May 9, 2013
- Patrick Kinsella · since Jul 1, 2014
- Theodore W Tozer · since Aug 1, 2017
- Anne McCallion · listed since Mar 2018
- Jeffrey A. Perlowitz · since Feb 20, 2019
- Lisa M Shalett · since Oct 15, 2020
- Jonathon S Jacobson · since Feb 22, 2021
- Farhad Nanji · listed since Feb 2022
- Doug Jones · listed since Jun 2023
- Sunil Chandra · since Sep 4, 2024
- Tiffany To · since Jun 5, 2026
Officers 10
- David Spector · Chairman & CEO · listed since Mar 2021
- Doug Jones · Director, President & CMBO · listed since Jun 2023
- Daniel Stanley Perotti · Chief Financial Officer · listed since Jan 2021
- Gregory L Hendry · MD, Chief Accounting Officer · listed since Mar 2016
- Derek Stark · Chief Legal Officer · since Apr 1, 2021
- James Follette · Chief Digital Officer · listed since Feb 2024
- Abbie Tidmore · Chief Revenue Officer · since Feb 19, 2025
- Mark Elbaum · Chief Capital Markets Officer · since Feb 19, 2025
- Marshall Sebring · Chief Investment Officer · since Mar 16, 2026
- Shiva Iyer · Chief Enterprise Risk Officer · since Mar 16, 2026
Changes in the last 10 years (59)
| Jun 5, 2026 | Tiffany To became a director |
| Mar 16, 2026 | Shiva Iyer became Chief Enterprise Risk Officer |
| Mar 16, 2026 | Marshall Sebring became Chief Investment Officer |
| Feb 19, 2025 | Mark Elbaum became Chief Capital Markets Officer |
| Feb 19, 2025 | Abbie Tidmore became Chief Revenue Officer |
| Sep 27, 2024 | The company announced the departure of William Herbert Chang as Chief Capital Markets Officer in an SEC filing |
| Sep 4, 2024 | The company announced the departure of Emily Ann Youssouf from the board in an SEC filing |
| Sep 4, 2024 | Sunil Chandra became a director |
| Feb 27, 2024 | James Follette listed as Chief Digital Officer (previously Chief Mort Fulfillment Off.) in SEC filings |
| Jun 5, 2023 | Doug Jones listed as Director, President & CMBO (previously President & Chief Mtg Bkg Ofcr) in SEC filings (predecessor company) |
| Jun 5, 2023 | Doug Jones first listed as a director in an SEC filing |
| Mar 22, 2023 | William Herbert Chang became Chief Capital Markets Officer |
| Mar 3, 2023 | The company announced the departure of Vandad Fartaj as Chief Investment Officer in an SEC filing |
| Apr 11, 2022 | Steven Richard Bailey listed as Chief Servicing Officer (previously Chief Mtge Ops Ofcr) in SEC filings (predecessor company) |
| Apr 1, 2022 | James Follette became Chief Mort Fulfillment Off. |
| Apr 1, 2022 | Donald J. White became Chief Risk Officer |
| Feb 9, 2022 | Michael DeMichele first listed as a director in an SEC filing |
| Feb 9, 2022 | MFN Partners, LP first listed as a director in an SEC filing |
| Feb 9, 2022 | MFN Partners Management, LP first listed as a director in an SEC filing |
| Feb 9, 2022 | MFN Partners Management, LLC first listed as a director in an SEC filing |
| Feb 9, 2022 | MFN Partners GP, LLC first listed as a director in an SEC filing |
| Feb 9, 2022 | Farhad Nanji first listed as a director in an SEC filing |
| Nov 18, 2021 | The company announced the departure of Andrew S Chang as Chief Operating Officer in an SEC filing |
| Apr 1, 2021 | Derek Stark became Chief Legal Officer |
| Mar 11, 2021 | Doug Jones listed as President & Chief Mtg Bkg Ofcr (previously Chief Mtge Bnkg Ofcr) in SEC filings (predecessor company) |
| Mar 11, 2021 | David Spector listed as Chairman & CEO (previously President & CEO) in SEC filings (predecessor company) |
| Mar 11, 2021 | Andrew S Chang listed as Chief Operating Officer (previously Chief Financial Officer) in SEC filings (predecessor company) |
| Mar 9, 2021 | Michael DeMichele reported in an SEC filing no longer being a director |
| Mar 9, 2021 | MFN Partners, LP reported in an SEC filing no longer being a director |
| Mar 9, 2021 | MFN Partners Management, LP reported in an SEC filing no longer being a director |
| Mar 9, 2021 | MFN Partners Management, LLC reported in an SEC filing no longer being a director |
| Mar 9, 2021 | MFN Partners GP, LLC reported in an SEC filing no longer being a director |
| Mar 9, 2021 | Farhad Nanji reported in an SEC filing no longer being a director |
| Mar 5, 2021 | Michael DeMichele became a director |
| Mar 5, 2021 | MFN Partners, LP became a director |
| Mar 5, 2021 | MFN Partners Management, LP became a director |
| Mar 5, 2021 | MFN Partners Management, LLC became a director |
