LMND Lemonade, Inc.

XNYS 44.19 Delayed
Find condors

Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

LMND $44.19 —
Key stats
$44.19
52-Week Range
$38.36 – $99.90
YTD
-41.82%
IV Rank (30D)
48.13
Straddle Price
$7.28
P/C Vol Ratio
0.50
Market Cap
$3.3B
Open
$42.92
Day Range
$42.32 – $44.52
Volume
2,015,325
Prev Close
$42.96
Fair Value
MODEL: LONG

A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.

  • DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
  • Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
  • DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
  • P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
  • Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
  • Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
  • Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
  • Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
10-yr Treasury (rf)4.88%
Beta vs SPY1.81
Cost of Equity (CAPM)14.33% (VRP-adj)
WACC14.14%
Volatility Risk Premium+7.7pp (IV − HV30), ERP adj +23bps
Effective Tax Rate21.0%
Rev. Growth (YoY, DCF input)+30.0%
DCF Horizon10 years explicit + fade
Forward Tilt (NTM/TTM)×1.10 (applied to P/E, EV/EBITDA, P/S)
Free Cash Flow (TTM)$0.0B
Return on Equity (TTM)-27.7%
Book / Price15.8%
Gross Margin (TTM)100.0%
FCF Margin (TTM)1.0%
Debt / Equity0.35
Quality Score3/6 — normal (10y DCF)
SMA 50$45.74 (Market Anchor value)
SMA 20 / Bollinger Mid$43.29
Bollinger Width / SMA2021.1% (drives anchor stability)
Net Debt$-0.2B
Market Cap$3B
Peers used for multiples: ACGL, AFL, AIG, ALL, CB, MET, PGR, TRV
60-Day Conviction
67%
20-Day Fair Value
≈ by Dec 14, 2026
$44.52
α +0.7% rank 24%
conviction
56%
40-Day Fair Value
≈ by Jan 12, 2027
$44.96
α +1.7% rank 15%
conviction
56%
60-Day Fair Value
≈ by Feb 10, 2027
$45.41
α +2.8% rank 13%
conviction
67%
MethodImplied PriceWeightDetail
DCF $6.55 28%
DDM (Gordon) n/a 0%
Peer P/E n/a 0% median 12.1× · 8 peers
Peer EV/EBITDA n/a 0% median 8.4× · 8 peers
Peer P/B $13.58 11% median 2.0× · 8 peers
Peer P/S $19.07 11% median 1.6× · 8 peers
Market Anchor (SMA50) $45.74 25% stability 45% (BB-width)
Options Expected (B-L 30d) $42.23 24% 17 strikes · skew +0.28
As of 2026-11-13 · updated
About
Industry (SIC)
FIRE, MARINE & CASUALTY INSURANCE (6331) · industry map
Exchange
XNYS
Market Cap
$3.3B
Employees
1,282
List Date
2020-07-02
CIK
0001691421
Last Earnings
Nov 5 before open · −9.6% vs ±12.6% expected
Next Earnings
~Feb 18, 2027 (estimated)
Headquarters
New York, NY
Homepage
https://www.lemonade.com

Lemonade Inc operates in the insurance industry. The company offers digital and artificial intelligence based platform for various insurances and for settling claims and paying premiums. The platform ensures transparency in issuing policies and settling disputes. The company is using technology, data, artificial intelligence, contemporary design, and social impact to deliver delightful and affordable insurances. The Company operates in one report segment providing personal property and casualty insurance products within the United States and Europe, including the UK.

Summary
—
composite
—
No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart

Markers: E earnings, with the move options implied and the move that happened (amber when the stock moved more than implied) · ▲ ▼ insider open-market buys and sales, sized by dollar value · S splits. Intraday times are New York time; shaded bars are pre-market and after-hours.

Seasonality
'21'22'23'24'25'26Avg
Jan28.13%-24.46%18.57%-7.16%-8.66%14.18%3.43%
Feb-15.69%-25.41%-2.40%0.37%9.59%-35.78%-11.55%
Mar-29.68%8.65%-6.18%-3.01%-12.08%17.69%-4.10%
Apr-5.42%-25.61%-23.66%4.05%-7.53%-7.25%-10.90%
May4.95%0.58%55.79%-4.79%17.50%2.36%12.73%
Jun19.29%-12.17%-5.39%2.10%22.24%10.78%6.14%
Jul-22.78%0.64%32.93%9.54%-13.70%-30.20%-3.93%
Aug-15.10%7.85%-39.12%7.11%45.33%-1.55%0.75%
Sep-15.02%-7.39%-17.35%-10.04%3.38%-12.08%-9.75%
Oct-3.94%9.16%-4.37%47.18%14.63%-8.17%9.08%
Nov-24.98%-17.43%60.64%114.53%26.94%7.28%*27.83%
Dec-6.53%-27.96%-11.86%-20.10%-5.43%---14.38%
Total-66.24%-73.74%10.64%143.42%108.56%-45.98%12.77%
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $43.29
SMA 50: $45.52
SMA 200: $56.13
Current: $44.19
EMA 12: $42.41
EMA 26: $43.61
MACD: -1.1985 | Signal: 0.1507
BEARISH
ADX (14): 14.39
RANGE
+DI: 25.87
−DI: 22.54

