VLY Valley National Bancorp

XNAS 13.81 Delayed
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Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

VLY $13.81 —
Key stats
$13.81
After hours $13.21 -4.31%
52-Week Range
$9.71 – $15.20
YTD
+18.14%
IV Rank (30D)
67.53
Straddle Price
$1.02
P/C Vol Ratio
0.04
Market Cap
$7.2B
Open
$13.10
Day Range
$13.05 – $13.85
Volume
13,613,682
Prev Close
$13.02
Fair Value
MODEL: LONG

A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.

  • DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
  • Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
  • DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
  • P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
  • Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
  • Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
  • Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
  • Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
10-yr Treasury (rf)5.15%
Beta vs SPY0.98
Cost of Equity (CAPM)10.06% (VRP-adj)
WACC8.82%
Volatility Risk Premium+43.0pp (IV − HV30)
Effective Tax Rate19.4%
Rev. Growth (YoY, DCF input)+0.5%
DCF Horizon12 years explicit + fade
Forward Tilt (NTM/TTM)×1.00 (applied to P/E, EV/EBITDA, P/S)
Free Cash Flow (TTM)$0.6B
Return on Equity (TTM)8.4%
Book / Price106.9% — banking bias active (P/B is primary)
Bank Quality Adj×0.78 (target ROE vs peer median)
Gross Margin (TTM)59.3%
FCF Margin (TTM)15.9%
Debt / Equity0.33
Quality Score4/6 — high quality (12y DCF)
Market-Implied Growth+3.3% (reverse-DCF on current price)
SMA 50$13.48 (Market Anchor value)
SMA 20 / Bollinger Mid$12.72
Bollinger Width / SMA2041.8% (drives anchor stability)
Net Debt$2.3B
Market Cap$7B
Peers used for multiples: CFG, FITB, JPM, MTB, PNC, TFC, UMBF, USB
60-Day Conviction
57%
20-Day Fair Value
≈ by Nov 20, 2026
$14.09
α +2.0% rank 7%
conviction
90%
40-Day Fair Value
≈ by Dec 21, 2026
$14.29
α +3.5% rank 4%
conviction
91%
60-Day Fair Value
≈ by Jan 19, 2027
$14.04
α +1.7% rank 3%
conviction
57%
MethodImplied PriceWeightDetail
DCF $10.12 31%
DDM (Gordon) $5.75 25%
Peer P/E $10.35 9% median 12.0× · 8 peers
Peer EV/EBITDA n/a 0% median 16.1× · 8 peers
Peer P/B $18.31 14% median 1.3× · 8 peers
Peer P/S $11.42 5% median 2.3× · 8 peers
Market Anchor (SMA50) $13.48 0% stability 0% (BB-width)
Options Expected (B-L 30d) $13.17 16% 10 strikes · skew +0.52
As of 2026-10-22 · updated
About
Industry (SIC)
NATIONAL COMMERCIAL BANKS (6021) · industry map
Exchange
XNAS
Market Cap
$7.2B
Employees
3,675
List Date
1981-06-01
CIK
0000714310
Next Earnings
2026-10-22 (Pre-Market)
EPS Forecast
$0.33 (6 est.)
Headquarters
New York, NY
Homepage
https://www.valley.com

Valley National Bancorp is a bank holding company that offers a full suite of national and regional banking solutions through various commercial, private banking, retail, insurance, and wealth management financial services products. It provides personalized service and customized solutions to assist its customers with their financial service needs. The group also offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking, which offers nationally. It manages its business operations under operating segm…

Summary
—
composite
—
No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart
Seasonality
'21'22'23'24'25'26Avg
Jan4.83%-0.14%5.23%-10.84%15.12%6.59%3.46%
Feb18.36%0.72%-3.98%-8.59%-2.09%-0.08%0.72%
Mar9.05%-1.21%-19.51%-0.75%-7.40%-4.14%-3.99%
Apr-0.22%-8.13%3.08%-11.04%-3.26%9.08%-1.75%
May2.58%5.39%-1.99%-2.33%0.80%1.92%1.06%
Jun-6.99%-17.32%4.17%0.14%3.36%8.36%-1.38%
Jul-4.66%10.39%28.57%21.92%0.87%-3.48%8.94%
Aug2.11%-1.36%-7.37%9.32%13.94%-5.93%1.78%
Sep2.78%-7.14%-9.32%7.22%1.83%-5.68%-1.72%
Oct-2.28%5.89%-6.15%8.85%2.74%9.00%*3.01%
Nov-4.75%6.03%17.42%12.95%3.47%--7.02%
Dec2.69%-10.17%13.01%-14.12%1.74%---1.37%
Total23.19%-18.88%15.11%6.20%33.16%14.81%12.26%
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $12.76
SMA 50: $13.46
SMA 200: $13.39
Current: $13.81
EMA 12: $12.92
EMA 26: $13.01
MACD: -0.0906 | Signal: 0.1451
BEARISH
ADX (14): 34.74
TREND
+DI: 41.37
−DI: 22.66

