NAVI Navient Holdings, Inc. Common Stock
XNAS
9.29
Delayed
Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
NAVI
$9.29
—
Key stats
$9.29
- 52-Week Range
- $7.33 – $13.48
- YTD
- -27.27%
- IV Rank (30D)
- 19.35
- Straddle Price
- $1.30
- P/C Vol Ratio
- 0.79
- Market Cap
- $0.9B
- Open
- $8.95
- Day Range
- $8.83 – $9.31
- Volume
- 1,986,198
- Prev Close
- $9.08
Fair Value
+50.0% vs price
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 4.99% |
| Beta vs SPY | 0.98 |
| Cost of Equity (CAPM) | 9.90% (VRP-adj) |
| WACC | 5.28% |
| Volatility Risk Premium | +103.7pp (IV − HV30) |
| Effective Tax Rate | 21.0% |
| Rev. Growth (YoY, DCF input) | -10.0% |
| DCF Horizon | 5 years explicit + fade |
| Free Cash Flow (TTM) | $0.3B |
| Return on Equity (TTM) | -2.0% |
| Book / Price | 266.0% — banking bias active (P/B is primary) |
| Gross Margin (TTM) | 19.6% |
| FCF Margin (TTM) | 11.0% |
| Debt / Equity | 16.49 |
| Quality Score | 0/6 — cyclical/struggling (5y DCF) |
| SMA 50 | $9.24 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $8.99 |
| Bollinger Width / SMA20 | 175.9% (drives anchor stability) |
| Net Debt | $38.6B |
| Market Cap | $1B |
Peers used for multiples: BAC, BFH, ENVA, JPM, JXN, MKTX, MS, WSFS
Blended Fair Value
$23.61
Deviation
+50.0%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | $-322.98 | 0% | |
| DDM (Gordon) | $2.89 | 57% | |
| Peer P/E | n/a | 0% | median 13.3× · 8 peers |
| Peer EV/EBITDA | n/a | 0% | median 14.8× · 8 peers |
| Peer P/B | $46.86 | 32% | median 1.9× · 8 peers |
| Peer P/S | $64.40 | 11% | median 2.1× · 8 peers |
| Market Anchor (SMA50) | $9.24 | 0% | stability 0% (BB-width) |
| Options Expected (B-L 30d) | n/a | 0% |
As of 2026-10-30 · updated
Related
About
- Industry (SIC)
- SECURITY BROKERS, DEALERS & FLOTATION COMPANIES (6211) · industry map
- Exchange
- XNAS
- Market Cap
- $0.9B
- Employees
- 670
- List Date
- 2014-04-17
- CIK
- 0001593538
- Headquarters
- Herndon, VA
- Homepage
- https://www.navient.com
Navient Corp provides technology-enabled education finance solutions that simplify complex programs and help millions of people achieve success. The company operates its business in two segments: Federal Education Loans, and Consumer Lending. A majority of its revenue is generated from the Federal Education Loans segment, in which the company owns and manages the Federal Family Education Loan Program (FFELP) loans, generating revenue mainly in the form of net interest income. The Consumer Lending segment owns and manages private education loans and is the master servicer for these portfolios. …
Summary
—
composite
—
No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
| Month | '21 | '22 | '23 | '24 | '25 | '26 | Avg |
|---|---|---|---|---|---|---|---|
| Jan | 12.89% | -18.85% | 14.76% | -6.87% | 4.67% | -23.24% | -2.77% |
| Feb | 9.36% | 0.86% | -5.60% | -1.16% | 5.69% | -11.92% | -0.46% |
| Mar | 9.82% | -0.12% | -11.31% | 5.71% | -9.20% | -5.10% | -1.70% |
| Apr | 17.36% | -6.80% | 2.73% | -11.80% | -1.90% | 11.46% | 1.84% |
| May | 8.30% | 0.50% | -7.17% | -2.27% | 7.26% | -6.65% | -0.00% |