Momentum Oscillators

RSI (14): 51.35
NEUTRAL
Stoch %K: 49.63
Stoch %D: 32.66
Williams %R: -31.81

Volume & Volatility

BB Upper: $47.86
BB Lower: $38.73
NEUTRAL
OBV: 26,858,145
Vol SMA 20: 1,348,594
Vol ROC: 44.63%
ATR: $2.49
True Range: $2.20
HV 20: 72.0%
HV 30: 61.8%
HV 60: 52.6%

Data Summary

Data Points: 500
Last Updated:
Date Range: 2024-11-15T00:00:00 – 2026-11-13T00:00:00
AI Analysis
Written before LMND’s Nov 5 earnings report, so it doesn’t reflect the results.

LLM Stock Analysis Report

Executive Summary

Overall assessment: NEUTRAL with confidence level (6/10)

Key drivers:

  • Recent positive news sentiment, highlighting the company's growth potential
  • Technical signals indicating a range-bound market, with some bullish momentum signs

Primary risks:

  • High volatility and beta (>2.85), which may lead to increased risk for investors
  • Options market showing bearish sentiment (put/call volume ratio >1.5)

Investment thesis: The stock is trading in a range, with some potential for upside given the positive news sentiment. However, high volatility and bearish options market signals suggest caution.

Recent news sentiment impact:

The recent headlines have been generally positive, highlighting the company's growth potential. This has contributed to a bullish bias in my analysis.

Technical Analysis

Trend Direction: Short-term (1-4 weeks): NEUTRAL; Medium-term (1-3 months): BEARISH; Long-term (3-12 months): BULLISH

Support/Resistance Levels:

  • SMA 20: $52.61 (support)
  • SMA 50: $58.77 (resistance)
  • Upper Bollinger Band: $55.33 (resistance)

Momentum Signals:

  • RSI interpretation: Neutral (48.00), indicating no strong buying or selling pressure
  • MACD signal: Bearish, with a histogram value of -1.40, suggesting continued downward momentum

News & Sentiment Analysis

Recent Headlines Summary:

The recent headlines highlight the company's growth potential and efforts to improve its financial performance.

Sentiment Assessment: Positive (65%), indicating a generally positive tone in the news coverage.

Catalyst Identification: No imminent catalysts are identified, but the company's upcoming earnings release may have an impact on the stock price.

Risk & Volatility Assessment

Beta Interpretation: High risk relative to market (beta >2.85), indicating increased volatility and potential for larger price movements.

Volatility Regime: Current volatility level is relatively high compared to historical levels, with a Historical Volatility reading of 80.2%.

Options Market Signals: IV rank: 5.3% (low), indicating historically low volatility; Put/Call volume ratio: 1.53 (bearish sentiment).

Market Context & Positioning

Sector Performance: The company's sector is performing relatively well, with a relative strength index (RSI) of 55.04.

Institutional Activity: No unusual institutional activity is identified, but the options market suggests some bearish positioning.

Correlation Analysis: The stock shows moderate correlation with the broader market (0.45), indicating some potential for price movements in line with market trends.

Key Levels & Action Items

Critical Price Levels:

  • Support: SMA 20 ($52.61)
  • Resistance: Upper Bollinger Band ($55.33)

Breakout/Breakdown Levels:

  • Potential breakout above the upper Bollinger Band ($55.33) could trigger further upside
  • A breakdown below the SMA 20 ($52.61) could lead to continued downward momentum

Time-Sensitive Catalysts: The company's upcoming earnings release may have an impact on the stock price.

Risk Management: Investors should consider using stop-loss levels around $49.89 (lower Bollinger Band) and position sizing considerations given the high volatility.

Overall, my analysis suggests that the stock is trading in a range, with some potential for upside given the positive news sentiment. However, high volatility and bearish options market signals suggest caution. Investors should consider using stop-loss levels and position sizing considerations to manage their risk.

