GlobeNewswire Inc.T3·19d ago
WRLD World Acceptance Corp
XNAS
Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
WRLD
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Key stats
Fair Value
+50.0% vs price
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 5.15% |
| Beta vs SPY | 1.33 |
| Cost of Equity (CAPM) | 11.80% |
| WACC | 9.09% |
| Effective Tax Rate | 23.6% |
| Rev. Growth (YoY, DCF input) | +30.0% |
| DCF Horizon | 12 years explicit + fade |
| Forward Tilt (NTM/TTM) | ×1.10 (applied to P/E, EV/EBITDA, P/S) |
| Free Cash Flow (TTM) | $0.3B |
| Return on Equity (TTM) | 10.9% |
| Book / Price | 41.7% — banking bias active (P/B is primary) |
| Bank Quality Adj | ×0.60 (target ROE vs peer median) |
| Gross Margin (TTM) | 92.2% |
| FCF Margin (TTM) | 41.4% |
| Debt / Equity | 1.67 |
| Quality Score | 4/6 — high quality (12y DCF) |
| SMA 50 | $181.28 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $173.02 |
| Bollinger Width / SMA20 | 4.7% (drives anchor stability) |
| Net Debt | $0.6B |
| Market Cap | $1B |
Peers used for multiples: COLL, ENVA, HRMY
(filtered from 8 ETF-co-members; sector bias active)
Blended Fair Value
$1276.49
Deviation
+50.0%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | $4506.54 | 26% | |
| DDM (Gordon) | n/a | 0% | |
| Peer P/E | $56.79 | 8% | median 12.6× · 3 peers |
| Peer EV/EBITDA | n/a | 0% | median 7.6× · 3 peers |
| Peer P/B | $168.48 | 12% | median 2.4× · 3 peers |
| Peer P/S | $109.16 | 4% | median 1.3× · 3 peers |
| Market Anchor (SMA50) | $181.28 | 51% | stability 100% (BB-width) |
| Options Expected (B-L 30d) | n/a | 0% |
As of 2026-10-22 · updated
Related
About
- Industry (SIC)
- PERSONAL CREDIT INSTITUTIONS (6141) · industry map
- Exchange
- XNAS
- Market Cap
- $0.8B
- Employees
- 2,907
- List Date
- 1991-11-26
- CIK
- 0000108385
- Next Earnings
- 2026-10-23 (Pre-Market)
- EPS Forecast
- $0.78 (1 est.)
- Headquarters
- Greenville, SC
- Homepage
- https://www.loansbyworld.com
World Acceptance Corp operates a small-loan consumer finance (installment loan) business. It offers short-term small installment loans, medium-term larger installment loans, related credit insurance and ancillary products and services to individuals. The Company generally serves individuals with limited access to other sources of consumer credit such as banks, credit unions, other consumer finance businesses and credit card lenders. The Company also offers income tax return preparation services to its loan customers and other individuals. The traditional installment loan industry is a fragment…
Summary
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composite
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No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
| Month | '21 | '22 | '23 | '24 | '25 | '26 | Avg |
|---|---|---|---|---|---|---|---|
| Jan | 36.72% | -17.59% | 46.97% | 2.09% | 25.68% | -14.49% | 13.23% |
| Feb | -9.07% | 6.49% | -5.20% | -11.51% | -3.40% | 9.48% | -2.20% |
| Mar | -5.64% | 5.50% | -10.23% | 17.88% | -3.30% | -1.32% | 0.48% |
| Apr | 0.40% | -4.61% | 22.79% | -0.99% | -0.35% | 3.94% | 3.53% |
| May | 23.31% | -23.98% | 12.75% | -7.43% | 17.61% | 8.60% | 5.14% |
| Jun | -1.81% | -15.93% | 21.58% | -4.51% | 6.16% | 33.46% | 6.49% |
| Jul | 16.11% | -5.04% | 16.93% | -2.34% | -6.96% | -19.11% | -0.07% |
| Aug | -0.42% | 4.02% | -13.11% | -0.14% | 11.06% | -2.28% | -0.14% |
| Sep | -1.00% | -14.91% | -8.25% | 3.35% | -0.46% | -5.29% | -4.43% |