| Jun | 3.59% | -10.49% | 19.10% | -2.74% | 5.86% | 0.24% | 2.59% |
| Jul | 4.93% | 15.01% | 1.33% | 15.32% | -11.31% | -3.78% | 3.58% |
| Aug | 12.07% | -7.34% | -6.47% | 7.22% | 8.29% | 7.70% | 3.58% |
| Sep | -14.81% | -2.13% | -5.18% | -3.41% | -4.22% | -2.26% | -5.33% |
| Oct | 3.03% | 3.77% | -6.69% | -6.50% | -7.56% | 2.09%* | -1.98% |
| Nov | -2.71% | 9.52% | 7.67% | 11.37% | 1.64% | -- | 5.50% |
| Dec | 8.15% | -3.24% | 5.20% | -13.02% | 5.26% | -- | 0.47% |
| Total | 93.86% | -21.39% | 3.65% | -11.76% | 1.79% | -30.80% | 5.89% |
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $9.00
SMA 50: $9.24
SMA 200: $8.93
Current: $9.30
EMA 12: $8.88
EMA 26: $9.00
MACD: -0.1252 | Signal: 0.0019
BEARISH
ADX (14): 15.24
RANGE
+DI: 23.09
−DI: 21.34
Momentum Oscillators
RSI (14): 55.05
NEUTRAL
Stoch %K: 48.41
Stoch %D: 26.72
Williams %R: -24.93
Volume & Volatility
BB Upper: $9.72
BB Lower: $8.28
NEUTRAL
OBV: -3,577,152
Vol SMA 20: 1,308,721
Vol ROC: 73.79%
ATR: $0.40
True Range: $0.48
HV 20: 52.4%
HV 30: 45.7%
HV 60: 43.7%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-11-01T00:00:00 – 2026-10-30T00:00:00
AI Analysis
Here is the comprehensive stock analysis report for NAVI:
Executive Summary
Overall assessment: NEUTRAL (6/10)
Key drivers: Moderate volatility, neutral sentiment from recent news headlines
Primary risks: High IV rank, potential for mean reversion from overbought RSI reading
Investment thesis: Navient's moderate volatility and recent positive dividend announcements may support a trading range, while high IV rank suggests a potential mean reversion. Recent news sentiment is generally positive, but lacks a clear catalyst.
Recent news sentiment impact: Positive headlines have driven NAVI's price higher, but the stock has failed to break above key resistance levels.
Technical Analysis
Trend Direction: Range-bound (neutral)
Support/Resistance Levels:
- SMA 20: $8.59
- Upper Bollinger Band: $9.44
- Lower Bollinger Band: $7.75
Momentum Signals:
- RSI interpretation: Neutral (51.08) - not overbought or oversold
- MACD signal: Bearish - moving average convergence is bearish, but the stock has not broken below the 50-day MA
- Bollinger Bands position: Squeeze - price is trading between upper and lower bands, indicating a range-bound market
Volume Analysis:
- Volume SMA 20: 1053130.60 (increasing)
- On-Balance Volume (OBV): -3320507.21 (decreasing) - suggests negative volume confirmation
- Volume Rate of Change: -43.01% - indicates a decline in trading activity
News & Sentiment Analysis
Recent Headlines Summary:
- Navient declares common stock dividend (2 positive headlines)
- Positive sentiment from Enterval's Private Student Loan Report and Navient's financial results announcements
- Trump Administration restores student loan forgiveness, potentially fueling holiday spending boom (neutral headline)
Sentiment Assessment: Positive (60%)
Catalyst Identification: None
Market Narrative: The recent positive news headlines have driven NAVI's price higher, but the stock has failed to break above key resistance levels. The market is awaiting a clear catalyst to drive further price movement.