Generated
News
All LMND news →
Showing 1–10 of 14
Page 1 of 2
Earnings History
19 of 24 under expected move
Avg Expected Move
15.06%
Avg Actual Move
8.08%
Each row pairs the pre-earnings straddle-implied expected move with the realized close-to-close move. Sorted oldest first.
Earnings Date Timing Expected Move Actual Move Ratio Outcome
2021-03-02 Pre-Market 12.81% 16.60% 1.30x Exceeded
2021-05-11 Pre-Market 12.52% 3.93% 0.31x Within
2021-08-04 Pre-Market 10.49% 3.39% 0.32x Within
2021-11-09 Pre-Market 16.71% 10.72% 0.64x Within
2022-02-23 Pre-Market 21.70% 6.40% 0.29x Within
2022-05-09 Pre-Market 16.94% 12.94% 0.76x Within
2022-08-08 Pre-Market 17.16% 4.32% 0.25x Within
2022-11-08 Pre-Market 14.91% 0.52% 0.03x Within
2023-02-22 Pre-Market 13.22% 3.34% 0.25x Within
2023-05-03 Pre-Market 11.18% 1.65% 0.15x Within
2023-08-02 Pre-Market 12.74% 2.35% 0.18x Within
2023-11-01 Pre-Market 12.34% 0.55% 0.04x Within
2024-02-27 Pre-Market 21.72% 8.44% 0.39x Within
2024-04-30 Pre-Market 16.66% 3.69% 0.22x Within
2024-07-30 After-Close 19.66% 20.33% 1.03x Exceeded
2024-10-30 Pre-Market 13.97% 3.76% 0.27x Within
2025-02-25 After-Close 23.76% 1.59% 0.07x Within
2025-05-06 Pre-Market 15.33% 1.03% 0.07x Within
2025-08-05 Pre-Market 15.20% 29.54% 1.94x Exceeded
2025-11-05 After-Close 7.37% 4.57% 0.62x Within
2026-02-19 Pre-Market 15.29% 6.18% 0.40x Within
2026-04-29 Pre-Market 13.61% 14.85% 1.09x Exceeded
2026-07-29 Pre-Market 13.44% 23.72% 1.76x Exceeded
2026-11-05 Pre-Market 12.64% 9.63% 0.76x Within

Earnings calendar: this week’s reports with expected vs actual moves →

LMND Options Activity & IV Rank

LMND IV rank history, 52-week IV rank and IV percentile →

Volatility Metrics

Current IV: 70.1%
7-DTE IV: 70.7%
Expected Move: $7.28
7-DTE Move: $3.45
Days to Exp: 28 (2026-12-11)

Options Flow · All expiries

Call Volume: 8,063
Put Volume: 4,066
P/C Volume: 0.504
BULLISH
Call OI: 95,343
Put OI: 47,059
P/C OI: 0.494
Total OI: 142,402

ATM Options Pricing

ATM Call: $3.85
ATM Put: $3.42
Call %: 8.7%
Put %: 7.8%

Chain Summary

Chain Volume: 12,129
Chain OI: 142,402
Last Updated: 11/13/2026
Spread Scanner
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Calendars: the long leg is valued at the short leg’s expiration (Black-Scholes at its current IV) across the range of prices the short leg’s IV implies, giving the best-case profit (R/R = that over the debit) and P(profit).

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Scanning bull put, bear call, iron condor and calendar spreads…

Dealer Positioning
TYPICAL γ

Estimated net dealer gamma is at the 44th percentile of this name's own daily history, within its typical range. This describes current positioning; it is not a forecast or a trading signal.

Gamma percentile
44%
vs own history
GEX tilt
+0.07
OI-weighted, today
Vanna tilt
+0.35
δ-sensitivity to IV
Charm tilt
-0.56
δ-decay vs time
Vanna tilt +0.35: the estimated dealer exposure leans positive, so the modeled hedge would shift noticeably if implied volatility changed.
Charm tilt -0.56: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably as time passes and options approach expiry.

Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.

Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.

Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.

This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.

· 112 ATM contracts, 33k total OI
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Put vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Call vs ATM
IV(call wing) − IV(ATM), in vol points

The same measure on the upside: how the OTM call is priced against the at-the-money strike.

  • Negative (typical) — calls trade below ATM for most stocks and indices, so the sign alone says little.
  • Percentile vs own history: high = upside calls unusually rich for this name (squeezes, takeover talk, commodity supply scares); low = calls cheaper than usual.
Reading them together

Put or call vs ATM tells you how expensive that tail is. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d put 99%
+19.4 pts EXTREME
as of Nov 13 · ATM 69.1% / Put 88.5%
30 DTE / 10d put 52%
+4.5 pts EXTREME
as of Nov 13 · ATM 74.9% / Put 79.4%

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Loading the implied volatility surface…

Volatility Smile

Loading the implied volatility smile…

IV Rank (7 DTE)25.5MediumNov 13
IV Rank (30 DTE)48.1MediumNov 13

Embed LMND IV rank

LMND's 30-day IV rank (90 sessions) with its 52-week rank, at-the-money IV and a 90-session trend. Updates after each close. Paste the code into any web page or blog post. Email newsletters drop iframes, so link to the page there.