Momentum Oscillators

RSI (14): 65.42
NEUTRAL
Stoch %K: 93.03
Stoch %D: 76.27
Williams %R: -2.21

Volume & Volatility

BB Upper: $13.34
BB Lower: $12.19
OVERBOUGHT
OBV: 214,805,318
Vol SMA 20: 7,435,618
Vol ROC: 77.49%
ATR: $0.31
True Range: $0.83
HV 20: 29.9%
HV 30: 27.2%
HV 60: 24.3%

Data Summary

Data Points: 500
Last Updated:
Date Range: 2024-10-24T00:00:00 – 2026-10-22T00:00:00
AI Analysis

VLY (Valley National Bancorp) - Comprehensive Stock Analysis

Executive Summary

Overall Assessment: BEARISH | Confidence Level: 7/10

Valley National Bancorp is displaying conflicting signals typical of a transition period in a financial sector stock. While recent acquisition news (Bluevine, Providence Financial) suggests positive growth momentum, technical deterioration and options market positioning indicate near-term weakness. The stock is caught between bullish fundamental narratives and bearish momentum indicators.

Key Drivers:

  • Positive: Strategic acquisitions in attractive markets (Chicago expansion, Bluevine integration)
  • Negative: Strong downtrend momentum, bearish MACD crossover, elevated put positioning
  • Primary Risk: Technical breakdown below $12.19 support level; acquisition integration execution risk

Investment Thesis: VLY faces a near-term technical headwind despite constructive strategic news. The 44.84 ADX reading indicates an uncommonly strong bearish trend (−DI 33.68 vs +DI 14.02), suggesting institutional selling pressure that contradicts positive acquisition headlines. This divergence presents risk to the upside narrative until technical stabilization occurs.

Recent News Sentiment Impact: Positive acquisition announcements (Bluevine deal on 2026-09-29, Providence Financial on 2026-08-25) have not arrested the downtrend, suggesting the market is discounting execution risk or unfavorable pricing/terms. The disconnect between positive headlines and negative price action is a critical red flag.

Technical Analysis

Trend Direction

| Timeframe | Direction | Assessment | |-----------|-----------|------------| | Short-term (1-4 weeks) | BEARISH | Price at $12.64 trades below SMA 20 ($12.98), EMA 12 ($12.78), and SMA 50 ($13.75). Below all major moving averages = confirmed downtrend. | | Medium-term (1-3 months) | BEARISH | Price below SMA 50 ($13.75) and SMA 200 ($13.35) confirms intermediate downtrend. Lower highs and lower lows structure in place. | | Long-term (3-12 months) | NEUTRAL-TO-BEARISH | Price proximity to 200-day MA ($13.35) suggests testing of longer-term support. No clear long-term trend, but technical structure remains weak. |

Support & Resistance Levels

| Level | Type | Significance | Distance | |-------|------|--------------|----------| | $12.19 | Support | Bollinger Bands lower band; critical breakdown level | -3.6% from current | | $12.64 | Current | Present trading level; weak support | — | | $12.98 | Support/Resistance | SMA 20 (recent pivot); intermediate support | +2.7% from current | | $13.35 | Strong Support | SMA 200; long-term moving average anchor | +5.6% from current | | $13.75 | Resistance | SMA 50; significant overhead barrier | +8.8% from current | | $13.77 | Resistance | Bollinger Bands upper band; technical ceiling | +8.9% from current |

Breakout Scenario: A close below $12.19 would signal acceleration of downtrend with potential target near $11.80-$12.00. Recovery Scenario: A break above $13.75 would invalidate bearish structure and potentially retest $14.50-$15.00 range.

Momentum Signals

MACD Analysis (BEARISH):

  • Current: -0.33 / Signal Line: 0.01 / Histogram: -0.34
  • Red Flag: MACD is deeply negative and trading below signal line, indicating bearish momentum divergence
  • The negative histogram (-0.34) shows bearish momentum accelerating downward
  • Classic bearish signal: MACD has crossed below its signal line, typical precursor to further weakness
  • Interpretation: Downside momentum is strengthening, not weakening—a warning sign for continued pressure

RSI Analysis (NEUTRAL-BEARISH):

  • Current: 36.15 (in neutral zone, but closer to oversold)
  • RSI sits in the 30-70 neutral band but closer to oversold (<30) territory
  • Not yet in true oversold conditions, suggesting further downside before reversal conditions emerge
  • Interpretation: Momentum is depleted but not exhausted; room for additional downward pressure

Stochastic Analysis (BEARISH):

  • %K: 31.93 / %D: 26.38
  • Both readings below 50, indicating bearish momentum continuation
  • %K below %D suggests downward momentum in the near-term (daily/weekly)
  • Interpretation: Reinforces MACD bearishness; consistent bearish signal across multiple oscillators

