SHBI Shore Bancshares Inc
XNAS
22.90
Delayed
Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
- 52-Week Range
- $14.93 – $24.89
- YTD
- +31.52%
- IV Rank (30D)
- 23.73
- Straddle Price
- $4.15
- P/C Vol Ratio
- 0.00
- Market Cap
- $0.8B
- Open
- $21.61
- Day Range
- $21.61 – $23.14
- Volume
- 184,052
- Prev Close
- $23.38
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 5.12% |
| Beta vs SPY | 0.76 |
| Cost of Equity (CAPM) | 8.93% (VRP-adj) |
| WACC | 8.57% |
| Volatility Risk Premium | +41.8pp (IV − HV30) |
| Effective Tax Rate | 24.4% |
| Rev. Growth (YoY, DCF input) | -0.4% |
| DCF Horizon | 10 years explicit + fade |
| Free Cash Flow (TTM) | $0.1B |
| Return on Equity (TTM) | 10.7% |
| Book / Price | 77.1% — banking bias active (P/B is primary) |
| Bank Quality Adj | ×0.99 (target ROE vs peer median) |
| Gross Margin (TTM) | 67.1% |
| FCF Margin (TTM) | 25.5% |
| Debt / Equity | 0.15 |
| Quality Score | 3/6 — normal (10y DCF) |
| Market-Implied Growth | -7.2% (reverse-DCF on current price) |
| SMA 50 | $23.02 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $22.66 |
| Bollinger Width / SMA20 | 21.2% (drives anchor stability) |
| Net Debt | $0.0B |
| Market Cap | $1B |
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | $36.14 | 24% | |
| DDM (Gordon) | $5.58 | 19% | |
| Peer P/E | $24.57 | 7% | median 13.2× · 7 peers |
| Peer EV/EBITDA | n/a | 0% | median 10.6× · 7 peers |
| Peer P/B | $23.99 | 11% | median 1.3× · 7 peers |
| Peer P/S | $24.08 | 4% | median 2.4× · 7 peers |
| Market Anchor (SMA50) | $23.02 | 35% | stability 72% (BB-width) |
| Options Expected (B-L 30d) | $19.13 | 0% | 6 strikes · skew -0.11 |

- Industry (SIC)
- NATIONAL COMMERCIAL BANKS (6021) · industry map
- Exchange
- XNAS
- Market Cap
- $0.8B
- Employees
- 608
- List Date
- 1997-01-01
- CIK
- 0001035092
- Headquarters
- Easton, MD
- Homepage
- https://www.shorebancshares.com
Shore Bancshares Inc is a financial holding company based in the United States. Through its subsidiaries, it provides consumer and commercial banking products and services, as well as secondary mortgage lending, trust, wealth management, and financial planning services. The group caters to both business and individual clients, offering checking, savings, certificates of deposit, and overnight investment sweep accounts; commercial lending services, including secured and unsecured loans, working capital loans, lines of credit, etc; and safe deposit boxes, debit cards, telephone banking, and othe…
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
| Month | '21 | '22 | '23 | '24 | '25 | '26 | Avg |
|---|---|---|---|---|---|---|---|
| Jan | -6.43% | -5.41% | 0.46% | -8.23% | 4.67% | 8.96% | -1.00% |
| Feb | 14.69% | 4.77% | -2.46% | -6.43% | -4.27% | -4.33% | 0.33% |
| Mar | 10.30% | -0.05% | -16.49% | 2.68% | -9.79% | -0.59% | -2.32% |
| Apr | -2.60% | -1.56% | -6.81% | -6.67% | 1.77% | 2.71% | -2.19% |
| May | 1.66% | 0.55% | -12.78% | 7.20% | 4.17% | 5.95% | 1.13% |
| Jun | -3.57% | -8.91% | 2.62% | 3.81% | 8.86% | 12.56% | 2.56% |
| Jul | 2.85% | 5.43% | 0.85% | 27.70% | -4.55% | 4.63% | 6.15% |
| Aug | 2.91% | -3.88% | -6.10% | 2.82% | 12.80% | -6.48% | 0.35% |
| Sep | 0.23% | -8.31% | -8.44% | -0.43% | -3.58% | -1.58% | -3.69% |
| Oct | 4.76% | 14.60% | -0.19% | 7.07% | -4.82% | 0.97%* | 3.73% |
| Nov | 3.65% | -0.30% | 14.59% | 13.84% | 11.34% | -- | 8.62% |
| Dec | 6.81% | -12.46% | 12.83% | -4.69% | 0.63% | -- | 0.62% |
| Total | 39.06% | -17.00% | -23.63% | 39.08% | 15.49% | 23.43% | 12.74% |
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
Momentum Oscillators
Volume & Volatility
Data Summary
LLM Stock Analysis Report
Executive Summary
Overall assessment: NEUTRAL (6/10) - Key drivers include neutral sentiment in recent news headlines, moderate volatility, and a trending technical setup. Primary risks are the potential for overbought conditions to lead to a pullback.