Theme
Preview
Straddle Price (30 DTE)$7.28Nov 13
Beta Analysis

Risk Metrics

Beta: 2.3691
Alpha: -50.19%
Correlation: 0.4552
R-Squared: 20.7%
Stock Volatility: 71.0%
Market Volatility: 13.6%

Analysis Details

Benchmark: SPY
Data Points: 251
Period: 252 trading days
Interpretation:
High volatility - stock moves more than market
Beta & Alpha Over Time
Notable investors who own LMND
3 of 37 tracked investors
InvestorValueShare of their portfolioRankQ/Q sharesSource
Citadel Hedge fund
Ken Griffin
$30.8M
0.02%
#910 of 6285-39.5%13F
Millennium Management Hedge fund
Izzy Englander
$2.5M
0.00%
#2455 of 3716+442.0%13F
Rockefeller Capital Management Family office
Rockefeller family
$172K
0.00%
#2767 of 4858+0.9%13F

Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions

LMND Institutional Ownership (13F)

Filings for 2026-06-30 · 130 already for 2026-09-30
Diluted shares outstanding: 75,677,851 (as of 2026-06-30)

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

333 filers44,987,350 shares$2.81B value59.45% of float
# Filer Shares Value % of Total % of Float Period
1 BlackRock, Inc. Custodian 6,047,782 $393.41M 14.02% 7.99% 2026-06-30
2 JPMorgan Chase & Co Custodian 5,392,829 $335.53M 11.96% 7.13% 2026-06-30
3 Vanguard Portfolio Management LLC 3,140,615 $204.30M 7.28% 4.15% 2026-06-30
4 Vanguard Capital Management LLC 3,071,174 $199.78M 7.12% 4.06% 2026-06-30
5 BAILLIE GIFFORD & CO 2,751,019 $178.95M 6.38% 3.64% 2026-06-30
6 Goldman Sachs Group Inc Custodian 1,934,586 $125.84M 4.49% 2.56% 2026-06-30
7 State Street Corp 1,769,235 $115.09M 4.10% 2.34% 2026-06-30
8 Morgan Stanley Custodian 1,212,762 $78.89M 2.81% 1.60% 2026-06-30
9 Geode Capital Management, LLC Custodian 1,739,345 $78.53M 2.80% 2.30% 2026-09-30
10 Two Sigma Investments, LP Custodian 1,173,878 $76.36M 2.72% 1.55% 2026-06-30
11 Northern Trust Corp Custodian 702,460 $45.70M 1.63% 0.93% 2026-06-30
12 Susquehanna International Group, LLP Custodian 700,512 $45.57M 1.62% 0.93% 2026-06-30
13 FRONTIER CAPITAL MANAGEMENT CO LLC 609,820 $39.67M 1.41% 0.81% 2026-06-30
14 Halter Ferguson Financial Inc. 830,255 $37.48M 1.34% 1.10% 2026-09-30
15 Jane Street Group, LLC Custodian 565,854 $36.81M 1.31% 0.75% 2026-06-30
16 Charles Schwab Investment Management, Inc. 563,826 $36.68M 1.31% 0.74% 2026-06-30
17 CAPITAL FUND MANAGEMENT S.A. 527,970 $34.34M 1.22% 0.70% 2026-06-30
18 Vanguard Fiduciary Trust Co 476,778 $31.01M 1.11% 0.63% 2026-06-30
19 Citadel Advisors LLC Custodian 472,837 $30.76M 1.10% 0.62% 2026-06-30
20 T. Rowe Price Investment Management, Inc. 449,104 $29.21M 1.04% 0.59% 2026-06-30
21 UBS Group AG Custodian 423,979 $27.58M 0.98% 0.56% 2026-06-30
22 Qube Research & Technologies Ltd 423,951 $27.58M 0.98% 0.56% 2026-06-30
23 Trexquant Investment LP 420,074 $27.33M 0.97% 0.56% 2026-06-30
24 Analyst IMS Investment Management Services Ltd. 587,263 $26.51M 0.94% 0.78% 2026-09-30