Williams %R (NEUTRAL):

  • Reading: -62.57 (on scale of 0 to -100)
  • Moderate bearish reading, not at extreme levels (would be -80 to -100 for extreme oversold)
  • Interpretation: Mild oversold conditions but with reversal room available

Bollinger Bands Analysis (NEUTRAL):

  • Price at $12.64 sits slightly below middle band ($12.98)
  • Upper Band: $13.77 / Lower Band: $12.19
  • Band Width: 12.14 (moderate width, not in compression/squeeze)
  • Signal: Neutral positioning; no extreme squeeze or overbought conditions. However, proximity to lower band suggests mean reversion risk OR potential breakdown if support breaks.

Volume Analysis

Critical Volume Red Flag:

  • Volume Rate of Change: -62.48% — dramatically negative
  • This indicates current volume is 62.5% below the 20-day volume average
  • Volume SMA 20: 7.93M shares (normal trading level)
  • Current volume appears thin, suggesting low institutional participation in the downtrend

On-Balance Volume (OBV): 220,961,851.68

  • OBV is a cumulative volume indicator; this figure alone requires trend context
  • The extreme negative volume rate of change suggests volume is drying up, which typically occurs at trend inflection points
  • Interpretation: Lack of volume conviction in selling suggests potential capitulation or institutional positioning ahead of a move

Institutional Interest Assessment:

  • Low current volume (62% below average) = reduced institutional selling pressure
  • This could signal: (1) Capitulation bottom forming, or (2) Institutions awaiting clearer direction before committing capital
  • For a financial sector stock with positive acquisition news, thin volume is unusual and suggests hesitation despite positive headlines

News & Sentiment Analysis

Recent Headlines Summary

| Headline | Date | Sentiment | Relevance | |----------|------|-----------|-----------| | Bluevine Deal Strengthen Growth Outlook | 2026-09-29 | POSITIVE | Most recent; directly bullish on growth | | Providence Financial Acquisition (Chicago expansion) | 2026-08-25 | POSITIVE | Strategic market expansion; high-performing asset | | Quarterly Dividend Declaration | 2026-05-18 | NEUTRAL | Routine capital distribution; positive for income investors | | Subordinated Notes Pricing | 2026-05-11 | NEUTRAL | Capital raise; neither bullish nor bearish standalone | | Quarterly Dividend Declaration | 2026-02-24 | POSITIVE | Continued distribution; operational stability signal | | Green Thumb Industries Financing (2026-02-20) | 2026-02-20 | NEUTRAL | Appears to be external company (cannabis); low relevance to VLY analysis |

Sentiment Assessment

Aggregate Sentiment: POSITIVE (Acquisition-driven)

  • 3 of 6 headlines are positive-leaning
  • 3 are neutral/routine
  • Zero negative headlines in the recent set

Critical Disconnect: The stark divergence between positive news sentiment and negative technical action is the most important insight:

  • Bluevine deal announced 2026-09-29 (most recent) — stock has not rallied
  • Providence Financial acquisition announced 2026-08-25 — stock has continued declining since
  • This suggests the market is pricing in acquisition risk, dilution concerns, or earnings headwinds that outweigh growth synergy expectations

Catalyst Identification

Immediate Catalysts (Next 7-14 days):

  • None identified; no announcements immediately pending

**Near-term Catalysts (1-4 weeks

Generated
News
All VLY news →
Earnings History
18 of 19 under expected move
Avg Expected Move
8.93%
Avg Actual Move
2.54%
Each row pairs the pre-earnings straddle-implied expected move with the realized close-to-close move. Sorted oldest first.
Earnings Date Timing Expected Move Actual Move Ratio Outcome
2021-01-28 Pre-Market 5.29% 0.29% 0.05x Within
2021-04-29 Pre-Market 6.43% 0.11% 0.02x Within
2021-07-22 Pre-Market 6.94% 2.24% 0.32x Within
2021-10-28 Pre-Market 7.23% 1.04% 0.14x Within
2022-01-27 Pre-Market 6.69% 7.93% 1.19x Exceeded
2023-04-27 Pre-Market 16.90% 3.85% 0.23x Within
2023-07-27 Pre-Market 9.71% 2.52% 0.26x Within
2023-10-26 Pre-Market 11.48% 1.68% 0.15x Within
2024-01-25 Pre-Market 7.22% 4.44% 0.61x Within
2024-04-25 Pre-Market 12.12% 0.89% 0.07x Within
2024-07-25 Pre-Market 11.81% 3.07% 0.26x Within
2024-10-24 Pre-Market 10.14% 5.26% 0.52x Within
2025-01-23 Pre-Market 8.16% 0.20% 0.02x Within
2025-04-24 Pre-Market 9.27% 1.16% 0.13x Within
2025-07-24 Pre-Market 6.70% 1.75% 0.26x Within
2025-10-23 Pre-Market 10.12% 4.24% 0.42x Within
2026-01-29 Pre-Market 8.56% 3.26% 0.38x Within
2026-04-23 Pre-Market 7.17% 3.92% 0.55x Within
2026-07-23 Pre-Market 7.75% 0.48% 0.06x Within