Key drivers:
- Neutral news sentiment
- Moderate volatility
- Trending technical setup
Primary risks:
- Overbought conditions leading to a pullback
Investment thesis: SHBI is positioned in a neutral zone, with recent news headlines and earnings estimates contributing to the current market price. The stock's beta and alpha are relatively high, indicating above-average volatility. The Bollinger Bands are overbought, suggesting potential for a retracement.
Recent news sentiment impact: The recent news headlines have been largely neutral, without any major catalysts that could significantly move the stock price. This has contributed to the current market price.
Technical Analysis
Trend direction:
- Short-term (1-4 weeks): Bullish
- Medium-term (1-3 months): Neutral
- Long-term (3-12 months): Bullish
Support/Resistance levels:
- SMA 20: $19.48 (support)
- SMA 50: $19.06 (support)
- Upper Bollinger Band: $20.07 (resistance)
Momentum signals:
- RSI (14) interpretation: Neutral, overbought conditions
- MACD signal: Bullish momentum
Volume analysis:
- Volume trend: Consolidation
- Institutional interest: Moderate volume and open interest in options
News & Sentiment Analysis
Recent headlines summary:
- Neutral news sentiment, with no major catalysts or surprises.
Sentiment assessment: Neutral (4.5/10)
Catalyst identification: None
Market narrative: The market has been moving sideways, reflecting the neutral sentiment in recent news headlines and earnings estimates.
Risk & Volatility Assessment
Beta interpretation: Moderate risk (beta 1.01 vs SPY)
Volatility regime: Above-average volatility
Options market signals:
- IV rank: Medium
- Put/call ratio: Bullish sentiment
- Unusual activity: None
Downside protection: Support levels at SMA 20 and SMA 50
Market Context & Positioning
Sector performance: Relative strength vs sector/market
Institutional activity: Moderate volume and open interest in options
Correlation analysis: SHBI moves with the market amplification
Relative valuation: Position within trading range
Key Levels & Action Items
Critical price levels:
- SMA 20: $19.48 (support)
- Upper Bollinger Band: $20.07 (resistance)
Breakout/breakdown levels:
- Lower Bollinger Band: $18.90 (breakdown risk)
Time-sensitive catalysts: None
Risk management: Stop-loss levels at SMA 20 and SMA 50, with position sizing considerations.
Conclusion
SHBI is positioned in a neutral zone, with recent news headlines and earnings estimates contributing to the current market price. The stock's beta and alpha are relatively high, indicating above-average volatility. While the technical setup suggests potential for further upside, the Bollinger Bands are overbought, suggesting potential for a retracement. Risk management considerations include stop-loss levels at SMA 20 and SMA 50, with position sizing considerations.
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2023-07-27 | After-Close | 15.34% | 7.98% | 0.52x | Within |
| 2023-11-01 | After-Close | 9.40% | 4.22% | 0.45x | Within |
| 2024-01-31 | After-Close | 10.12% | 6.18% | 0.61x | Within |
| 2024-05-02 | After-Close | 12.24% | 4.77% | 0.39x | Within |
| 2024-07-25 | Pre-Market | 12.53% | 4.87% | 0.39x | Within |
| 2024-10-24 | After-Close | 14.89% | 0.69% | 0.05x | Within |
| 2025-01-30 | Pre-Market | 16.70% | 0.45% | 0.03x | Within |
| 2025-04-29 | After-Close | 15.98% | 1.78% | 0.11x | Within |
| 2025-07-24 | After-Close | 18.07% | 1.37% | 0.08x | Within |
| 2025-10-23 | After-Close | 24.73% | 0.13% | 0.01x | Within |
| 2026-01-28 | After-Close | 20.69% | 0.44% | 0.02x | Within |
| 2026-04-23 | After-Close | 19.48% | 0.78% | 0.04x | Within |
| 2026-07-23 | After-Close | 21.40% | 3.10% | 0.14x | Within |
Earnings calendar: this week’s reports with expected vs actual moves →
SHBI Options Activity & IV Rank
SHBI IV rank history, 52-week IV rank and IV percentile →
Volatility Metrics
Options Flow
ATM Options Pricing
Chain Summary
Each spread is ranked by a composite score built in three stages. Full documentation →
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Enter a ticker to scan for optimal spread opportunities.
Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.
Estimated net dealer gamma is at the 97th percentile of this name's own daily history, near the high end of its range. This describes current positioning; it is not a forecast or a trading signal.
Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.
Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.
Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.
This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Enter a ticker to render the implied volatility surface.
Enter a ticker to render the implied volatility smile.
Risk Metrics
Analysis Details
Data Points: 251
Period: 252 trading days
Low volatility - stock moves less than market
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Renaissance Technologies Hedge fund Jim Simons | $6.4M | #1312 of 3138 | -19.6% | 13F | |
| Millennium Management Hedge fund Izzy Englander | $5.0M | #2051 of 3716 | -4.6% | 13F | |
| Citadel Hedge fund Ken Griffin | $4.2M | #2230 of 6285 | +493.3% | 13F | |
| Rockefeller Capital Management Family office Rockefeller family | $66K | #3219 of 4729 | +0.6% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
SHBI Institutional Ownership (13F)
Latest filings — 2026-09-30Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
| # | Filer | Notional Value | % of Total | Period |
|---|
| # | Filer | Notional Value | % of Total | Period |
|---|
SHBI Insider Trading (Form 4)
Latest: 2026-08-25| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-08-25 | Charles S Cullum | EVP, Chief Financial Officer | Mixed | +1,048 | — | EDGAR | |
| 2026-08-25 | Noah Edward Stayton | EVP, Chief Information Officer | Mixed | +2,441 | — | EDGAR | |
| 2026-08-05 | John Lamon | Director | Buy (P) | +300 | $24.57 | $7.4K | EDGAR |
| 2026-07-31 | Louis P Jenkins Jr | Director | Exer (M) | +2,310 | — | EDGAR | |
| 2026-07-31 | R. Michael Clemmer | Director | Exer (M) | +2,310 | — | EDGAR | |
| 2026-07-31 | Rebecca Middleton McDonald | Director | Exer (M) | +2,310 | — | EDGAR | |
| 2026-07-31 | John Lamon | Director | Exer (M) | +2,310 | — | EDGAR | |
| 2026-07-31 | Charles S Cullum | EVP, Chief Financial Officer | Mixed | +2,748 | — | EDGAR | |
| 2026-07-31 | Michael Brian Adams | Director | Exer (M) | +2,310 | — | EDGAR | |
| 2026-07-31 | Konrad Wayson | Director | Exer (M) | +2,310 | — | EDGAR | |
| 2026-07-31 | David S. Jones | Director | Exer (M) | +2,310 | — | EDGAR | |
| 2026-07-31 | Alan J Hyatt | Director | Exer (M) | +2,310 | — | EDGAR | |
| 2026-07-31 | Edward Lawrence Sanders III | Director | Exer (M) | +2,310 | — | EDGAR | |
| 2026-05-26 | Michael Brian Adams | Director | Buy (P) | +175 | $20.29 | $3.6K | EDGAR |
| 2026-05-26 | Louis P Jenkins Jr | Director | Award (A) | — | — | EDGAR |
SHBI Insider Holdings
29 insiders · @ $22.90| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | Alan J Hyatt | Director | 1,327,310 | $30.40M | $0 | 11 | 2026-07-31 |
| 2 | James M Burke | President & CEO | 102,041 | $2.34M | $0 | 15 | 2026-03-09 |
| 3 | Konrad Wayson | Director | 86,969 | $1.99M | $247.3K | 19 | 2026-07-31 |
| 4 | Edward Lawrence Sanders III | Director | 78,814 | $1.80M | $0 | 7 | 2026-07-31 |
| 5 | A Joseph Slater Jr | Director | 66,634 | $1.53M | -$33.8K | 6 | 2026-03-03 |
| 6 | John Lamon | Director | 65,122 | $1.49M | $95.5K | 22 | 2026-08-05 |
| 7 | Christy Lombardi | EVP, Chief Human Resources Ofc | 64,920 | $1.49M | $0 | 15 | 2026-03-09 |