25 Woodline Partners LP 371,755 $24.18M 0.86% 0.49% 2026-06-30
22 filers$277.68M notional
# Filer Notional Value % of Total Period
1 Susquehanna International Group, LLP Custodian $76.20M 27.44% 2026-06-30
2 Jane Street Group, LLC Custodian $71.26M 25.66% 2026-06-30
3 Citadel Advisors LLC Custodian $59.21M 21.32% 2026-06-30
4 GROUP ONE TRADING LLC Custodian $24.04M 8.66% 2026-06-30
5 IMC-Chicago, LLC Custodian $14.04M 5.06% 2026-09-30
6 Simplex Trading, LLC Custodian $5.68M 2.04% 2026-09-30
7 Walleye Trading LLC $5.33M 1.92% 2026-06-30
8 Point72 Asset Management, L.P. $3.96M 1.43% 2026-06-30
9 TUDOR INVESTMENT CORP ET AL $3.44M 1.24% 2026-06-30
10 D. E. Shaw & Co., Inc. Custodian $3.12M 1.12% 2026-06-30
11 Sender Co & Partners, Inc. $2.93M 1.05% 2026-06-30
12 Timothy G. Youngquist 2020 Irrevocable Trust $2.16M 0.78% 2026-09-30
13 Walleye Capital LLC $2.14M 0.77% 2026-06-30
14 CAPITAL FUND MANAGEMENT S.A. $1.73M 0.62% 2026-06-30
15 Balyasny Asset Management L.P. $995.26K 0.36% 2026-06-30
16 Millennium Management LLC Custodian $455.35K 0.16% 2026-06-30
17 Two Sigma Investments, LP Custodian $357.77K 0.13% 2026-06-30
18 Alphadyne Asset Management LP $279.71K 0.10% 2026-06-30
19 PEAK6 LLC $227.68K 0.08% 2026-06-30
20 WEALTH ENHANCEMENT ADVISORY SERVICES, LLC $84.44K 0.03% 2026-09-30
21 Aspiring Ventures, LLC $32.52K 0.01% 2026-06-30
22 OSAIC HOLDINGS, INC. Custodian $8.92K <0.01% 2026-06-30
25 filers$288.74M notional
# Filer Notional Value % of Total Period
1 Jane Street Group, LLC Custodian $76.45M 26.48% 2026-06-30
2 Susquehanna International Group, LLP Custodian $59.98M 20.77% 2026-06-30
3 Citadel Advisors LLC Custodian $55.31M 19.16% 2026-06-30
4 BNP Paribas Financial Markets Custodian $19.52M 6.76% 2026-06-30
5 PEAK6 LLC $17.73M 6.14% 2026-06-30
6 IMC-Chicago, LLC Custodian $14.77M 5.12% 2026-09-30
7 GROUP ONE TRADING LLC Custodian $10.63M 3.68% 2026-06-30
8 Walleye Trading LLC $8.60M 2.98% 2026-06-30
9 Point72 Asset Management, L.P. $5.13M 1.78% 2026-06-30
10 Simplex Trading, LLC Custodian $4.70M 1.63% 2026-09-30
11 Walleye Capital LLC $2.47M 0.86% 2026-06-30
12 TUDOR INVESTMENT CORP ET AL $2.06M 0.71% 2026-06-30
13 Jefferies Financial Group Inc. $1.81M 0.63% 2026-09-30
14 D. E. Shaw & Co., Inc. Custodian $1.63M 0.56% 2026-06-30
15 SANDLER CAPITAL MANAGEMENT $1.44M 0.50% 2026-06-30
16 Crawford Fund Management, LLC $1.33M 0.46% 2026-06-30
17 Jain Global LLC $1.30M 0.45% 2026-06-30
18 CAPITAL FUND MANAGEMENT S.A. $1.17M 0.41% 2026-06-30
19 Twin Tree Management, LP $962.74K 0.33% 2026-06-30
20 Balyasny Asset Management L.P. $657.00K 0.23% 2026-06-30
21 SIG BROKERAGE, LP $390.30K 0.14% 2026-06-30
22 Alphadyne Asset Management LP $338.26K 0.12% 2026-06-30
23 Two Sigma Investments, LP Custodian $286.22K 0.10% 2026-06-30
24 Marshall Wace, LLP Custodian $39.03K 0.01% 2026-06-30
25 Bank of Montreal Custodian $32.52K 0.01% 2026-06-30

LMND Insider Trading (Form 4)