Risk & Volatility Assessment
Risk Interpretation: Moderate (beta 0.85, high IV rank)
Volatility Regime: Historical volatility (HV30) at 36.5%
Options Market Signals:
- IV Rank: 66.6% (Medium)
- Current IV: 165.2%
- Expected Move: $1.15 (23 DTE), 7-DTE: $1.15
Downside Protection:
- Support levels: SMA 20, Lower Bollinger Band
- Risk management considerations: consider stop-loss levels at $8.30 or lower
Market Context & Positioning
Sector Performance: Navient's sector is performing similarly to the overall market (S&P 500)
Institutional Activity: Increasing volume suggests institutional interest
Correlation Analysis:
- Correlation with SPY: 0.28
- R-squared interpretation: The stock has a moderate correlation with the S&P 500, indicating it may follow broader market trends
Relative Valuation: Position within trading range
Key Levels & Action Items
Critical Price Levels:
- SMA 20: $8.59
- Upper Bollinger Band: $9.44
- Lower Bollinger Band: $7.75
Breakout/Breakdown Levels:
- Break above the upper Bollinger Band for a potential uptrend
- Break below the lower Bollinger Band for a potential downtrend
Time-Sensitive Catalysts:
- No specific catalyst identified, awaiting further news or market events to drive price movement
Risk Management:
- Consider stop-loss levels at $8.30 or lower
- Monitor volume and momentum signals for signs of increasing volatility
Generated
News
All NAVI news →
Earnings History
22 of 23 under expected move
Avg Expected Move
9.83%
Avg Actual Move
3.86%
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2021-01-26 | Pre-Market | 18.73% | 4.86% | 0.26x | Within |
| 2021-04-27 | Pre-Market | 9.62% | 0.52% | 0.05x | Within |
| 2021-07-27 | Pre-Market | 9.41% | 0.05% | 0.01x | Within |
| 2021-10-26 | Pre-Market | 9.31% | 1.36% | 0.15x | Within |
| 2022-01-25 | Pre-Market | 11.68% | 0.65% | 0.06x | Within |
| 2022-04-26 | Pre-Market | 13.64% | 3.26% | 0.24x | Within |
| 2022-07-26 | Pre-Market | 8.41% | 2.29% | 0.27x | Within |
| 2022-10-25 | Pre-Market | 6.32% | 3.03% | 0.48x | Within |
| 2023-01-24 | Pre-Market | 8.82% | 1.75% | 0.20x | Within |
| 2023-04-26 | Pre-Market | 3.75% | 2.69% | 0.72x | Within |
| 2023-07-26 | Pre-Market | 8.58% | 3.52% | 0.41x | Within |
| 2023-10-25 | Pre-Market | 8.47% | 5.67% | 0.67x | Within |
| 2024-01-31 | Pre-Market | 8.69% | 4.07% | 0.47x | Within |
| 2024-04-24 | Pre-Market | 10.12% | 3.07% | 0.30x | Within |
| 2024-07-24 | Pre-Market | 8.69% | 0.97% | 0.11x | Within |
| 2024-10-30 | Pre-Market | 8.75% | 0.33% | 0.04x | Within |
| 2025-01-29 | Pre-Market | 8.31% | 3.25% | 0.39x | Within |
| 2025-04-30 | Pre-Market | 8.07% | 2.52% | 0.31x | Within |
| 2025-07-30 | Pre-Market | 11.24% | 8.05% | 0.72x | Within |
| 2025-10-29 | Pre-Market | 12.56% | 9.81% | 0.78x | Within |
| 2026-01-28 | Pre-Market | 8.51% | 18.52% | 2.18x | Exceeded |
| 2026-04-29 | Pre-Market | 13.09% | 3.71% | 0.28x | Within |
| 2026-08-06 | Pre-Market | 11.31% | 4.75% | 0.42x | Within |
Earnings calendar: this week’s reports with expected vs actual moves →
NAVI Options Activity & IV Rank
NAVI IV rank history, 52-week IV rank and IV percentile →
Volatility Metrics
Current IV: 57.3%
7-DTE IV: 57.3%
Expected Move: $1.30
7-DTE Move: $1.30
Days to Exp: 21 (2026-11-20)
Options Flow
Call Volume: 393
Put Volume: 312
P/C Volume: 0.794
NEUTRAL
Call OI: 850
Put OI: 755
P/C OI: 0.888
Total OI: 1,605
ATM Options Pricing
ATM Call: $0.23
ATM Put: $1.07
Call %: 2.4%
Put %: 11.6%
Chain Summary
Chain Volume: 1,708
Chain OI: 8,499
Last Updated: 10/30/2026
Spread Scanner GPU
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score (GPU scanner)
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Enter a ticker to scan for optimal spread opportunities.
Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.
Dealer Positioning
HIGH γ vs HISTORY
Estimated net dealer gamma is at the 85th percentile of this name's own daily history, near the high end of its range. This describes current positioning; it is not a forecast or a trading signal.
Gamma percentile
85%
vs own history
GEX tilt
+0.91
OI-weighted, today
Vanna tilt
+0.93
δ-sensitivity to IV
Charm tilt
-0.92
δ-decay vs time
Vanna tilt +0.93: the estimated dealer exposure leans positive, so the modeled hedge would shift noticeably if implied volatility changed.
Charm tilt -0.92: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably as time passes and options approach expiry.
? What is this?
· 5 ATM contracts, 2k total OI
Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.
Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.
Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.
This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
—
—
pts
EXTREME
as of Oct 30 · No data
30 DTE / 10d
—
—
pts
EXTREME
as of Oct 30 · No data
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Enter a ticker to render the implied volatility surface.