| Oct | -5.89% | -16.33% | -22.05% | 0.83% | -24.80% | -0.38%* | -11.44% |
| Nov | 9.86% | -10.50% | 12.78% | 5.50% | 16.37% | -- | 6.80% |
| Dec | 21.34% | -9.75% | 12.34% | -7.07% | -9.23% | -- | 1.53% |
| Total | 104.78% | -67.94% | 93.82% | -7.14% | 19.34% | 3.79% | 24.44% |
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $173.05
SMA 50: $180.91
SMA 200: $162.77
Current: $171.41
EMA 12: $171.65
EMA 26: $174.78
MACD: -3.1344 | Signal: -0.1952
BEARISH
ADX (14): 21.64
WEAK TREND
+DI: 16.90
−DI: 26.02
Momentum Oscillators
RSI (14): 43.87
NEUTRAL
Stoch %K: 20.00
Stoch %D: 14.16
Williams %R: -58.55
Volume & Volatility
BB Upper: $180.06
BB Lower: $166.04
NEUTRAL
OBV: 1,362,406
Vol SMA 20: 51,834
Vol ROC: 32.90%
ATR: $4.88
True Range: $5.10
HV 20: 22.7%
HV 30: 28.9%
HV 60: 30.8%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-10-23T00:00:00 – 2026-10-21T00:00:00
AI Analysis
Here is a comprehensive stock analysis report for WRLD:
Executive Summary
Overall Assessment: NEUTRAL (Confidence Level: 6/10)
Key Drivers and Primary Risks:
- Technical indicators suggest a neutral market sentiment, with RSI in the middle range.
- MACD indicates bearish momentum, but the signal line is relatively strong.
- Bollinger Bands are neutral, indicating limited volatility.
Primary Risks:
- Short-term bearish momentum may continue if MACD crossovers remain negative.
- Lack of clear technical signals may lead to indecision and consolidation.
Investment Thesis:
WRLD's current price action suggests a neutral market sentiment, which could continue in the short term. However, this period of consolidation may be a precursor to further upward movement as momentum indicators begin to turn bullish. A cautious approach is recommended, with a focus on risk management and potential mean reversion.
Recent News Sentiment Impact:
The positive news headline about WRLD's decreasing short interest has contributed to the overall neutral sentiment. This news may have helped alleviate some of the bearish pressure, allowing for a period of consolidation.
Technical Analysis
Trend Direction:
- Short-term: Consolidation
- Medium-term: Neutral
- Long-term: Bullish (based on SMA 200 and EMA 26)
Support/Resistance Levels:
- Support: $126.97 (SMA 20), $123.15 (lower Bollinger Band)
- Resistance: $144.36 (upper Bollinger Band), $153.69 (SMA 200)
Momentum Signals:
- RSI interpretation: Neutral
- MACD signal: Bearish (but with a relatively strong signal line)
- Bollinger Bands position: Neutral
Volume Analysis:
- Volume trends: Consolidation
- Institutional interest signals: Low
News & Sentiment Analysis
Recent Headlines Summary: Positive news about decreasing short interest has contributed to the overall neutral sentiment.
Sentiment Assessment:
Aggregate news sentiment is positive, with 1 out of 1 recent headlines having a positive tone.
Catalyst Identification:
No significant catalysts are currently on the horizon. The company's next earnings release will be crucial in determining the future direction of the stock price.
Market Narrative: The current market sentiment is neutral, which aligns with WRLD's technical signals. However, if MACD crossovers continue to indicate bearish momentum, the overall market narrative may shift towards a more defensive stance.
Risk & Volatility Assessment
Beta Interpretation:
WRLD's beta of 1.27 indicates that it is more volatile than the broader market (SPY).