Latest: 2026-09-08
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-09-08 Timothy E Bixby Chief Financial Officer Sell (S) −1,893 $54.63 -$103.4K EDGAR
2026-09-08 Maya Prosor Chief Business Officer Sell (S) −1,040 $54.63 -$56.8K EDGAR
2026-09-08 John Sheldon Peters Chief Insurance Officer Sell (S) −3,108 $54.50 -$169.4K EDGAR
2026-09-04 Shai Wininger President Gift (G) −1,876 — EDGAR
2026-08-17 John Sheldon Peters Chief Insurance Officer Sell (S) −11,000 $52.55 -$578.0K EDGAR
2026-07-29 John Sheldon Peters Chief Insurance Officer Award (A) +10,000 — EDGAR
2026-07-09 Timothy E Bixby Chief Financial Officer Sell (S) −73,000 $79.18 -$5.78M EDGAR
2026-07-08 John Sheldon Peters Chief Insurance Officer Sell (S) −3,444 $79.00 -$272.1K EDGAR
2026-06-12 Michael A Eisenberg Director Gift (G) −5,000 — EDGAR
2026-06-05 Geoff Seeley Director Award (A) +2,848 — EDGAR
2026-06-05 Debra Schwartz Director Award (A) +2,848 — EDGAR
2026-06-05 John Sheldon Peters Chief Insurance Officer Sell (S) −5,343 $53.01 -$283.3K EDGAR
2026-06-05 Timothy E Bixby Chief Financial Officer Sell (S) −2,227 $53.17 -$118.4K EDGAR
2026-06-05 Samer Haj-Yehia Director Award (A) +2,848 — EDGAR
2026-06-05 Prashant Ratanchandani Director Award (A) +2,848 — EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.

LMND Insider Holdings

12 insiders · @ $44.19
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 Shai Wininger President 16,400,257 $724.73M -$63.14M 10 2026-09-04
2 Daniel A. Schreiber Chief Executive Officer 2,538,753 $112.19M -$87.13M 8 2026-03-20
3 Michael A Eisenberg Director 1,174,196 $51.89M -$11.42M 13 2026-06-12
4 Adina Eckstein Chief Operating Officer 333,503 $14.74M $0 5 2026-03-10
5 Maya Prosor Chief Business Officer 215,819 $9.54M -$132.9K 4 2026-09-08
6 Timothy E Bixby Chief Financial Officer 172,370 $7.62M -$20.64M 13 2026-09-08
7 John Sheldon Peters Chief Insurance Officer 73,834 $3.26M -$20.44M 26 2026-09-08
8 Maria Angelidis-Smith Director 56,688 $2.51M $485.5K 3 2026-06-05
9 Samer Haj-Yehia Director 27,187 $1.20M $0 1 2026-06-05
10 Debra Schwartz Director 24,415 $1.08M $0 1 2026-06-05
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.

LMND Board & Officers

As of SEC filings through Sep 8, 2026

Directors 8

Officers 6

Changes in the last 10 years (77)
Oct 16, 2025Prashant Ratanchandani became a director
Oct 6, 2025Geoff Seeley became a director
May 14, 2025SoftBank Group Capital Ltd reported in an SEC filing no longer being a 10% owner
Oct 31, 2024Maria Angelidis-Smith became a director
Feb 21, 2024Maya Prosor became Chief Business Officer
Feb 6, 2024Shai Wininger no longer listed as a 10% owner in SEC filings
Feb 6, 2024Shai Wininger listed as President (previously Co-Chief Executive Officer) in SEC filings
Feb 6, 2024Daniel A. Schreiber no longer listed as a 10% owner in SEC filings
Nov 21, 2023Samer Haj-Yehia became a director
Nov 21, 2023Debra Schwartz became a director
Nov 17, 2023The company announced the departure of Silvija Martincevic from the board in an SEC filing
Nov 17, 2023The company announced the departure of Irina Novoselsky from the board in an SEC filing
Apr 4, 2023Alex Clavel reported in an SEC filing no longer being a 10% owner
Aug 24, 2022Alex Clavel became a 10% owner
Aug 22, 2022Mwashuma Kamata Nyatta no longer listed as a 10% owner in SEC filings
Aug 17, 2022Shai Wininger listed as Co-Chief Executive Officer (previously Co-Founder, President, Chief Operating Officer and Secretary.) in SEC filings
Aug 17, 2022Daniel A. Schreiber listed as Chief Executive Officer (previously Co-Founder & CEO) in SEC filings
Jul 21, 2021Adina Eckstein became Chief Operating Officer
Apr 21, 2021Silvija Martincevic became a director
Apr 21, 2021Irina Novoselsky became a director
Not reported recently (6)
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.

LMND Proposed Insider Sales (Form 144)

Latest: 2026-09-04
Last 30d: 0 filings  ·  Last 90d: 5 filings · $908K notice value · 3 unique filers · 20% under 10b5-1 plans

What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.

How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.

10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.

"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.

Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.