Earnings calendar: this week’s reports with expected vs actual moves →

VLY Options Activity & IV Rank

VLY IV rank history, 52-week IV rank and IV percentile →

Volatility Metrics

Current IV: 31.7%
7-DTE IV: —
Expected Move: $1.02
7-DTE Move: $1.02
Days to Exp: 29 (2026-11-20)

Options Flow

Call Volume: 1,113
Put Volume: 46
P/C Volume: 0.041
BULLISH
Call OI: 245
Put OI: 136
P/C OI: 0.555
Total OI: 381

ATM Options Pricing

ATM Call: $0.38
ATM Put: $0.65
Call %: 2.7%
Put %: 4.7%

Chain Summary

Chain Volume: 8,652
Chain OI: 28,265
Last Updated: 10/22/2026
Spread Scanner GPU
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Dealer Positioning
TYPICAL γ

Estimated net dealer gamma is at the 78th percentile of this name's own daily history, within its typical range. This describes current positioning; it is not a forecast or a trading signal.

Gamma percentile
78%
vs own history
GEX tilt
+0.56
OI-weighted, today
Vanna tilt
+0.07
δ-sensitivity to IV
Charm tilt
-0.25
δ-decay vs time

Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.

Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.

Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.

This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.

· 21 ATM contracts, 9k total OI
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d —
— pts EXTREME
No data
30 DTE / 10d —
— pts EXTREME
ATM 32.1% / Wing —

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Enter a ticker to render the implied volatility surface.

Volatility Smile

Enter a ticker to render the implied volatility smile.

IV Rank (7 DTE)
IV Rank (30 DTE)67.5MediumOct 22
Straddle Price (30 DTE)$1.02Oct 22
Beta Analysis

Risk Metrics

Beta: 0.7259
Alpha: 24.01%
Correlation: 0.3601
R-Squared: 13.0%
Stock Volatility: 25.7%
Market Volatility: 12.7%

Analysis Details

Benchmark: SPY
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own VLY
4 of 37 tracked investors
InvestorValueShare of their portfolioRankQ/Q sharesSource
Millennium Management Hedge fund
Izzy Englander
$52.6M
0.04%
#590 of 3716-0.6%13F
Bridgewater Associates Hedge fund
Ray Dalio
$17.2M
0.07%
#232 of 997-20.3%13F
Point72 Hedge fund
Steve Cohen
$4.1M
0.01%
#1037 of 1945new13F
Rockefeller Capital Management Family office
Rockefeller family
$588K
0.00%
#2005 of 4729+3.1%13F

Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions

VLY Institutional Ownership (13F)

Latest filings — 2026-09-30
Diluted shares outstanding: 562,259,196 (as of 2026-03-31)