| 8 | Louis P Jenkins Jr | Director | 64,510 | $1.48M | $0 | 7 | 2026-07-31 |
| 9 | Brian Scot Ebron | EVP, Chief Banking Officer | 64,197 | $1.47M | $0 | 14 | 2026-03-09 |
| 10 | Michael Brian Adams | Director | 58,526 | $1.34M | $182.6K | 11 | 2026-07-31 |
SHBI Board & Officers
As of SEC filings through Aug 25, 2026Directors 15
- Clyde V. Kelly III · since Apr 27, 2016
- R. Michael Clemmer · since Apr 27, 2016
- William E. Esham III · since Jun 23, 2020
- Dawn M. Willey · since Dec 23, 2020
- Alan J Hyatt · since Oct 31, 2021
- David S. Jones · since Oct 31, 2021
- John Lamon · since Oct 31, 2021
- Konrad Wayson · since Oct 31, 2021
- Esther A. Streete · since Aug 1, 2022
- A Joseph Slater Jr · since Jul 1, 2023
- Edward Lawrence Sanders III · since Jul 1, 2023
- James M Burke · since Jul 1, 2023
- Louis P Jenkins Jr · since Jul 1, 2023
- Michael Brian Adams · since Jul 1, 2023
- Rebecca Middleton McDonald · since Jul 1, 2023
Officers 12
- James M Burke · President & CEO · since Jul 1, 2023
- Charles S Cullum · EVP, Chief Financial Officer · since Apr 21, 2025
- Donna J. Stevens · EVP, Chief Operating Officer · listed since Jul 2024
- Brian Scot Ebron · EVP, Chief Banking Officer · listed since Jul 2024
- Christy Lombardi · EVP, Chief Human Resources Ofc · listed since Jul 2024
- Jr. Charles E. Ruch · EVP, Chief Credit Officer · listed since Jul 2024
- Talal Tay · EVP, Chief Risk Officer · listed since Jul 2024
- Virginia Marie Anderson · EVP Chief Internal Audit Off. · since Jan 1, 2025
- Lacey Amanda Pierce · Chief Strategy&ProjectOfficer · listed since Mar 2025
- Noah Edward Stayton · EVP, Chief Information Officer · since Aug 4, 2025
- Aaron Michael Kaslow · EVP, Chief Legal Officer · since Oct 20, 2025
- John William Augustus III · EVP, Deputy Chief Credit Off · since Nov 20, 2025
Changes in the last 10 years (63)
| Nov 20, 2025 | John William Augustus III became EVP, Deputy Chief Credit Off |
| Oct 20, 2025 | Aaron Michael Kaslow became EVP, Chief Legal Officer |
| Aug 4, 2025 | Noah Edward Stayton became EVP, Chief Information Officer |
| Apr 21, 2025 | Charles S Cullum became EVP, Chief Financial Officer |
| Apr 17, 2025 | The company announced the departure of Todd L Capitani as EVP & CFO in an SEC filing |
| Mar 3, 2025 | Lacey Amanda Pierce listed as Chief Strategy&ProjectOfficer (previously EVP, Chief Administrative Ofc) in SEC filings |
| Jan 1, 2025 | Virginia Marie Anderson became EVP Chief Internal Audit Off. |
| Jul 2, 2024 | Talal Tay listed as EVP, Chief Risk Officer (previously Chief Risk Officer) in SEC filings |
| Jul 2, 2024 | Lacey Amanda Pierce listed as EVP, Chief Administrative Ofc (previously EVP, CAO) in SEC filings |
| Jul 2, 2024 | Jr. Charles E. Ruch listed as EVP, Chief Credit Officer (previously Executive Vice President & Chief Credit Officer Shore United Bank) in SEC filings |
| Jul 2, 2024 | Donna J. Stevens listed as EVP, Chief Operating Officer (previously Chief Operating Officer, Shore Bancshares and Shore United Bank) in SEC filings |
| Jul 2, 2024 | Christy Lombardi listed as EVP, Chief Human Resources Ofc (previously Chief Human Resources Officer) in SEC filings |
| Jul 2, 2024 | Brian Scot Ebron listed as EVP, Chief Banking Officer (previously Chief Banking Officer) in SEC filings |
| Feb 27, 2024 | Lacey Amanda Pierce became EVP, CAO |
| Jul 5, 2023 | William David Morse reported in an SEC filing no longer being Title - Secretary/Legal Counsel, Shore Bancshares |