| Mar 5, 2021 | MFN Partners GP, LLC became a director |
| Feb 22, 2021 | Jonathon S Jacobson became a director |
| Feb 12, 2021 | Kurland Family Investments, LLC no longer listed as a director in SEC filings |
| Jan 11, 2021 | Daniel Stanley Perotti listed as Chief Financial Officer (previously Deputy CFO) in SEC filings (predecessor company) |
| Oct 15, 2020 | Lisa M Shalett became a director |
| May 15, 2020 | Stanford L Kurland first listed as a 10% owner in an SEC filing |
| Jan 16, 2020 | Stanford L Kurland no longer listed as Executive Chairman in SEC filings |
| Jul 10, 2019 | Jeffrey Grogin listed as Chief Enterprise Ops Officer (previously Calo) in SEC filings (predecessor company) |
| Jul 3, 2019 | Anne McCallion no longer listed as Chief Enterprise Ops Officer in SEC filings |
| Mar 7, 2019 | Vandad Fartaj listed as Chief Investment Officer (previously Chief Capital Markets Officer) in SEC filings (predecessor company) |
| Feb 20, 2019 | Jeffrey A. Perlowitz became a director |
| Nov 5, 2018 | BlackRock Holdco 2, Inc. first listed as a director in an SEC filing (predecessor company) |
| Mar 12, 2018 | Anne McCallion first listed as a director in an SEC filing (predecessor company) |
| Aug 1, 2017 | Theodore W Tozer became a director (predecessor company) |
| Mar 8, 2017 | Steven Richard Bailey listed as Chief Mtge Ops Ofcr (previously Chief Operations Officer) in SEC filings (predecessor company) |
| Mar 8, 2017 | Stanford L Kurland listed as Executive Chairman (previously Chairman and CEO) in SEC filings (predecessor company) |
| Mar 8, 2017 | Doug Jones listed as Chief Mtge Bnkg Ofcr (previously Ch Institutional Mrtg Bnkg Off) in SEC filings (predecessor company) |
| Mar 8, 2017 | David Spector listed as President & CEO (previously President & Chief Operating Of) in SEC filings (predecessor company) |
| Mar 8, 2017 | Daniel Stanley Perotti listed as Deputy CFO (previously Chief Asset & Liability Mgt Of) in SEC filings (predecessor company) |
| Mar 8, 2017 | Andrew S Chang listed as Chief Financial Officer (previously Chief Business Development Off) in SEC filings (predecessor company) |
| Jan 9, 2017 | Anne McCallion listed as Chief Enterprise Ops Officer (previously Chief Financial Officer) in SEC filings (predecessor company) |
| Nov 18, 2016 | Leon G Cooperman reported in an SEC filing no longer being a 10% owner |
Not reported recently (19)
- Donald J. White · Last reported as Chief Risk Officer in an SEC filing dated Feb 19, 2025
- Steven Richard Bailey · Last reported as Chief Servicing Officer in an SEC filing dated Feb 19, 2025
- James K Hunt · Last reported as a director in an SEC filing dated Aug 29, 2024
- MFN Partners, LP · Last reported as a director in an SEC filing dated Feb 15, 2022
- MFN Partners Management, LP · Last reported as a director in an SEC filing dated Feb 15, 2022
- MFN Partners Management, LLC · Last reported as a director in an SEC filing dated Feb 15, 2022
- Michael DeMichele · Last reported as a director in an SEC filing dated Feb 15, 2022
- MFN Partners GP, LLC · Last reported as a director in an SEC filing dated Feb 15, 2022
- Kurland Family Investments, LLC · Last reported as a 10% owner in an SEC filing dated Jun 3, 2021
- David M Walker · Last reported as Chief Risk Officer in an SEC filing dated Mar 25, 2021
- Jeffrey Grogin · Last reported as Chief Enterprise Ops Officer in an SEC filing dated Mar 17, 2021
- Stanford L Kurland · Last reported as a director in an SEC filing dated Jan 22, 2021
- Matthew Botein · Last reported as a director in an SEC filing dated Jul 22, 2020
- Blackrock Financial Management Inc/de · Last reported as a 10% owner in an SEC filing dated Feb 13, 2020
- BlackRock Holdco 2, Inc. · Last reported as a 10% owner in an SEC filing dated Feb 13, 2020
- BlackRock Mortgage Ventures, LLC · Last reported as a 10% owner in an SEC filing dated Feb 13, 2020
- BlackRock Inc. · Last reported as a 10% owner in an SEC filing dated Feb 13, 2020
- HC Partners LLC · Last reported as a 10% owner in an SEC filing dated Dec 31, 2019
- Mark Wiedman · Last reported as a director in an SEC filing dated Mar 18, 2019
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
PFSI Proposed Insider Sales (Form 144)
Latest: 2026-08-04
? Form 144 Guide
Last 30d:
0 filings
· Last 90d:
1 filing
· $263K notice value
· 1 unique filer
What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.