Top 90-day filers: Peters John Sheldon (3, $747K) · BIXBY TIMOTHY E (1, $103K) · Prosor Maya (1, $57K)
Filed Filer Role Shares Notice Value Planned Sale Broker Plan Link
2026-09-04 Peters John Sheldon Officer 2,249 $122.5K 2026-09-04 Fidelity Brokerage Services LLC 10b5-1 EDGAR
2026-09-03 Peters John Sheldon Officer 859 $46.9K 2026-09-03 Fidelity Brokerage Services LLC — EDGAR
2026-09-03 BIXBY TIMOTHY E Officer 1,893 $103.4K 2026-09-03 Fidelity Brokerage Services LLC — EDGAR
2026-09-03 Prosor Maya Officer 1,040 $56.8K 2026-09-03 Fidelity Brokerage Services LLC — EDGAR
2026-08-13 Peters John Sheldon Officer 11,000 $578.0K 2026-08-13 Fidelity Brokerage Services LLC — EDGAR
2026-07-07 BIXBY TIMOTHY E Officer 73,000 $5.78M 2026-07-07 Fidelity Brokerage Services LLC 10b5-1 EDGAR
2026-07-06 Peters John Sheldon Officer 3,444 $272.1K 2026-07-06 Fidelity Brokerage Services LLC 10b5-1 EDGAR
2026-06-04 Peters John Sheldon Officer 3,608 $191.0K 2026-06-04 Fidelity Brokerage Services LLC 10b5-1 EDGAR
2026-06-03 Peters John Sheldon Officer 1,735 $92.3K 2026-06-03 Fidelity Brokerage Services LLC — EDGAR
2026-06-03 Prosor Maya Officer 1,220 $64.9K 2026-06-03 Fidelity Brokerage Services LLC — EDGAR
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
Recent SEC Filings
Latest: 2026-11-05
Current reports — material events the company must disclose within 4 business days (earnings releases, M&A, executive changes, etc.).
Filing Date Event Link
2026-11-05 Earnings results EDGAR
2026-07-29 Director or officer change EDGAR
2026-07-29 Earnings results EDGAR
2026-06-24 Material agreement · New debt obligation EDGAR
2026-06-05 Shareholder vote results EDGAR
Annual report — audited financial statements, MD&A, risk factors. Filed 60–90 days after fiscal year-end.
Filing Date Accession Link
Quarterly report — unaudited financials and MD&A. Filed 40–45 days after each of the first three fiscal quarters.
Filing Date Accession Link
2026-11-05 0001691421-26-000068 EDGAR
2026-08-04 0001691421-26-000055 EDGAR
ETF Holders
59 ETFs hold LMND
25 shown · $457.59M total exposure · 0.08% AUM-weighted avg weight
# ETF Provider Weight $ Exposure ETF AUM As Of
1 VTI Vanguard Morningstar Total Stock Market ETF Vanguard 0.00% $99.5M — 2026-09-30
2 IWM iShares Russell 2000 ETF iShares (BlackRock) 0.10% $80.5M $76.8B 2026-11-12
3 VB Vanguard Morningstar Small-Cap ETF Vanguard 0.04% $70.8M — 2026-09-30
4 VBK Vanguard Morningstar Small-Cap Growth ETF Vanguard 0.09% $39.4M — 2026-09-30
5 VXF Vanguard Extended Market ETF Vanguard 0.04% $34.3M — 2026-09-30
6 IWO iShares Russell 2000 Growth ETF iShares (BlackRock) 0.21% $29.1M $13.9B 2026-11-12
7 JTEK JPMorgan U.S. Tech Leaders ETF JPMorgan 0.64% $26.6M $4.2B 2026-11-13
8 VTWO Vanguard Russell 2000 ETF Vanguard 0.11% $18.9M — 2026-09-30
9 SCHA Schwab U.S. Small-Cap ETF Nport 0.07% $16.3M — 2026-08-31
10 KIE State Street® SPDR® S&P® Insurance ETF SPDR (State Street) 1.53% $8.5M $551.7M 2026-11-12
11 VFH Vanguard Financials ETF Vanguard 0.04% $5.2M — 2026-09-30
12 ITOT iShares Core S&P Total U.S. Stock Market ETF iShares (BlackRock) 0.00% $4.0M $95.8B 2026-11-12
13 VTWG Vanguard Russell 2000 Growth ETF Vanguard 0.21% $3.5M — 2026-09-30
14 SMLF iShares U.S. Small-Cap Equity Factor ETF iShares (BlackRock) 0.08% $3.3M $4.3B 2026-11-12
15 VT Vanguard Total World Stock ETF Vanguard 0.00% $2.7M — 2026-09-30
16 ITEQ Amplify BlueStar Israel Technology ETF Nport 1.93% $2.3M — 2026-06-30
17 SCHB Schwab U.S. Broad Market ETF Nport 0.00% $2.1M — 2026-08-31
18 FYC First Trust Small Cap Growth AlphaDEX® Fund First Trust 0.12% $1.6M $1.4B 2026-11-12
19 SEIS SEI Select Small Cap ETF Nport 0.28% $1.6M — 2026-06-30
20 IAK iShares U.S. Insurance ETF iShares (BlackRock) 0.30% $1.6M $535.8M 2026-11-12
21 RSSL Global X Russell 2000 ETF Global X 0.11% $1.5M — 2026-11-13
22 ESML iShares ESG Aware MSCI USA Small-Cap ETF iShares (BlackRock) 0.05% $1.2M $2.7B 2026-11-12
23 ISRA VanEck Israel ETF VanEck 0.73% $1.1M $145.4M 2026-11-12
24 ISCG iShares Morningstar Small-Cap Growth ETF iShares (BlackRock) 0.10% $984,987 $957.0M 2026-11-12
25 SMIZ Zacks Small/Mid Cap ETF Nport 0.35% $973,149 — 2026-08-31
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.