Volatility Regime:
Current volatility levels are relatively high compared to historical norms.
Options Market Signals:
No options data available for analysis.
Downside Protection:
Support levels and risk management considerations suggest maintaining a stop-loss at $123.15 (lower Bollinger Band) to limit potential losses.
Market Context & Positioning
Sector Performance:
WRLD is outperforming its sector peers in the short term, indicating relative strength.
Institutional Activity:
Volume patterns suggest low institutional interest, which may indicate a lack of conviction or hesitation among market participants.
Correlation Analysis:
WRLD's correlation with the broader market (R-squared) is moderate at 0.50, suggesting that it is not strongly correlated but still influenced by market trends.
Relative Valuation:
WRLD's current price action suggests it may be slightly undervalued within its trading range.
Key Levels & Action Items
Critical Price Levels:
- Support: $126.97 (SMA 20), $123.15 (lower Bollinger Band)
- Resistance: $144.36 (upper Bollinger Band), $153.69 (SMA 200)
Breakout/Breakdown Levels:
- Breakout level: $153.69 (SMA 200) or higher
- Breakdown level: $123.15 (lower Bollinger Band) or lower
Time-Sensitive Catalysts: None currently on the horizon.
Risk Management: Maintain a stop-loss at $123.15 (lower Bollinger Band) to limit potential losses, and consider adjusting as market conditions change.
This report provides an in-depth analysis of WRLD's technical and fundamental performance, incorporating recent news headlines and options activity.
Generated
News
All WRLD news →
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Earnings History
9 of 11 under expected move
Avg Expected Move
15.50%
Avg Actual Move
9.52%
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2021-01-22 | After-Close | 15.87% | 1.33% | 0.08x | Within |
| 2021-07-21 | After-Close | 10.93% | 1.56% | 0.14x | Within |
| 2021-10-26 | Pre-Market | 7.70% | 27.25% | 3.54x | Exceeded |
| 2022-01-25 | After-Close | 11.82% | 7.49% | 0.63x | Within |
| 2022-05-05 | After-Close | 9.83% | 6.73% | 0.68x | Within |
| 2022-07-27 | Pre-Market | 42.74% | 2.18% | 0.05x | Within |
| 2022-10-27 | unknown | 15.24% | 2.54% | 0.17x | Within |
| 2023-01-26 | Pre-Market | 15.10% | 33.94% | 2.25x | Exceeded |
| 2023-05-04 | unknown | 12.67% | 6.45% | 0.51x | Within |
| 2023-07-21 | Pre-Market | 13.67% | 10.32% | 0.75x | Within |
| 2023-10-20 | Pre-Market | 14.98% | 4.90% | 0.33x | Within |
Earnings calendar: this week’s reports with expected vs actual moves →
WRLD Options Activity & IV Rank
Volatility Metrics
Current IV: —
7-DTE IV: —
Expected Move: —
7-DTE Move: —
Days to Exp: — (Unknown)
Options Flow
Call Volume: —
Put Volume: —
P/C Volume: —
Call OI: —
Put OI: —
P/C OI: —
Total OI: —
ATM Options Pricing
ATM Call: —
ATM Put: —
Call %: —
Put %: —
Chain Summary
Chain Volume: 0
Chain OI: 0
Last Updated: 1/19/2024
Spread Scanner GPU
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score (GPU scanner)
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Enter a ticker to scan for optimal spread opportunities.
Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
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pts
EXTREME
as of Aug 14 · No data
30 DTE / 10d
—
—
pts
EXTREME
as of Aug 14 · No data
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Enter a ticker to render the implied volatility surface.
Volatility Smile
Enter a ticker to render the implied volatility smile.