Volatility Smile
Enter a ticker to render the implied volatility smile.
IV Rank (7 DTE)7.8LowOct 30
IV Rank (30 DTE)19.4LowOct 30
Straddle Price (30 DTE)$1.30Oct 30
Beta Analysis
Risk Metrics
Beta: 0.6292
Alpha: -23.69%
Correlation: 0.1915
R-Squared: 3.7%
Stock Volatility: 42.0%
Market Volatility: 12.8%
Analysis Details
Benchmark: SPY
Data Points: 251
Period: 252 trading days
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own NAVI
3 of 37 tracked investors
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Citadel Hedge fund Ken Griffin | $9.1M | #1655 of 6285 | -18.1% | 13F | |
| Point72 Hedge fund Steve Cohen | $1.8M | #1306 of 1945 | +22.7% | 13F | |
| Millennium Management Hedge fund Izzy Englander | $1.5M | #2747 of 3716 | +45.6% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
NAVI Institutional Ownership (13F)
Latest filings — 2026-09-30
? 13F Guide
Diluted shares outstanding: 98,500,000 (as of 2026-03-31)
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
8 filers$2.08M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Jane Street Group, LLC Custodian | $927.59K | 44.56% | 2026-06-30 |
| 2 | Susquehanna International Group, LLP Custodian | $455.29K | 21.87% | 2026-06-30 |
| 3 | Citadel Advisors LLC Custodian | $441.67K | 21.22% | 2026-06-30 |
| 4 | TUDOR INVESTMENT CORP ET AL | $106.38K | 5.11% | 2026-06-30 |
| 5 | Simplex Trading, LLC Custodian | $101.27K | 4.87% | 2026-06-30 |
| 6 | Walleye Capital LLC | $22.98K | 1.10% | 2026-06-30 |
| 7 | Walleye Trading LLC | $17.02K | 0.82% | 2026-06-30 |
| 8 | GROUP ONE TRADING LLC Custodian | $9.36K | 0.45% | 2026-06-30 |
9 filers$5.85M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Citadel Advisors LLC Custodian | $2.71M | 46.38% | 2026-06-30 |
| 2 | Jane Street Group, LLC Custodian | $1.49M | 25.46% | 2026-06-30 |
| 3 | Susquehanna International Group, LLP Custodian | $970.14K | 16.58% | 2026-06-30 |
| 4 | Wolverine Trading, LLC Custodian | $425.43K | 7.27% | 2025-09-30 |
| 5 | Millennium Management LLC Custodian | $91.06K | 1.56% | 2026-06-30 |
| 6 | Walleye Capital LLC | $62.12K | 1.06% | 2026-06-30 |
| 7 | Walleye Trading LLC | $42.55K | 0.73% | 2026-06-30 |
| 8 | Simplex Trading, LLC Custodian | $35.74K | 0.61% | 2026-06-30 |
| 9 | GROUP ONE TRADING LLC Custodian | $20.42K | 0.35% | 2026-06-30 |
NAVI Insider Trading (Form 4)
Latest: 2026-09-25Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-09-25 | Diane E Offereins | Director | Award (A) | +10,035 | — | EDGAR | |
| 2026-06-05 | Michael A Lawson | Director | Award (A) | +18,018 | $7.77 | $140.0K | EDGAR |
| 2026-06-05 | Anna Escobedo Cabral | Director | Grant (A) | +18,018 RSU | — | EDGAR | |
| 2026-06-05 | Larry A Klane | Director | Grant (A) | +18,018 RSU | — | EDGAR | |
| 2026-06-05 | Frederick Arnold | Director | Award (A) | +18,018 | $7.77 | $140.0K | EDGAR |
| 2026-06-05 | David L. Yowan | President & CEO | Mixed | +39,577 | $7.77 | -$808.2K | EDGAR |
| 2026-05-26 | Troy Standish | EVP & Chief Operating Officer | Tax (F) | −1,125 | $8.44 | -$9.5K | EDGAR |
| 2026-05-26 | Stephen M Hauber | EVP, CFO & PAO | Tax (F) | −816 | $8.44 | -$6.9K | EDGAR |
| 2026-03-05 | Troy Standish | EVP & Chief Operating Officer | Award (A) | +51,843 | $8.68 | $450.0K | EDGAR |
| 2026-03-05 | Stephen M Hauber | EVP, CFO & PAO | Award (A) | +73,444 | $8.68 | $637.5K | EDGAR |
| 2026-03-04 | Stephen M Hauber | EVP, CFO & PAO | Tax (F) | −4,838 | $8.62 | -$41.7K | EDGAR |
| 2026-03-04 | Troy Standish | EVP & Chief Operating Officer | Tax (F) | −1,783 | $8.62 | -$15.4K | EDGAR |
| 2026-02-10 | Troy Standish | EVP & Chief Operating Officer | Tax (F) | −5,762 | $10.04 | -$57.9K | EDGAR |