Trailing P/E
—
TTM Diluted EPS
$-1.83
TTM Revenue
$975.00M
TTM Net Income
$-138.40M
TTM Op. Cash Flow
$21.20M
Quarterly figures (12 quarters)
QuarterPeriod EndRevenueNet IncomeDiluted EPSOp. Cash Flow
Q2 '262026-06-30$294.40M$-43.40M$-0.56$-3.40M
Q1 '262026-03-31$258.00M$-35.80M$-0.47$-600.00K
Q4 '252025-12-31$228.10M$-21.70M$-0.29$20.70M
Q3 '252025-09-30$194.50M$-37.50M$-0.51$4.50M
Q2 '252025-06-30$154.70M$-43.90M$-0.60$5.50M
Q1 '252025-03-31$141.70M$-62.40M$-0.86$-47.20M
Q4 '242024-12-31$139.40M$-30.00M$-0.41$13.80M
Q3 '242024-09-30$127.70M$-67.70M$-0.95$16.30M
Q2 '242024-06-30$113.90M$-57.20M$-0.81$-11.70M
Q1 '242024-03-31$111.50M$-47.30M$-0.67$-29.80M
Q4 '232023-12-31$108.40M$-42.40M$-0.60$-16.10M
Q3 '232023-09-30$107.50M$-61.50M$-0.88$-6.30M
Q2 2026 • period ending 2026-06-30 • filed 2026-08-04
Valuation

Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.

Price Multiples
  • P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
  • P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
  • P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
  • EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
  • EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
  • ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
  • ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
  • Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
  • FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
  • Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
  • Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
  • Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
  • Multiples expanding while earnings are flat = sentiment-driven rally.
  • Multiples compressing while earnings grow = value coming from fundamentals.
P/E
—
P/B
6.70
P/S
3.43
EV/EBITDA
—
EV/Sales
3.25
ROE
-27.7%
ROA
-6.9%
Div Yield
0.00%
FCF Yield
0.63%
Debt/Equity
0.41
Current Ratio
—
Market Cap
$3.34B
as of 2026-11-13

LMND vs Peers

Related companies, largest first
Company Market cap P/E Revenue growth YTD IV rank
CB Chubb Limited $142.0B 13.3 +8.0% +21.2% 19
PGR Progressive Corporation $136.4B 11.8 +9.8% +11.2% 20
TRV The Travelers Companies, Inc. $82.6B 10.6 +1.1% +41.4% 21
ALL The Allstate Corporation $66.0B 5.3 +5.9% +31.3% 22
MET MetLife, Inc. $64.0B 19.6 +8.7% +27.8% 32
AFL Aflac Inc. $62.6B 13.7 +13.6% +15.8% 9
AIG American International Group, Inc. $42.8B 15.1 −4.2% −1.7% 27
ACGL Arch Capital Group Ltd $35.6B 8.6 +0.4% +16.8% 22
LMND Lemonade, Inc. $3.3B — +73.0% −41.8% 48
Peer median $65.0B 12.6 +7.0% +19.0% 22

P/E uses the latest reported trailing-12-month diluted EPS; "—" means no positive earnings or no data.

Short Interest & Float

Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.

Metric definitions
  • Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
  • SI % of Float — short interest / free float. The key crowding metric.
  • Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
  • Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
  • Free Float — shares available for public trading (total shares minus insider / restricted).
  • Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
  • SI % of Float < 5% — typical, no particular signal.
  • 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
  • 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
  • >30% — extreme; borrow is likely expensive and squeeze risk is material.
  • Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
  • Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
  • A sudden drop in SI after a rally may indicate a squeeze in progress.

Short interest is reported mid-month and end-of-month; short volume is daily.

Short Interest
11.06M
SI % of Float
17.32%
Days to Cover
11.50
Short Vol Ratio
61.2%
Free Float
63.87M
Float %
82.5%
Short interest 2026-10-30 • Short volume 2026-11-13 • Float 2026-09-22