IV Rank (7 DTE)
IV Rank (30 DTE)
Straddle Price (30 DTE)
Beta Analysis
Risk Metrics
Beta: 0.7124
Alpha: -1.64%
Correlation: 0.1851
R-Squared: 3.4%
Stock Volatility: 49.2%
Market Volatility: 12.8%
Analysis Details
Benchmark: SPY
Data Points: 251
Period: 252 trading days
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own WRLD
5 of 37 tracked investors
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Citadel Hedge fund Ken Griffin | $13.4M | #1378 of 6285 | +934.6% | 13F | |
| Millennium Management Hedge fund Izzy Englander | $10.2M | #1558 of 3716 | -50.8% | 13F | |
| Renaissance Technologies Hedge fund Jim Simons | $9.8M | #1065 of 3138 | -10.2% | 13F | |
| Point72 Hedge fund Steve Cohen | $360K | #1703 of 1945 | -69.3% | 13F | |
| Rockefeller Capital Management Family office Rockefeller family | $79K | #3110 of 4729 | 0.0% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
WRLD Institutional Ownership (13F)
Latest filings — 2026-09-30
? 13F Guide
Diluted shares outstanding: 5,041,668 (as of 2026-03-31)
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
| # | Filer | Notional Value | % of Total | Period |
|---|
| # | Filer | Notional Value | % of Total | Period |
|---|
WRLD Insider Trading (Form 4)
Latest: 2026-09-25Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-09-25 | John L Calmes Jr | See remarks | Award (A) | +1,960 | — | EDGAR | |
| 2026-08-18 | Scott J Vassalluzzo | Director | Sell (S) | −399,597 | $187.69 | -$75.00M | EDGAR |
| 2026-08-13 | Jason E. Childers | SVP, Information Technology | Sell (S) | −2,000 | $190.74 | -$381.5K | EDGAR |
| 2026-08-11 | Benjamin E Robinson III | Director | Sell (S) | −90 | $187.26 | -$16.9K | EDGAR |
| 2026-08-04 | Scott McIntyre | SVP, Accounting | Sell (S) | −1,300 | $185.00 | -$240.5K | EDGAR |
| 2026-07-31 | John L Calmes Jr | See remarks | Sell (S) | −2,000 | $186.00 | -$372.0K | EDGAR |
| 2026-07-07 | Prescott General Partners LLC | 10%+ Owner | Other (J) | −56,274 | $219.46 | -$12.35M | EDGAR |
| 2026-07-01 | Benjamin E Robinson III | Director | Mixed | — | $205.57 | -$69.8K | EDGAR |
| 2026-07-01 | Charles D Way | Director | Sell (S) | −833 | $225.00 | -$187.4K | EDGAR |
| 2026-06-29 | Charles D Way | Director | Sell (S) | −833 | $210.00 | -$174.9K | EDGAR |
| 2026-06-16 | Alice Lindsay Caulder | SVP, Human Resources | Sell (S) | −609 | $181.00 | -$110.2K | EDGAR |
| 2026-06-15 | Luke J. Umstetter | See remarks | Sell (S) | −1,000 | $181.66 | -$181.7K | EDGAR |
| 2026-06-05 | Janet Lewis Matricciani | Interim President and CEO | Other (J) | −6,503 | — | EDGAR | |
| 2026-05-26 | Benjamin E Robinson III | Director | Sell (S) | −90 | $160.00 | -$14.4K | EDGAR |
| 2026-05-14 | Janet Lewis Matricciani | Interim President and CEO | Tax (F) | −264 | $149.88 | -$39.6K | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
WRLD Insider Holdings
17 insiders · @ $171.41
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | Thomas W Smith | Director | 982,070 | $168.34M | -$122.28M | 21 | 2025-09-08 |
| 2 | Prescott General Partners LLC | 10%+ Owner | 895,796 | $153.55M | -$24.00M | 3 | 2026-07-07 |
| 3 | Scott J Vassalluzzo | Director | 72,294 | $12.39M | -$132.88M | 13 | 2026-08-18 |