| Jul 5, 2023 | Jennifer Joseph reported in an SEC filing no longer being Executive Vice President and Chief Retail Banking Officer Shore United Bank |
| Jul 5, 2023 | Christa Jo Heron reported in an SEC filing no longer being EVP/Chief Risk Officer |
| Jul 1, 2023 | Todd L Capitani became EVP & CFO |
| Jul 1, 2023 | Talal Tay became Chief Risk Officer |
| Jul 1, 2023 | Rebecca Middleton McDonald became a director |
| Jul 1, 2023 | Michael Brian Adams became a director |
| Jul 1, 2023 | Mary Todd Peterson became a director |
| Jul 1, 2023 | Louis P Jenkins Jr became a director |
| Jul 1, 2023 | Joseph V Stone Jr became a director |
| Jul 1, 2023 | James M Burke became a director |
| Jul 1, 2023 | James M Burke became President & CEO |
| Jul 1, 2023 | Edward Lawrence Sanders III became a director |
| Jul 1, 2023 | Christy Lombardi became Chief Human Resources Officer |
| Jul 1, 2023 | Brian Scot Ebron became Chief Banking Officer |
| Jul 1, 2023 | A Joseph Slater Jr became a director |
| May 23, 2023 | The company announced the departure of Lloyd L Beatty Jr from the board in an SEC filing |
| May 23, 2023 | The company announced the departure of Lloyd L Beatty Jr from the board in an SEC filing |
| May 23, 2023 | The company announced the departure of Lloyd L Beatty Jr as President / CEO in an SEC filing |
| May 23, 2023 | The company announced the departure of Lloyd L Beatty Jr as President & CEO Shore Bancshares Inc. & Shore United Bank in an SEC filing |
| May 23, 2023 | The company announced the departure of Jeffrey E. Thompson from the board in an SEC filing |
| Sep 13, 2022 | The company announced the departure of Edward Conley Allen Jr. as Chief Financial Officer, Shore Bancshares & Shore United Bank in an SEC filing |
| Aug 1, 2022 | Esther A. Streete became a director |
| Feb 23, 2022 | Lloyd L Beatty Jr listed as President & CEO Shore Bancshares Inc. & Shore United Bank (previously President & CEO, Shore Bancshares & Shore United Bank) in SEC filings |
| Oct 31, 2021 | Vance W. Adkins became EVP/Treasurer |
| Oct 31, 2021 | Konrad Wayson became a director |
| Oct 31, 2021 | John Lamon became a director |
| Oct 31, 2021 | David S. Jones became a director |
| Oct 31, 2021 | Christa Jo Heron became EVP/Chief Risk Officer |
| Oct 31, 2021 | Andrea E. Colender became EVP/Chief Legal Officer |
| Oct 31, 2021 | Alan J Hyatt became a director |
| Dec 23, 2020 | Dawn M. Willey became a director |
| Jun 23, 2020 | William E. Esham III became a director |
| Feb 5, 2020 | Michael T. Cavey listed as Executive Vice President and Chief Lending Officer of Shore United Bank (previously Senior Vice President & Chief Lending Officer) in SEC filings |
| Feb 5, 2020 | Jr. Charles E. Ruch listed as Executive Vice President & Chief Credit Officer Shore United Bank (previously EVP, Chief Credit Officer) in SEC filings |
| Feb 5, 2020 | Jennifer Joseph listed as Executive Vice President and Chief Retail Banking Officer Shore United Bank (previously Executive VP and Chief Retail Banking Officer Shore United Bank) in SEC filings |
| Nov 8, 2019 | Jr. Charles E. Ruch listed as EVP, Chief Credit Officer (previously SVP, Chief Credit Officer) in SEC filings |
| Apr 24, 2019 | Jennifer Joseph became Executive VP and Chief Retail Banking Officer Shore United Bank |
| Feb 12, 2019 | Edward Conley Allen Jr. listed as Chief Financial Officer, Shore Bancshares & Shore United Bank (previously President/ceo, Cnb) in SEC filings |