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

492 filers473,503,658 shares$6.77B value84.21% of float
# Filer Shares Value % of Total % of Float Period
1 BlackRock, Inc. Custodian 73,653,652 $1.08B 15.94% 13.10% 2026-06-30
2 Vanguard Group Inc Custodian 49,436,426 $577.42M 8.53% 8.79% 2025-12-31
3 Dimensional Fund Advisors LP Custodian 30,528,862 $447.25M 6.61% 5.43% 2026-06-30
4 Vanguard Portfolio Management LLC 25,297,793 $370.61M 5.48% 4.50% 2026-06-30
5 State Street Corp 23,800,351 $351.28M 5.19% 4.23% 2026-06-30
6 Vanguard Capital Management LLC 21,283,880 $311.81M 4.61% 3.79% 2026-06-30
7 Wellington Management Group LLP Custodian 20,091,604 $294.34M 4.35% 3.57% 2026-06-30
8 Geode Capital Management, LLC Custodian 15,188,393 $222.55M 3.29% 2.70% 2026-06-30
9 NOMURA ASSET MANAGEMENT INTERNATIONAL INC. 12,267,304 $179.72M 2.66% 2.18% 2026-06-30
10 Azora Capital LP 10,247,196 $150.12M 2.22% 1.82% 2026-06-30
11 AQR Capital Management, LLC Custodian 9,390,111 $137.42M 2.03% 1.67% 2026-06-30
12 Goldman Sachs Group Inc Custodian 8,806,286 $129.01M 1.91% 1.57% 2026-06-30
13 Charles Schwab Investment Management, Inc. 7,554,276 $110.67M 1.64% 1.34% 2026-06-30
14 Morgan Stanley Custodian 7,250,429 $106.22M 1.57% 1.29% 2026-06-30
15 JUPITER ASSET MANAGEMENT LTD 6,885,523 $100.87M 1.49% 1.22% 2026-06-30
16 Freestone Grove Partners LP 6,066,353 $88.87M 1.31% 1.08% 2026-06-30
17 American Century Companies, Inc. 6,062,869 $88.82M 1.31% 1.08% 2026-06-30
18 Northern Trust Corp Custodian 5,798,113 $84.94M 1.26% 1.03% 2026-06-30
19 VOYA INVESTMENT MANAGEMENT LLC 5,617,239 $82.29M 1.22% 1.00% 2026-06-30
20 Norges Bank 5,275,012 $77.28M 1.14% 0.94% 2026-06-30
21 Bank of New York Mellon Corp Custodian 4,660,465 $68.28M 1.01% 0.83% 2026-06-30
22 Artemis Investment Management LLP 5,032,506 $63.51M 0.94% 0.90% 2026-09-30
23 Marshall Wace, LLP Custodian 4,097,989 $60.04M 0.89% 0.73% 2026-06-30
24 Nuveen, LLC Custodian 3,925,414 $57.51M 0.85% 0.70% 2026-06-30
25 Bank of America Corp Custodian 3,632,089 $53.21M 0.79% 0.65% 2026-06-30
10 filers$9.97M notional
# Filer Notional Value % of Total Period
1 Susquehanna International Group, LLP Custodian $3.98M 39.90% 2026-06-30
2 Simplex Trading, LLC Custodian $1.90M 19.08% 2026-06-30
3 IMC-Chicago, LLC Custodian $1.30M 13.08% 2026-06-30
4 Citadel Advisors LLC Custodian $874.61K 8.78% 2026-06-30
5 Jane Street Group, LLC Custodian $786.71K 7.89% 2026-06-30
6 GROUP ONE TRADING LLC Custodian $695.88K 6.98% 2026-06-30
7 Wolverine Trading, LLC Custodian $289.11K 2.90% 2025-09-30
8 PEAK6 LLC $65.92K 0.66% 2026-06-30
9 SALZHAUER MICHAEL $52.50K 0.53% 2026-06-30
10 Walleye Trading LLC $19.05K 0.19% 2026-06-30
10 filers$24.05M notional
# Filer Notional Value % of Total Period
1 Jane Street Group, LLC Custodian $10.96M 45.57% 2026-06-30
2 Susquehanna International Group, LLP Custodian $4.71M 19.60% 2026-06-30
3 IMC-Chicago, LLC Custodian $3.18M 13.21% 2026-06-30
4 GROUP ONE TRADING LLC Custodian $1.69M 7.01% 2026-06-30
5 Citadel Advisors LLC Custodian $1.10M 4.59% 2026-06-30
6 Simplex Trading, LLC Custodian $994.74K 4.14% 2026-06-30
7 PEAK6 LLC $739.83K 3.08% 2026-06-30
8 Wolverine Trading, LLC Custodian $330.41K 1.37% 2025-09-30
9 Walleye Capital LLC $216.82K 0.90% 2026-06-30
10 Walleye Trading LLC $125.99K 0.52% 2026-06-30

VLY Insider Trading (Form 4)

Latest: 2026-10-05
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-10-05 Patrick D Smith SEVP, Pres Consumer Banking Tax (F) −15,600 $12.62 -$196.9K EDGAR
2026-08-04 Travis Lan SEVP, Chief Financial Officer Tax (F) −4,877 $14.29 -$69.7K EDGAR
2026-08-04 Mark Saeger EVP, Chief Credit Officer Tax (F) −5,487 $14.29 -$78.4K EDGAR
2026-07-02 Lyndsey M Sloan SEVP, General Counsel Tax (F) −3,836 $14.65 -$56.2K EDGAR
2026-07-02 John P Regan SEVP, Chief Risk Officer Tax (F) −4,907 $14.65 -$71.9K EDGAR
2019-08-20 Alan D Eskow Senior EVP & Senior Advisor — — — EDGAR
2019-04-19 Eugene Mark Fernandez EVP, Chief Marketing Officer — — — EDGAR
2019-04-18 Kevin Chittenden EVP, Chief Res. Lend. Officer — — — EDGAR
2019-04-18 Bernadette Mueller EVP, Director of CRA — — — EDGAR
2018-07-31 Ronald H. Janis Senior EVP & General Counsel Buy (P) +10,000 $11.64 $116.4K EDGAR
2018-07-26 Mary Guilfoile Director Other (J) −4,967 — EDGAR
2018-06-11 Gerald Korde Director Sell (S) −5,000 $13.27 -$66.3K EDGAR
2018-06-07 Graham O Jones Director Sell (S) −76,000 $13.21 -$1.00M EDGAR
2018-05-29 Gerald H Lipkin Director Sell (S) −260,065 $12.81 -$3.33M EDGAR
2018-05-10 Jennifer W Steans Director Sell (S) −175,300 $12.76 -$2.24M EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.