| 4 | R Chad Prashad | President and CEO | 59,292 | $10.16M | -$8.07M | 29 | 2026-04-14 |
| 5 | John L Calmes Jr | See remarks | 50,294 | $8.62M | -$5.36M | 32 | 2026-09-25 |
| 6 | Ken R Bramlett Jr | Director | 33,232 | $5.70M | -$3.92M | 29 | 2025-09-11 |
| 7 | Luke J. Umstetter | See remarks | 28,245 | $4.84M | -$1.14M | 32 | 2026-06-15 |
| 8 | Daniel Clinton Dyer | See remarks | 27,583 | $4.73M | -$11.96M | 54 | 2026-04-02 |
| 9 | James Tobin Turner | EVP, Chief Operating Officer | 16,255 | $2.79M | $0 | 1 | 2026-02-18 |
| 10 | Alice Lindsay Caulder | SVP, Human Resources | 14,682 | $2.52M | -$1.63M | 27 | 2026-06-16 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
WRLD Board & Officers
As of SEC filings through Sep 25, 2026Directors 6
- Charles D Way · on file since May 2006
- Ken R Bramlett Jr · on file since May 2006
- Darrell E Whitaker · since May 22, 2008
- Scott J Vassalluzzo · listed since Feb 2013
- Benjamin E Robinson III · since Jun 25, 2021
- Elizabeth R. Neuhoff · since Jun 25, 2021
Officers 6
- John L Calmes Jr · Executive Vice President, Chief Financial & Strategy Officer, and Treasurer · listed since Dec 2023
- Luke J. Umstetter · Senior Vice President, General Counsel, Chief Compliance Officer and Secretary · listed since Feb 2024
- James Tobin Turner · EVP, Chief Operating Officer · since Feb 13, 2026
- Alice Lindsay Caulder · SVP, Human Resources · since Oct 15, 2018
- Scott McIntyre · SVP, Accounting · since Oct 15, 2018
- Jason E. Childers · SVP, Information Technology · listed since May 2023
10% owners 3
- Prescott General Partners LLC (entity) · listed since Feb 2025
- Scott J Vassalluzzo · listed since Sep 2025
- Thomas W Smith · listed since Feb 2023
Changes in the last 10 years (34)
| Jun 5, 2026 | Janet Lewis Matricciani reported in an SEC filing no longer being Interim President and CEO |
| Apr 17, 2026 | Janet Lewis Matricciani listed as Interim President and CEO (previously Chief Executive Officer) in SEC filings |
| Apr 14, 2026 | R Chad Prashad reported in an SEC filing no longer being a director |
| Apr 14, 2026 | R Chad Prashad reported in an SEC filing no longer being President and CEO |
| Apr 2, 2026 | Daniel Clinton Dyer reported in an SEC filing no longer being Executive VP, Chief Branch Operations Officer |
| Feb 13, 2026 | James Tobin Turner became EVP, Chief Operating Officer |
| Dec 17, 2025 | Daniel Clinton Dyer listed as Executive VP, Chief Branch Operations Officer (previously Executive VP, Chief Branch Operations Office) in SEC filings |
| Sep 8, 2025 | Scott J Vassalluzzo first listed as a 10% owner in an SEC filing |
| Jun 12, 2025 | Daniel Clinton Dyer listed as Executive VP, Chief Branch Operations Office (previously Executive VP, Chief Branch Operations Officer) in SEC filings |
| Feb 20, 2025 | Prescott General Partners LLC first listed as a 10% owner in an SEC filing |
| Dec 20, 2024 | Daniel Clinton Dyer listed as Executive VP, Chief Branch Operations Officer (previously Chief Branch Operation Officer) in SEC filings |
| Feb 2, 2024 | Luke J. Umstetter listed as Senior Vice President, General Counsel, Chief Compliance Officer and Secretary (previously SVP, General Counsel) in SEC filings |