How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.
10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.
"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.
Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.
Top 90-day filers:
MAZZELLA JOSEPH F (1, $263K)
| Filed | Filer | Role | Shares | Notice Value | Planned Sale | Broker | Plan | Link |
|---|---|---|---|---|---|---|---|---|
| 2026-08-04 | MAZZELLA JOSEPH F | Officer | 3,401 | $263.2K | 2026-08-04 | Merrill Lynch | — | EDGAR |
| 2026-07-01 | Hendry Gregory L | Officer | 2,177 | $189.2K | 2026-07-01 | Merrill Lynch | 10b5-1 | EDGAR |
| 2026-06-22 | Hendry Gregory L | Officer | 2,943 | $240.5K | 2026-06-22 | Merrill Lynch | 10b5-1 | EDGAR |
| 2026-05-15 | Perotti Daniel Stanley | Officer | 2,925 | $255.9K | 2026-05-15 | Merrill Lynch | 10b5-1 | EDGAR |
| 2026-05-12 | David Spector | Officer | 10,000 | $886.3K | 2026-05-12 | Goldman Sachs & Co. LLC | 10b5-1 | EDGAR |
| 2026-04-14 | David Spector | Officer | 10,000 | $926.7K | 2026-04-14 | Goldman Sachs & Co. LLC | 10b5-1 | EDGAR |
| 2026-04-09 | ELBAUM MARK | Officer | 419 | $38.6K | 2026-04-08 | Merrill Lynch | — | EDGAR |
| 2026-03-06 | David Spector | Officer | 22,436 | $1.93M | 2026-03-06 | Goldman Sachs & Co. LLC | 10b5-1 | EDGAR |
| 2026-03-03 | STARK DEREK | Officer | 1,066 | $93.4K | 2026-03-03 | Merrill Lynch | 10b5-1 | EDGAR |
| 2026-02-25 | STARK DEREK | Officer | 1,903 | $174.1K | 2026-02-25 | Merrill Lynch | 10b5-1 | EDGAR |
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
ETF Holders
82 ETFs hold PFSI
25 shown · $433.94M total exposure · 0.05% AUM-weighted avg weight
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | VTI Vanguard Morningstar Total Stock Market ETF | Vanguard | 0.00% | $56.6M | — | 2026-09-30 |
| 2 | IWM iShares Russell 2000 ETF | iShares (BlackRock) | 0.07% | $48.3M | $74.6B | 2026-10-23 |
| 3 | DFSV Dimensional US Small Cap Value ETF | Dimensional | 0.16% | $42.7M | — | 2026-10-23 |
| 4 | VB Vanguard Morningstar Small-Cap ETF | Vanguard | 0.02% | $39.7M | — | 2026-09-30 |
| 5 | DFAT Dimensional US Targeted Value ETF | Dimensional | 0.12% | $36.4M | — | 2026-10-23 |
| 6 | VBR Vanguard Morningstar Small-Cap Value ETF | Vanguard | 0.04% | $25.8M | — | 2026-09-30 |
| 7 | DFAS Dimensional US Small Cap ETF | Dimensional | 0.07% | $25.4M | — | 2026-10-23 |
| 8 | AVUV Avantis U.S. Small Cap Value ETF | Avantis | 0.08% | $25.3M | $32.2B | 2026-10-23 |
| 9 | VXF Vanguard Extended Market ETF | Vanguard | 0.02% | $20.7M | — | 2026-09-30 |
| 10 | IWN iShares Russell 2000 Value ETF | iShares (BlackRock) | 0.13% | $17.8M | $13.9B | 2026-10-23 |
| 11 | FNDA Schwab Fundamental U.S. Small Company ETF | Nport | 0.14% | $12.8M | — | 2026-05-31 |
| 12 | KBE State Street® SPDR® S&P® Bank ETF | SPDR (State Street) | 0.86% | $12.5M | $1.5B | 2026-10-23 |
| 13 | DFAC Dimensional US Core Equity 2 ETF | Dimensional | 0.01% | $11.8M | — | 2026-10-23 |
| 14 | SCHA Schwab U.S. Small-Cap ETF | Nport | 0.05% | $11.8M | — | 2026-05-31 |
| 15 | VTWO Vanguard Russell 2000 ETF | Vanguard | 0.06% | $10.8M | — | 2026-09-30 |
| 16 | VYM Vanguard High Dividend Yield ETF | Vanguard | 0.01% | $7.3M | — | 2026-09-30 |
| 17 | DFMC Dimensional US Micro Cap ETF | Dimensional | 0.08% | $5.9M | — | 2026-10-23 |