| 2026-02-10 | Stephen M Hauber | EVP, CFO & PAO | Tax (F) | −11,108 | $10.04 | -$111.6K | EDGAR |
| 2026-01-02 | David L. Yowan | President & CEO | Tax (F) | −24,075 | $13.00 | -$313.0K | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
NAVI Insider Holdings
11 insiders · @ $9.30
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | David L. Yowan | President & CEO | 393,243 | $3.66M | $0 | 18 | 2026-06-05 |
| 2 | Stephen M Hauber | EVP, CFO & PAO | 353,517 | $3.29M | -$1.02M | 35 | 2026-05-26 |
| 3 | Joe Fisher | EVP, CFO & PAO | 319,277 | $2.97M | $0 | 14 | 2025-03-05 |
| 4 | Troy Standish | EVP & Chief Operating Officer | 267,981 | $2.49M | $0 | 10 | 2026-05-26 |
| 5 | Linda A Mills | Director | 177,092 | $1.65M | $0 | 12 | 2025-02-10 |
| 6 | David S Green | EVP, Cnsmr Lend & CEO, Earnest | 152,320 | $1.42M | $0 | 1 | 2025-03-11 |
| 7 | Frederick Arnold | Director | 98,885 | $919.6K | $43.3K | 10 | 2026-06-05 |
| 8 | Anna Escobedo Cabral | Director | 60,179 | $559.7K | $52.9K | 17 | 2026-06-05 |
| 9 | Michael A Lawson | Director | 55,928 | $520.1K | $0 | 6 | 2026-06-05 |
| 10 | Diane E Offereins | Director | 10,035 | $93.3K | $0 | 1 | 2026-09-25 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
NAVI Board & Officers
As of SEC filings through Sep 25, 2026Directors 6
- Anna Escobedo Cabral · since Dec 9, 2014
- David L. Yowan · since Mar 30, 2017
- Frederick Arnold · since Aug 9, 2018
- Larry A Klane · since May 8, 2019
- Michael A Lawson · since Aug 2, 2021
- Diane E Offereins · since Sep 24, 2026
Officers 2
- Stephen M Hauber · EVP, CFO & Pao · listed since Feb 2026
- Troy Standish · EVP & Chief Operating Officer · since Oct 11, 2024
Changes in the last 10 years (40)
| Sep 24, 2026 | Diane E Offereins became a director |
| Apr 2, 2026 | The company announced the departure of Jane J. Thompson from the board in an SEC filing |
| Apr 2, 2026 | The company announced the departure of David L. Yowan as President & CEO in an SEC filing |
| Feb 10, 2026 | Stephen M Hauber listed as EVP, CFO & Pao (previously EVP & Chief Admin Officer) in SEC filings |
| Jan 6, 2026 | The company announced the departure of Joe Fisher as EVP, CFO & Pao in an SEC filing |
| Feb 28, 2025 | David S Green became EVP, Cnsmr Lend & CEO, Earnest |
| Oct 31, 2024 | Sherborne Strategic Fund F, LLC became a 10% owner |
| Oct 11, 2024 | Troy Standish became EVP & Chief Operating Officer |
| Oct 11, 2024 | The company announced the departure of John M Kane as EVP & Group President in an SEC filing |
| May 28, 2024 | Stephen M Hauber listed as EVP & Chief Admin Officer (previously EVP, Chief Risk&Compliance Off) in SEC filings |
| Apr 23, 2024 | The company announced the departure of Mark L Heleen as EVP, CLO & Secretary in an SEC filing |
| Apr 4, 2024 | The company announced the departure of Laura S Unger from the board in an SEC filing |
| Feb 26, 2024 | Sherborne Investors Master GP, LLC became a 10% owner |
| May 17, 2023 | David L. Yowan first listed as President & CEO in an SEC filing |
| May 15, 2023 | The company announced the departure of John F Remondi as Chief Executive Officer in an SEC filing |
| May 12, 2023 | The company announced the departure of John F Remondi from the board in an SEC filing |
| Mar 31, 2022 | Stephen Welker became a 10% owner |
| Mar 31, 2022 | Sherborne Investors Management LP became a 10% owner |
| Mar 31, 2022 | Sherborne Investors Management GP, LLC became a 10% owner |
| Mar 31, 2022 | Sherborne Investors LP became a 10% owner |
| Mar 31, 2022 | Sherborne Investors GP, LLC became a 10% owner |
| Mar 31, 2022 | Newbury Investors LLC became a 10% owner |
| Mar 31, 2022 | Edward J Bramson became a 10% owner |
| Aug 2, 2021 | Michael A Lawson became a director |