VLY Insider Holdings

5 insiders · @ $13.81
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 Mark Saeger EVP, Chief Credit Officer 217,799 $3.01M $0 2 2026-08-04
2 Patrick D Smith SEVP, Pres Consumer Banking 118,115 $1.63M $0 1 2026-10-05
3 Travis Lan SEVP, Chief Financial Officer 81,268 $1.12M $0 1 2026-08-04
4 John P Regan SEVP, Chief Risk Officer 64,668 $893.1K $0 1 2026-07-02
5 Lyndsey M Sloan SEVP, General Counsel 47,724 $659.1K $0 1 2026-07-02
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.

VLY Board & Officers

As of SEC filings through Oct 5, 2026

Directors 12

Officers 10

Changes in the last 10 years (67)
Jan 27, 2026Carlos J Vazquez became a director
Sep 2, 2025Patrick D Smith became SEVP, Pres Consumer Banking
Aug 5, 2025Travis Lan listed as SEVP, Chief Financial Officer (previously EVP, Interim CFO) in SEC filings
Jun 16, 2025Lyndsey M Sloan became SEVP, General Counsel
Apr 2, 2025Russell Barrett listed as SEVP, Chief Operating Officer (previously SEVP, Chief Operations Officer) in SEC filings
Mar 31, 2025Gino A. Martocci became SEVP, Pres Commercial Banking
Mar 12, 2025Eyal Efrat became a director
Mar 3, 2025The company announced the departure of Joseph Chillura as SEVP, CML Banking President in an SEC filing
Feb 5, 2025Yvonne M. Surowiec listed as SEVP, Chief People Officer (previously Sevp, Cpo) in SEC filings
Jan 24, 2025The company announced the departure of Avner Mendelson from the board in an SEC filing
Dec 11, 2024The company announced the departure of Thomas A Iadanza as President in an SEC filing
Nov 30, 2024Travis Lan became EVP, Interim CFO
Nov 14, 2024Nitzan Sandor became a director
Aug 20, 2024The company announced the departure of Dafna Landau from the board in an SEC filing
Aug 6, 2024Mark Saeger listed as EVP, Chief Credit Officer (previously EVP, Cco) in SEC filings
Jun 24, 2024John P Regan became SEVP, Chief Risk Officer
Jun 3, 2024The company announced the departure of Raja A Dakkuri as SEVP, Chief Risk Officer in an SEC filing
Apr 2, 2024Russell Barrett listed as SEVP, Chief Operations Officer (previously Sevp) in SEC filings
Mar 13, 2024Joseph Chillura listed as SEVP, CML Banking President (previously SEVP, Chief Customer Officer) in SEC filings
Jan 1, 2024Russell Barrett became Sevp
Not reported recently (16)
  • Bank Leumi Le Israel Bm · Last reported as a 10% owner in an SEC filing dated Feb 20, 2025
  • Andrew B Abramson · Last reported as a director in an SEC filing dated Feb 14, 2025
  • Marc J Lenner · Last reported as a director in an SEC filing dated Feb 14, 2025
  • Peter J Baum · Last reported as a director in an SEC filing dated May 23, 2024
  • Michael D Hagedorn · Last reported as SEVP, Chief Financial Officer in an SEC filing dated Feb 22, 2024
  • Ronald H. Janis · Last reported as Senior EVP & General Counsel in an SEC filing dated Feb 16, 2022
  • Melissa F Scofield · Last reported as EVP - Chief Risk Officer in an SEC filing dated Feb 18, 2021
  • Kevin J Lynch · Last reported as a director in an SEC filing dated Jan 26, 2021
  • Graham O Jones · Last reported as a director in an SEC filing dated Dec 9, 2020
  • Michael L Larusso · Last reported as a director in an SEC filing dated Dec 19, 2019
  • Gerald H Lipkin · Last reported as a director in an SEC filing dated Sep 17, 2019
  • Gerald Korde · Last reported as a director in an SEC filing dated Mar 14, 2019
  • Dianne M Grenz · Last reported as Sr. EVP-Chief Cons Bkg Off in an SEC filing dated Feb 14, 2019
  • Pamela R Bronander · Last reported as a director in an SEC filing dated Apr 23, 2018
  • Andrea T Onorato · Last reported as EVP-Chief Admin. Officer in an SEC filing dated Feb 2, 2018
  • Sherry Ambrosini · Last reported as FSVP - Chief Credit Officer in an SEC filing dated Feb 17, 2017
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.

VLY Proposed Insider Sales (Form 144)

Latest: 2026-06-12
Last 30d: 0 filings  ·  Last 90d: 0 filings

What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.

How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.

10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.

"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.

Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.