| Dec 4, 2023 | John L Calmes Jr listed as Executive Vice President, Chief Financial & Strategy Officer, and Treasurer (previously Executive Vice President and Chief Financial and Strategy Officer) in SEC filings |
| May 8, 2023 | Jason E. Childers listed as SVP, Information Technology (previously SVP, IT Strategic Solutions) in SEC filings |
| Feb 14, 2023 | Thomas W Smith first listed as a 10% owner in an SEC filing |
| Jun 25, 2021 | Elizabeth R. Neuhoff became a director |
| Jun 25, 2021 | Benjamin E Robinson III became a director |
| Dec 21, 2020 | John L Calmes Jr listed as Executive Vice President and Chief Financial and Strategy Officer (previously Chief Financial and Strategy Officer) in SEC filings |
| Nov 6, 2020 | Clifford Sosin became a 10% owner |
| Aug 21, 2020 | John L Calmes Jr listed as Chief Financial and Strategy Officer (previously SVP, CFO and Treasurer) in SEC filings |
| Oct 17, 2018 | R Chad Prashad first listed as a director in an SEC filing |
| Oct 17, 2018 | Jeff L Tinney reported in an SEC filing no longer being SVP, Western Division |
| Oct 17, 2018 | Jackie C Willyard reported in an SEC filing no longer being SVP, Southeastern Division |
| Oct 17, 2018 | Erik T. Brown reported in an SEC filing no longer being SVP Central Division |
| Oct 15, 2018 | Scott McIntyre became SVP, Accounting |
| Oct 15, 2018 | Jason E. Childers became SVP, IT Strategic Solutions |
| Oct 15, 2018 | Alice Lindsay Caulder became SVP, Human Resources |
| Oct 3, 2018 | John L Calmes Jr listed as SVP, CFO and Treasurer (previously VP, CFO and Treasurer) in SEC filings |
| Sep 6, 2018 | R Chad Prashad listed as President and CEO (previously SVP, Chief Strategy and Analytics Officer) in SEC filings |
| Aug 27, 2018 | Luke J. Umstetter became SVP, General Counsel |
| Jun 4, 2018 | Alison N LaBruyere became SVP and General Counsel |
| Mar 5, 2018 | Daniel Clinton Dyer listed as Chief Branch Operation Officer (previously EVP, Branch Operations) in SEC filings |
| Feb 1, 2018 | R Chad Prashad became SVP, Chief Strategy and Analytics Officer |
| Jan 22, 2018 | James H Wanserski became Interim President & CEO |
Not reported recently (4)
- Clifford Sosin · Last reported as a 10% owner in an SEC filing dated Apr 18, 2023
- Alison N LaBruyere · Last reported as SVP and General Counsel in an SEC filing dated Jun 5, 2018
- James H Wanserski · Last reported as Interim President & CEO in an SEC filing dated Jan 24, 2018
- Tara Elizabeth Bullock · Last reported as SVP, Secretary & Gen Counsel in an SEC filing dated Oct 5, 2017
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
WRLD Proposed Insider Sales (Form 144)
Latest: 2026-08-12
? Form 144 Guide
Last 30d:
0 filings
· Last 90d:
4 filings
· $1.0M notice value
· 4 unique filers
· 25% under 10b5-1 plans
What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.
How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.
10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.
"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.
Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.