| Oct 5, 2020 | Joe Fisher became EVP, CFO & Pao |
| Jun 1, 2020 | Ted A Morris became Acting Chief Financial Officer |
| May 5, 2020 | Mark L Heleen listed as EVP, CLO & Secretary (previously EVP & Chief Legal Officer) in SEC filings |
| Jul 25, 2019 | Mitchell R Julis reported in an SEC filing no longer being a 10% owner |
| Jul 25, 2019 | Joshua S Friedman reported in an SEC filing no longer being a 10% owner |
| Jul 25, 2019 | Canyon Capital Advisors LLC reported in an SEC filing no longer being a 10% owner |
| May 8, 2019 | Marjorie L. Bowen became a director |
| May 8, 2019 | Larry A Klane became a director |
| Feb 7, 2019 | Stephen M Hauber listed as EVP, Chief Risk&Compliance Off (previously SVP, Chief Risk&Compliance Off) in SEC filings |
| Jan 22, 2019 | Mitchell R Julis became a 10% owner |
| Jan 22, 2019 | Joshua S Friedman became a 10% owner |
| Jan 22, 2019 | Canyon Capital Advisors LLC became a 10% owner |
| Aug 9, 2018 | Frederick Arnold became a director |
| Jun 19, 2017 | Stephen M Hauber became SVP, Chief Risk&Compliance Off |
| Mar 30, 2017 | David L. Yowan became a director |
| Mar 27, 2017 | Christian M. Lown became EVP & Chief Financial Officer |
Not reported recently (24)
- David S Green · Last reported as EVP, Cnsmr Lend & CEO, Earnest in an SEC filing dated Mar 11, 2025
- Linda A Mills · Last reported as a director in an SEC filing dated Feb 10, 2025
- Newbury Investors LLC · Last reported as a 10% owner in an SEC filing dated Nov 1, 2024
- Sherborne Investors Management LP · Last reported as a 10% owner in an SEC filing dated Nov 1, 2024
- Edward J Bramson · Last reported as a 10% owner in an SEC filing dated Nov 1, 2024
- Sherborne Investors Management GP, LLC · Last reported as a 10% owner in an SEC filing dated Nov 1, 2024
- Sherborne Investors GP, LLC · Last reported as a 10% owner in an SEC filing dated Nov 1, 2024
- Sherborne Investors LP · Last reported as a 10% owner in an SEC filing dated Nov 1, 2024
- Stephen Welker · Last reported as a 10% owner in an SEC filing dated Nov 1, 2024
- Sherborne Investors Master GP, LLC · Last reported as a 10% owner in an SEC filing dated Nov 1, 2024
- Sherborne Strategic Fund F, LLC · Last reported as a 10% owner in an SEC filing dated Nov 1, 2024
- Katherine A Lehman · Last reported as a director in an SEC filing dated Feb 8, 2022
- Ted A Morris · Last reported as Acting Chief Financial Officer in an SEC filing dated Jun 11, 2020
- Christian M. Lown · Last reported as EVP & Chief Financial Officer in an SEC filing dated Mar 31, 2020
- Marjorie L. Bowen · Last reported as a director in an SEC filing dated Feb 7, 2020
- William M Diefenderfer III · Last reported as a director in an SEC filing dated Feb 7, 2019
- Barry Lawson Williams · Last reported as a director in an SEC filing dated Feb 7, 2019
- John F Whorley Jr · Last reported as EVP & Group President in an SEC filing dated Jun 19, 2018
- Gilleland Diane Suitt · Last reported as a director in an SEC filing dated Feb 6, 2018
- John K Adams Jr · Last reported as a director in an SEC filing dated Feb 6, 2018
- Sallahdeen Coles Spruill · Last reported as a 10% owner in an SEC filing dated Nov 27, 2017
- Timothy J Hynes IV · Last reported as EVP, Chief Risk&Compliance Off in an SEC filing dated May 2, 2017
- Somsak Chivavibul · Last reported as EVP & Chief Financial Officer in an SEC filing dated Feb 21, 2017
- Barry A Munitz · Last reported as a director in an SEC filing dated Feb 7, 2017
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
NAVI Proposed Insider Sales (Form 144)
Latest: 2026-04-16
? Form 144 Guide
Last 30d:
0 filings
· Last 90d:
0 filings
What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.