| 18 | FYX First Trust Small Cap Core AlphaDEX® Fund | First Trust | 0.32% | $4.4M | $1.4B | 2026-10-23 |
| 19 | DCOR Dimensional US Core Equity 1 ETF | Dimensional | 0.01% | $4.0M | — | 2026-10-23 |
| 20 | VFH Vanguard Financials ETF | Vanguard | 0.02% | $3.0M | — | 2026-09-30 |
| 21 | DFUV Dimensional US Marketwide Value ETF | Dimensional | 0.02% | $2.6M | $15.5B | 2026-10-23 |
| 22 | DON WisdomTree U.S. Midcap Dividend Fund | Nport | 0.06% | $2.4M | — | 2026-06-30 |
| 23 | ITOT iShares Core S&P Total U.S. Stock Market ETF | iShares (BlackRock) | 0.00% | $2.4M | $96.5B | 2026-10-23 |
| 24 | GSC Goldman Sachs Small Cap Equity ETF | Goldman | 0.64% | $1.9M | $287.9M | 2026-10-23 |
| 25 | VTWV Vanguard Russell 2000 Value ETF | Vanguard | 0.13% | $1.7M | — | 2026-09-30 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
Trailing P/E
6.80
TTM Diluted EPS
$9.29
TTM Revenue
$2.09B
TTM Net Income
$501.08M
TTM Op. Cash Flow
$-1.65B
Quarterly figures (12 quarters)
| Quarter | Period End | Revenue | Net Income | Diluted EPS | Op. Cash Flow |
|---|---|---|---|---|---|
| Q4 '25 | 2025-12-31 | $551.12M | $106.83M | $1.96 | $-1.89B |
| Q3 '25 | 2025-09-30 | $630.46M | $181.50M | $3.37 | $-697.37M |
| Q2 '25 | 2025-06-30 | $462.38M | $136.46M | $2.54 | $-131.31M |
| Q1 '25 | 2025-03-31 | $449.11M | $76.28M | $1.42 | $1.07B |
| Q4 '24 | 2024-12-31 | $510.52M | $104.49M | $1.96 | $-2.15B |
| Q3 '24 | 2024-09-30 | $400.72M | $69.37M | $1.30 | $-393.71M |
| Q2 '24 | 2024-06-30 | $413.19M | $98.26M | $1.85 | $-1.09B |
| Q1 '24 | 2024-03-31 | $315.00M | $39.31M | $0.74 | $-897.94M |
| Q4 '23 | 2023-12-31 | $376.58M | $-36.84M | $-0.70 | $430.29M |
| Q3 '23 | 2023-09-30 | $387.15M | $92.87M | $1.77 | $-975.94M |
| Q2 '23 | 2023-06-30 | $342.24M | $58.25M | $1.11 | $2.23B |
| Q1 '23 | 2023-03-31 | $306.15M | $30.38M | $0.57 | $-3.26B |
Q4 2025 • period ending 2025-12-31 • filed 2026-02-20
Valuation
Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.
Price Multiples
- P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
- P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
- P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
- EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
- EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
- ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
- ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
- Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
- FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
- Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
- Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
- Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
- Multiples expanding while earnings are flat = sentiment-driven rally.
- Multiples compressing while earnings grow = value coming from fundamentals.
P/E
6.80
P/B
0.79
P/S
1.62
EV/EBITDA
4.17
EV/Sales
4.12
ROE
11.6%
ROA
1.7%
Div Yield
1.91%
FCF Yield
-48.67%
Debt/Equity
1.28
Current Ratio
—
Market Cap
$3.39B
as of 2026-10-26
Short Interest & Float
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
Metric definitions
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.
Short Interest
3.31M
SI % of Float
11.83%
Days to Cover
5.29
Short Vol Ratio
79.1%
Free Float
28.01M
Float %
53.9%
Short interest 2026-09-30 • Short volume 2026-10-26 • Float 2026-08-24