Filed Filer Role Shares Notice Value Planned Sale Broker Plan Link
2026-06-12 CRANDELL MITCHELL L Officer 25,495 $373.0K 2026-06-12 Fidelity Brokerage Services LLC — EDGAR
2026-04-27 BARRETT RUSSELL Officer 90,537 $1.23M 2026-04-27 Fidelity Brokerage Services LLC — EDGAR
2025-06-11 ABRAMSON ANDREW B Former Director 10,000 $90.7K 2025-06-11 Fidelity Brokerage Services LLC — EDGAR
2025-05-23 PETER BAUM Former Director 40,844 $355.3K 2025-05-20 Morgan Stanley Smith Barney LLC … — EDGAR
2025-04-22 MENDELSON AVNER Former Director 94,363 $778.2K 2025-04-22 Fidelity Brokerage Services LLC — EDGAR
2025-02-06 MENDELSON AVNER Former Director 402,000 $4.18M 2025-02-06 Fidelity Brokerage Services LLC — EDGAR
2025-01-30 Joseph Chillura Officer 50,000 $519.2K 2025-01-30 UBS Financial Services Inc — EDGAR
2025-01-29 Joseph Chillura Officer 50,000 $509.6K 2025-01-29 UBS Financial Services Inc — EDGAR
2024-06-14 CHILLURA JOSEPH Officer 10,000 $65.7K 2024-06-14 Raymond James & Associates — EDGAR
2024-05-29 CHILLURA JOSEPH Officer 25,000 $185.8K 2024-05-23 Raymond James & Associates — EDGAR
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
Recent SEC Filings
Latest: 2026-05-18
Current reports — material events the company must disclose within 4 business days (earnings releases, M&A, executive changes, etc.).
Filing Date Accession Link
2026-05-18 0000714310-26-000030 EDGAR
2026-05-14 0001193125-26-224197 EDGAR
2026-05-07 0001193125-26-210654 EDGAR
2026-04-23 0000714310-26-000020 EDGAR
2026-02-24 0000714310-26-000010 EDGAR
2026-01-29 0000714310-26-000007 EDGAR
2026-01-28 0000714310-26-000003 EDGAR
2025-10-23 0000714310-25-000153 EDGAR
2025-07-24 0000714310-25-000137 EDGAR
2025-05-21 0000714310-25-000106 EDGAR
Annual report — audited financial statements, MD&A, risk factors. Filed 60–90 days after fiscal year-end.
Filing Date Accession Link
2026-02-27 0000714310-26-000017 EDGAR
2025-02-28 0000714310-25-000068 EDGAR
2024-02-29 0000714310-24-000065 EDGAR
2023-03-01 0000714310-23-000043 EDGAR
2022-02-28 0000714310-22-000063 EDGAR
2021-02-26 0000714310-21-000059 EDGAR
2020-03-10 0000714310-20-000066 EDGAR
2019-02-28 0000714310-19-000096 EDGAR
2018-03-01 0000714310-18-000104 EDGAR
2017-02-28 0000714310-17-000087 EDGAR
Quarterly report — unaudited financials and MD&A. Filed 40–45 days after each of the first three fiscal quarters.
Filing Date Accession Link
2026-05-07 0000714310-26-000027 EDGAR
2025-11-07 0000714310-25-000157 EDGAR
2025-08-07 0000714310-25-000147 EDGAR
2025-05-08 0000714310-25-000095 EDGAR
2024-11-12 0000714310-24-000164 EDGAR
2024-08-08 0000714310-24-000151 EDGAR
2024-05-08 0000714310-24-000084 EDGAR
2023-11-09 0000714310-23-000135 EDGAR
2023-08-07 0000714310-23-000124 EDGAR
2023-05-08 0000714310-23-000103 EDGAR
ETF Holders
135 ETFs hold VLY
25 shown · $1.77B total exposure · 0.24% AUM-weighted avg weight
# ETF Provider Weight $ Exposure ETF AUM As Of
1 IJH iShares Core S&P Mid-Cap ETF iShares (BlackRock) 0.18% $219.5M $123.0B 2026-10-20
2 VTI Vanguard Morningstar Total Stock Market ETF Vanguard 0.01% $188.3M — 2026-09-30
3 IWM iShares Russell 2000 ETF iShares (BlackRock) 0.22% $162.4M $75.1B 2026-10-20
4 VB Vanguard Morningstar Small-Cap ETF Vanguard 0.08% $133.5M — 2026-09-30
5 DVY iShares Select Dividend ETF iShares (BlackRock) 0.56% $131.5M $23.2B 2026-10-20
6 DFSV Dimensional US Small Cap Value ETF Dimensional 0.48% $131.4M — 2026-10-20
7 DFAT Dimensional US Targeted Value ETF Dimensional 0.32% $97.1M — 2026-10-20
8 VBR Vanguard Morningstar Small-Cap Value ETF Vanguard 0.13% $86.8M — 2026-09-30
9 AVUV Avantis U.S. Small Cap Value ETF Avantis 0.22% $68.2M $31.4B 2026-10-20
10 VXF Vanguard Extended Market ETF Vanguard 0.07% $67.3M — 2026-09-30
11 DFAS Dimensional US Small Cap ETF Dimensional 0.16% $55.1M — 2026-10-20
12 XMMO Invesco S&P MidCap Momentum ETF Invesco 0.70% $47.6M — 2026-10-20
13 MDY State Street® SPDR® S&P MIDCAP 400® ETF Trust SPDR (State Street) 0.18% $45.9M $25.8B 2026-10-20
14 IWN iShares Russell 2000 Value ETF iShares (BlackRock) 0.31% $43.2M $13.7B 2026-10-20
15 KRE State Street® SPDR® S&P® Regional Banking ETF SPDR (State Street) 1.08% $42.9M $4.0B 2026-10-20
16 VTWO Vanguard Russell 2000 ETF Vanguard 0.20% $35.9M — 2026-09-30
17 SPMD State Street® SPDR® Portfolio S&P 400™ Mid Cap ETF SPDR (State Street) 0.18% $33.0M $18.4B 2026-10-20
18 SCHA Schwab U.S. Small-Cap ETF Nport 0.14% $31.7M — 2026-05-31
19 IJJ iShares S&P Mid-Cap 400 Value ETF iShares (BlackRock) 0.36% $31.1M $8.5B 2026-10-20
20 DFAC Dimensional US Core Equity 2 ETF Dimensional 0.03% $25.9M — 2026-10-20
21 VYM Vanguard High Dividend Yield ETF Vanguard 0.03% $24.6M — 2026-09-30
22 FNDA Schwab Fundamental U.S. Small Company ETF Nport 0.22% $19.9M — 2026-05-31
23 SCHM Schwab U.S. Mid-Cap ETF Nport 0.12% $17.8M — 2026-05-31
24 DON WisdomTree U.S. Midcap Dividend Fund Nport 0.44% $17.6M — 2026-06-30
25 IWO iShares Russell 2000 Growth ETF iShares (BlackRock) 0.11% $15.1M $13.6B 2026-10-20
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.