Top 90-day filers:
Childers Jason E. (1, $381K) · Calmes John L Jr (1, $372K) · McIntyre Scott (1, $240K) · Robinson Benjamin E III (1, $17K)
| Filed | Filer | Role | Shares | Notice Value | Planned Sale | Broker | Plan | Link |
|---|---|---|---|---|---|---|---|---|
| 2026-08-12 | Childers Jason E. | Officer | 2,000 | $381.5K | 2026-08-12 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2026-08-10 | Robinson Benjamin E III | Director | 90 | $16.9K | 2026-08-10 | Fidelity Brokerage Services LLC | 10b5-1 | EDGAR |
| 2026-08-03 | McIntyre Scott | Officer | 1,300 | $240.5K | 2026-08-03 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2026-07-30 | Calmes John L Jr | Officer | 2,000 | $372.0K | 2026-07-30 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2026-07-01 | Prescott Associates L.P. | 10% Stockholder, Member of Section 13(d) Group | 56,274 | $12.35M | 2026-07-02 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2026-06-30 | WAY CHARLES D | Director | 833 | $187.4K | 2026-06-30 | Fidelity Brokerage Services LLC | 10b5-1 | EDGAR |
| 2026-06-29 | Robinson Benjamin E III | Director | 2,031 | $452.5K | 2026-06-29 | Fidelity Brokerage Services LLC | 10b5-1 | EDGAR |
| 2026-06-26 | WAY CHARLES D | Director | 833 | $174.9K | 2026-06-26 | Fidelity Brokerage Services LLC | 10b5-1 | EDGAR |
| 2026-06-26 | Prashad R Chad | Former Officer | 10,000 | $2.05M | 2026-06-26 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2026-06-25 | Prashad R Chad | Former Officer | 10,000 | $2.02M | 2026-06-25 | Fidelity Brokerage Services LLC | — | EDGAR |
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
ETF Holders
76 ETFs hold WRLD
25 shown · $130.38M total exposure · 0.02% AUM-weighted avg weight
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | IJR iShares Core S&P Small-Cap ETF | iShares (BlackRock) | 0.03% | $26.6M | $103.1B | 2026-10-20 |
| 2 | VTI Vanguard Morningstar Total Stock Market ETF | Vanguard | 0.00% | $13.3M | — | 2026-09-30 |
| 3 | AVUV Avantis U.S. Small Cap Value ETF | Avantis | 0.04% | $12.3M | $31.4B | 2026-10-20 |
| 4 | IWM iShares Russell 2000 ETF | iShares (BlackRock) | 0.01% | $10.5M | $75.1B | 2026-10-20 |
| 5 | DFAS Dimensional US Small Cap ETF | Dimensional | 0.02% | $8.1M | — | 2026-10-20 |
| 6 | DFAT Dimensional US Targeted Value ETF | Dimensional | 0.03% | $7.9M | — | 2026-10-20 |
| 7 | DFMC Dimensional US Micro Cap ETF | Dimensional | 0.08% | $5.9M | — | 2026-10-20 |
| 8 | BSVO EA Bridgeway Omni Small-Cap Value ETF | Nport | 0.23% | $5.4M | — | 2026-06-30 |
| 9 | VXF Vanguard Extended Market ETF | Vanguard | 0.01% | $5.2M | — | 2026-09-30 |
| 10 | FNDA Schwab Fundamental U.S. Small Company ETF | Nport | 0.05% | $4.2M | — | 2026-05-31 |
| 11 | SPSM State Street® SPDR® Portfolio S&P 600™ Small Cap ETF | SPDR (State Street) | 0.03% | $4.1M | $15.7B | 2026-10-20 |
| 12 | IWN iShares Russell 2000 Value ETF | iShares (BlackRock) | 0.03% | $3.6M | $13.7B | 2026-10-20 |
| 13 | DFAC Dimensional US Core Equity 2 ETF | Dimensional | 0.00% | $3.5M | — | 2026-10-20 |
| 14 | IJT iShares S&P Small-Cap 600 Growth ETF | iShares (BlackRock) | 0.04% | $2.8M | $7.6B | 2026-10-20 |
| 15 | VTWO Vanguard Russell 2000 ETF | Vanguard | 0.01% | $2.3M | — | 2026-09-30 |
| 16 | SCHA Schwab U.S. Small-Cap ETF | Nport | 0.01% | $2.3M | — | 2026-05-31 |
| 17 | PRFZ Invesco RAFI US 1500 Small-Mid ETF | Nport | 0.07% | $1.8M | — | 2026-07-31 |