How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.
10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.
"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.
Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.
| Filed | Filer | Role | Shares | Notice Value | Planned Sale | Broker | Plan | Link |
|---|---|---|---|---|---|---|---|---|
| 2026-04-16 | Fisher Joe | Former Officer | 23,146 | $196.1K | 2026-04-16 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2026-04-14 | Fisher Joe | Former Officer | 30,982 | $253.6K | 2026-04-14 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2026-04-13 | Fisher Joe | Former Officer | 30,000 | $241.0K | 2026-04-13 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2026-03-12 | Fisher Joe | Former Officer | 20,000 | $160.4K | 2026-03-12 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2024-11-06 | HAUBER STEPHEN M | Officer | 10,000 | $150.0K | 2024-11-06 | Fidelity Brokerage Services LLC | 10b5-1 | EDGAR |
| 2024-05-03 | HELEEN MARK L | Officer | 10,000 | $160.0K | 2024-05-03 | Merrill Lynch | 10b5-1 | EDGAR |
| 2024-01-31 | HELEEN MARK L | Officer | 10,000 | $171.7K | 2024-01-31 | Merrill Lynch | 10b5-1 | EDGAR |
| 2023-12-14 | KANE JOHN M | Officer | 150,132 | $2.85M | 2023-12-14 | Merrill Lynch | 10b5-1 | EDGAR |
| 2023-11-07 | HELEEN MARK L | Officer | 10,000 | $169.6K | 2023-11-07 | Merrill Lynch | 10b5-1 | EDGAR |
| 2023-07-31 | REMONDI JOHN F | Officer | 6,223 | $117.7K | 2023-07-31 | Merrill | — | EDGAR |
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
ETF Holders
82 ETFs hold NAVI
25 shown · $208.35M total exposure · 0.04% AUM-weighted avg weight
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | IJR iShares Core S&P Small-Cap ETF | iShares (BlackRock) | 0.03% | $34.2M | $105.6B | 2026-10-29 |
| 2 | VTI Vanguard Morningstar Total Stock Market ETF | Vanguard | 0.00% | $17.6M | — | 2026-09-30 |
| 3 | DFSV Dimensional US Small Cap Value ETF | Dimensional | 0.06% | $17.1M | — | 2026-10-29 |
| 4 | AVUV Avantis U.S. Small Cap Value ETF | Avantis | 0.05% | $15.2M | $32.5B | 2026-10-29 |
| 5 | IWM iShares Russell 2000 ETF | iShares (BlackRock) | 0.02% | $14.0M | $75.5B | 2026-10-29 |
| 6 | BSJR Invesco BulletShares 2027 High Yield Corporate Bond ETF | Invesco | 1.21% | $11.5M | — | 2026-10-29 |
| 7 | PFF iShares Preferred and Income Securities ETF | iShares (BlackRock) | 0.09% | $11.1M | $11.7B | 2026-10-29 |
| 8 | FNDA Schwab Fundamental U.S. Small Company ETF | Nport | 0.11% | $9.5M | — | 2026-05-31 |
| 9 | DFAS Dimensional US Small Cap ETF | Dimensional | 0.03% | $9.5M | — | 2026-10-29 |
| 10 | PGX Invesco Preferred ETF | Invesco | 0.20% | $7.0M | — | 2026-10-29 |
| 11 | VXF Vanguard Extended Market ETF | Vanguard | 0.01% | $6.4M | — | 2026-09-30 |
| 12 | VB Vanguard Morningstar Small-Cap ETF | Vanguard | 0.00% | $6.2M | — | 2026-09-30 |
| 13 | IWN iShares Russell 2000 Value ETF | iShares (BlackRock) | 0.04% | $5.4M | $14.1B | 2026-10-29 |
| 14 | SPSM State Street® SPDR® Portfolio S&P 600™ Small Cap ETF | SPDR (State Street) | 0.03% | $5.2M | $16.2B | 2026-10-29 |
| 15 | IJS iShares S&P Small-Cap 600 Value ETF | iShares (BlackRock) | 0.06% | $4.7M | $7.7B | 2026-10-29 |
| 16 | SMLF iShares U.S. Small-Cap Equity Factor ETF | iShares (BlackRock) | 0.10% | $4.3M | $4.2B | 2026-10-29 |