| Feb 12, 2019 | Donna J. Stevens listed as Chief Operating Officer, Shore Bancshares and Shore United Bank (previously Shore Bancshares, COO) in SEC filings |
| Feb 8, 2019 | Michael T. Cavey became Senior Vice President & Chief Lending Officer |
| Feb 8, 2019 | Jr. Charles E. Ruch became SVP, Chief Credit Officer |
| Feb 7, 2019 | Lloyd L Beatty Jr listed as President & CEO, Shore Bancshares & Shore United Bank (previously President & CEO) in SEC filings |
| Feb 14, 2018 | William David Morse listed as Title - Secretary/Legal Counsel, Shore Bancshares (previously Secretary) in SEC filings |
| Feb 2, 2018 | Lloyd L Beatty Jr first listed as a director in an SEC filing |
| Feb 2, 2018 | Lloyd L Beatty Jr first listed as President & CEO in an SEC filing |
| Feb 8, 2017 | Richard C. Trippe first listed as President & CEO Avon Dixon in an SEC filing |
| Nov 4, 2016 | Patrick M Bilbrough listed as Shore United Bank, EASTON, MD, PRESIDENT/CEO (previously Talbot Bank of Easton, Md, President/ceo) in SEC filings |
| Nov 4, 2016 | Donna J. Stevens listed as Shore Bancshares, COO (previously COO) in SEC filings |
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Not reported recently (15)
- Andrea E. Colender · Last reported as EVP/Chief Legal Officer in an SEC filing dated Jul 2, 2025
- Frank E Mason III · Last reported as a director in an SEC filing dated Jan 3, 2025
- David W. Moore · Last reported as a director in an SEC filing dated Jun 20, 2024
- Mary Todd Peterson · Last reported as a director in an SEC filing dated Jun 3, 2024
- Joseph V Stone Jr · Last reported as a director in an SEC filing dated Oct 2, 2023
- Michael T. Cavey · Last reported as Executive Vice President and Chief Lending Officer of Shore United Bank in an SEC filing dated May 18, 2023
- Vance W. Adkins · Last reported as EVP/Treasurer in an SEC filing dated Feb 14, 2023
- James A Judge · Last reported as a director in an SEC filing dated Feb 3, 2023
- Blenda W Armistead · Last reported as a director in an SEC filing dated Feb 3, 2023
- David J Bates · Last reported as a director in an SEC filing dated Feb 3, 2021
- David A. Fike · Last reported as a director in an SEC filing dated Feb 4, 2020
- Christopher F Spurry · Last reported as a director in an SEC filing dated Feb 8, 2019
- John H Wilson · Last reported as a director in an SEC filing dated Feb 8, 2019
- Patrick M Bilbrough · Last reported as Shore United Bank, EASTON, MD, PRESIDENT/CEO in an SEC filing dated Feb 14, 2018
- Richard C. Trippe · Last reported as President & CEO Avon Dixon in an SEC filing dated Feb 14, 2018
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | AVUV Avantis U.S. Small Cap Value ETF | Avantis | 0.07% | $23.7M | $31.5B | 2026-10-21 |
| 2 | VTI Vanguard Morningstar Total Stock Market ETF | Vanguard | 0.00% | $21.4M | — | 2026-09-30 |
| 3 | IWM iShares Russell 2000 ETF | iShares (BlackRock) | 0.03% | $19.1M | $74.2B | 2026-10-21 |
| 4 | DFSV Dimensional US Small Cap Value ETF | Dimensional | 0.05% | $13.4M | — | 2026-10-21 |
| 5 | DFAT Dimensional US Targeted Value ETF | Dimensional | 0.03% | $9.7M | — | 2026-10-21 |
| 6 | VXF Vanguard Extended Market ETF | Vanguard | 0.01% | $7.8M | — | 2026-09-30 |
| 7 | KRE State Street® SPDR® S&P® Regional Banking ETF | SPDR (State Street) | 0.17% | $7.4M | $4.2B | 2026-10-21 |
| 8 | IWN iShares Russell 2000 Value ETF | iShares (BlackRock) | 0.05% | $6.8M | $13.9B | 2026-10-21 |