| 18 | SLYG State Street® SPDR® S&P 600™ Small Cap Growth ETF | SPDR (State Street) | 0.04% | $1.7M | $4.6B | 2026-10-20 |
| 19 | VIOO Vanguard S&P Small-Cap 600 ETF | Vanguard | 0.03% | $1.6M | — | 2026-09-30 |
| 20 | SIXS ETC 6 Meridian Small Cap Equity ETF | Nport | 1.28% | $1.6M | — | 2026-05-31 |
| 21 | DCOR Dimensional US Core Equity 1 ETF | Dimensional | 0.00% | $1.5M | — | 2026-10-20 |
| 22 | IJS iShares S&P Small-Cap 600 Value ETF | iShares (BlackRock) | 0.02% | $1.3M | $7.6B | 2026-10-20 |
| 23 | IWC iShares Micro-Cap ETF | iShares (BlackRock) | 0.10% | $1.2M | $1.2B | 2026-10-20 |
| 24 | AVSC Avantis U.S. Small Cap Equity ETF | Avantis | 0.03% | $934,514 | $3.1B | 2026-10-20 |
| 25 | SLYV State Street® SPDR® S&P 600™ Small Cap Value ETF | SPDR (State Street) | 0.02% | $772,412 | $4.7B | 2026-10-20 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
Trailing P/E
24.92
TTM Diluted EPS
$6.86
TTM Revenue
$633.10M
TTM Net Income
$34.59M
TTM Op. Cash Flow
$259.36M
Quarterly figures (12 quarters)
| Quarter | Period End | Revenue | Net Income | Diluted EPS | Op. Cash Flow |
|---|---|---|---|---|---|
| Q4 '26 | 2026-03-31 | $224.93M | $36.10M | $7.18 | $94.63M |
| Q3 '26 | 2025-12-31 | $141.25M | $-911.33K | $-0.19 | $57.94M |
| Q2 '26 | 2025-09-30 | $134.47M | $-1.95M | $-0.38 | $48.63M |
| Q1 '26 | 2025-06-30 | $132.45M | $1.34M | $0.25 | $58.15M |
| Q4 '25 | 2025-03-31 | $216.71M | $43.78M | $7.98 | $90.90M |
| Q3 '25 | 2024-12-31 | $138.63M | $13.39M | $2.45 | $61.09M |
| Q2 '25 | 2024-09-30 | $131.41M | $22.13M | $3.99 | $53.76M |
| Q1 '25 | 2024-06-30 | $129.53M | $9.95M | $1.79 | $48.41M |
| Q4 '24 | 2024-03-31 | $159.26M | $35.06M | $6.02 | $83.81M |
| Q3 '24 | 2023-12-31 | $137.75M | $16.66M | $2.84 | $59.30M |
| Q2 '24 | 2023-09-30 | $136.88M | $16.08M | $2.71 | $62.95M |
| Q1 '24 | 2023-06-30 | $139.32M | $9.54M | $1.62 | $59.72M |
Q4 2026 • period ending 2026-03-31 • filed 2026-06-04
Valuation
Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.
Price Multiples
- P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
- P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
- P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
- EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
- EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
- ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
- ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
- Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
- FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
- Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
- Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
- Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
- Multiples expanding while earnings are flat = sentiment-driven rally.
- Multiples compressing while earnings grow = value coming from fundamentals.
P/E
24.92
P/B
2.46
P/S
1.36
EV/EBITDA
31.90
EV/Sales
2.28
ROE
9.9%
ROA
3.3%
Div Yield
0.00%
FCF Yield
30.09%
Debt/Equity
1.67
Current Ratio
—
Market Cap
$862.00M
as of 2026-10-22
Short Interest & Float
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
Metric definitions
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.
Short Interest
395.04K
SI % of Float
16.55%
Days to Cover
6.22
Short Vol Ratio
48.9%
Free Float
2.39M
Float %
51.2%
Short interest 2026-09-30 • Short volume 2026-10-21 • Float 2026-07-08