| 17 | VBR Vanguard Morningstar Small-Cap Value ETF | Vanguard | 0.01% | $4.1M | — | 2026-09-30 |
| 18 | RWJ Invesco S&P SmallCap 600 Revenue ETF | Invesco | 0.18% | $3.8M | — | 2026-10-29 |
| 19 | BSJS Invesco BulletShares 2028 High Yield Corporate Bond ETF | Invesco | 0.48% | $3.7M | — | 2026-10-29 |
| 20 | VTWO Vanguard Russell 2000 ETF | Vanguard | 0.02% | $3.4M | — | 2026-09-30 |
| 21 | BSVO EA Bridgeway Omni Small-Cap Value ETF | Nport | 0.13% | $3.1M | — | 2026-06-30 |
| 22 | SLYV State Street® SPDR® S&P 600™ Small Cap Value ETF | SPDR (State Street) | 0.06% | $3.1M | $5.0B | 2026-10-29 |
| 23 | DFMC Dimensional US Micro Cap ETF | Dimensional | 0.04% | $2.9M | — | 2026-10-29 |
| 24 | SCHA Schwab U.S. Small-Cap ETF | Nport | 0.01% | $2.7M | — | 2026-05-31 |
| 25 | PFFD Global X U.S. Preferred ETF | Global X | 0.14% | $2.6M | — | 2026-10-30 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
Trailing P/E
—
TTM Diluted EPS
$-0.63
TTM Revenue
$3.09B
TTM Net Income
$-60.00M
TTM Op. Cash Flow
$323.00M
Quarterly figures (12 quarters)
| Quarter | Period End | Revenue | Net Income | Diluted EPS | Op. Cash Flow |
|---|---|---|---|---|---|
| Q1 '26 | 2026-03-31 | $716.00M | $17.00M | $0.17 | $-47.00M |
| Q4 '25 | 2025-12-31 | $765.00M | $-5.00M | $-0.06 | $174.00M |
| Q3 '25 | 2025-09-30 | $800.00M | $-86.00M | $-0.87 | $70.00M |
| Q2 '25 | 2025-06-30 | $806.00M | $14.00M | $0.13 | $126.00M |
| Q1 '25 | 2025-03-31 | $828.00M | $-2.00M | $-0.02 | $71.00M |
| Q4 '24 | 2024-12-31 | $949.00M | $24.00M | $0.23 | $8.00M |
| Q3 '24 | 2024-09-30 | $1.22B | $-2.00M | $-0.02 | $-10.00M |
| Q2 '24 | 2024-06-30 | $1.09B | $36.00M | $0.32 | $279.00M |
| Q1 '24 | 2024-03-31 | $1.16B | $73.00M | $0.64 | $182.00M |
| Q4 '23 | 2023-12-31 | $1.14B | $-28.00M | $-0.19 | $310.00M |
| Q3 '23 | 2023-09-30 | $1.30B | $79.00M | $0.65 | $122.00M |
| Q2 '23 | 2023-06-30 | $1.23B | $66.00M | $0.52 | $99.00M |
Q1 2026 • period ending 2026-03-31 • filed 2026-04-29
Valuation
Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.
Price Multiples
- P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
- P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
- P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
- EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
- EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
- ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
- ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
- Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
- FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
- Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
- Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
- Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
- Multiples expanding while earnings are flat = sentiment-driven rally.
- Multiples compressing while earnings grow = value coming from fundamentals.
P/E
—
P/B
0.39
P/S
0.30
EV/EBITDA
—
EV/Sales
12.81
ROE
-2.5%
ROA
-0.1%
Div Yield
7.16%
FCF Yield
35.26%
Debt/Equity
16.49
Current Ratio
—
Market Cap
$916.05M
as of 2026-10-30
Short Interest & Float
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
Metric definitions
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.
Short Interest
11.86M
SI % of Float
18.67%
Days to Cover
10.26
Short Vol Ratio
61.5%
Free Float
63.52M
Float %
67.7%
Short interest 2026-10-15 • Short volume 2026-10-30 • Float 2026-08-14