Trailing P/E
12.44
TTM Diluted EPS
$1.11
TTM Revenue
$3.52B
TTM Net Income
$626.60M
TTM Op. Cash Flow
$570.59M
Quarterly figures (12 quarters)
QuarterPeriod EndRevenueNet IncomeDiluted EPSOp. Cash Flow
Q1 '262026-03-31$871.56M$156.70M$0.28$209.63M
Q4 '252025-12-31$892.14M$187.97M$0.33$196.64M
Q3 '252025-09-30$891.81M$155.71M$0.28$5.16M
Q2 '252025-06-30$867.62M$126.22M$0.22$159.15M
Q1 '252025-03-31$843.05M$99.10M$0.18$-17.12M
Q4 '242024-12-31$886.03M$108.69M$0.20$392.20M
Q3 '242024-09-30$921.22M$91.74M$0.18$-157.17M
Q2 '242024-06-30$884.68M$66.32M$0.13$214.00M
Q1 '242024-03-31$890.07M$92.16M$0.18$99.51M
Q4 '232023-12-31$870.88M$67.45M$0.14$-278.58M
Q3 '232023-09-30$871.68M$137.22M$0.27$374.10M
Q2 '232023-06-30$847.53M$135.03M$0.27$552.36M
Q1 2026 • period ending 2026-03-31 • filed 2026-05-07
Valuation

Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.

Price Multiples
  • P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
  • P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
  • P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
  • EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
  • EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
  • ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
  • ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
  • Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
  • FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
  • Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
  • Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
  • Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
  • Multiples expanding while earnings are flat = sentiment-driven rally.
  • Multiples compressing while earnings grow = value coming from fundamentals.
P/E
12.44
P/B
0.99
P/S
2.20
EV/EBITDA
12.30
EV/Sales
2.84
ROE
8.0%
ROA
1.0%
Div Yield
3.85%
FCF Yield
7.35%
Debt/Equity
0.33
Current Ratio
—
Market Cap
$7.76B
as of 2026-10-22
Short Interest & Float

Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.

Metric definitions
  • Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
  • SI % of Float — short interest / free float. The key crowding metric.
  • Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
  • Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
  • Free Float — shares available for public trading (total shares minus insider / restricted).
  • Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
  • SI % of Float < 5% — typical, no particular signal.
  • 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
  • 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
  • >30% — extreme; borrow is likely expensive and squeeze risk is material.
  • Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
  • Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
  • A sudden drop in SI after a rally may indicate a squeeze in progress.

Short interest is reported mid-month and end-of-month; short volume is daily.

Short Interest
59.26M
SI % of Float
12.49%
Days to Cover
6.80
Short Vol Ratio
67.0%
Free Float
474.36M
Float %
85.8%
Short interest 2026-09-30 • Short volume 2026-10-21 • Float 2026-08-14