| 9 | DFAS Dimensional US Small Cap ETF | Dimensional | 0.02% | $5.9M | — | 2026-10-21 |
| 10 | BSVO EA Bridgeway Omni Small-Cap Value ETF | Nport | 0.18% | $4.2M | — | 2026-06-30 |
| 11 | VTWO Vanguard Russell 2000 ETF | Vanguard | 0.02% | $4.1M | — | 2026-09-30 |
| 12 | FDM First Trust Dow Jones Select MicroCap Index Fund | First Trust | 1.16% | $3.1M | $264.3M | 2026-10-21 |
| 13 | DFAC Dimensional US Core Equity 2 ETF | Dimensional | 0.00% | $2.5M | — | 2026-10-21 |
| 14 | DFMC Dimensional US Micro Cap ETF | Dimensional | 0.03% | $2.4M | — | 2026-10-21 |
| 15 | IWC iShares Micro-Cap ETF | iShares (BlackRock) | 0.18% | $2.2M | $1.2B | 2026-10-21 |
| 16 | ITOT iShares Core S&P Total U.S. Stock Market ETF | iShares (BlackRock) | 0.00% | $1.9M | $96.2B | 2026-10-21 |
| 17 | AVSC Avantis U.S. Small Cap Equity ETF | Avantis | 0.05% | $1.4M | $3.1B | 2026-10-21 |
| 18 | FESM Fidelity Enhanced Small Cap Core ETF | Fidelity | 0.02% | $1.3M | $6.6B | 2026-10-21 |
| 19 | DES WisdomTree U.S. SmallCap Dividend Fund | Nport | 0.05% | $1.1M | — | 2026-06-30 |
| 20 | VFH Vanguard Financials ETF | Vanguard | 0.01% | $1.1M | — | 2026-09-30 |
| 21 | PSC Principal U.S. Small-Cap ETF | Nport | 0.05% | $1.1M | — | 2026-06-30 |
| 22 | VFMF Vanguard U.S. Multifactor ETF | Vanguard | 0.09% | $980,562 | — | 2026-10-21 |
| 23 | DCOR Dimensional US Core Equity 1 ETF | Dimensional | 0.00% | $943,179 | — | 2026-10-21 |
| 24 | VTWV Vanguard Russell 2000 Value ETF | Vanguard | 0.05% | $648,482 | — | 2026-09-30 |
| 25 | PRFZ Invesco RAFI US 1500 Small-Mid ETF | Nport | 0.02% | $601,622 | — | 2026-07-31 |
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
Quarterly figures (12 quarters)
| Quarter | Period End | Revenue | Net Income | Diluted EPS | Op. Cash Flow |
|---|---|---|---|---|---|
| Q1 '26 | 2026-03-31 | $85.64M | $17.09M | $0.51 | $31.57M |
| Q4 '25 | 2025-12-31 | $88.82M | $15.89M | $0.47 | $8.48M |
| Q3 '25 | 2025-09-30 | $84.89M | $14.35M | $0.43 | $42.47M |
| Q2 '25 | 2025-06-30 | $85.94M | $15.51M | $0.46 | $-8.34M |
| Q1 '25 | 2025-03-31 | $83.07M | $13.76M | $0.41 | $19.78M |
| Q4 '24 | 2024-12-31 | $85.26M | $13.28M | $0.40 | $32.42M |
| Q3 '24 | 2024-09-30 | $81.98M | $11.19M | $0.34 | $9.05M |
| Q2 '24 | 2024-06-30 | $81.55M | $11.23M | $0.34 | $3.03M |
| Q1 '24 | 2024-03-31 | $77.71M | $8.18M | $0.25 | $2.39M |
| Q4 '23 | 2023-12-31 | $78.68M | $10.49M | $0.39 | $36.07M |
| Q3 '23 | 2023-09-30 | $86.23M | $-9.74M | $-0.29 | $-24.00M |
| Q2 '23 | 2023-06-30 | $41.93M | $4.02M | $0.20 | $-570.00K |
Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.
- P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
- P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
- P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
- EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
- EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
- ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
- ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
- Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
- FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
- Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
- Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
- Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
- Multiples expanding while earnings are flat = sentiment-driven rally.
- Multiples compressing while earnings grow = value coming from fundamentals.
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.