ONIT Onity Group Inc.
XNYS 31.71 DelayedStock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
ONIT
$31.71
—
What changed
Recent filings, trades and movesKey stats
$31.71
- 52-Week Range
- $24.86 – $54.10
- YTD
- -28.14%
- IV Rank (30D)
- 16.57
- Straddle Price
- $4.90
- P/C Vol Ratio
- 0.79
- Market Cap
- $0.3B
- Open
- $31.70
- Day Range
- $31.09 – $31.94
- Volume
- 50,184
- Prev Close
- $31.00
Fair Value
+50.0% vs price
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 4.90% |
| Beta vs SPY | 0.98 |
| Cost of Equity (CAPM) | 9.81% (VRP-adj) |
| WACC | 5.77% |
| Volatility Risk Premium | +39.8pp (IV − HV30) |
| Effective Tax Rate | 21.0% |
| Rev. Growth (YoY, DCF input) | -10.0% |
| DCF Horizon | 10 years explicit + fade |
| Free Cash Flow (TTM) | $-2.1B |
| Return on Equity (TTM) | 22.6% |
| Book / Price | 234.5% — banking bias active (P/B is primary) |
| Bank Quality Adj | ×2.00 (target ROE vs peer median) |
| Gross Margin (TTM) | 95.7% |
| FCF Margin (TTM) | -216.8% |
| Debt / Equity | 2.83 |
| Quality Score | 2/6 — normal (10y DCF) |
| SMA 50 | $29.92 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $27.32 |
| Bollinger Width / SMA20 | 28.9% (drives anchor stability) |
| Net Debt | $1.6B |
| Market Cap | $0B |
Peers used for multiples: AGM, BFH, HWC, NAVI, ONB, PFSI, SNEX, VLY
Blended Fair Value
$223.90
Deviation
+50.0%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | n/a | 0% | |
| DDM (Gordon) | n/a | 0% | |
| Peer P/E | $461.18 | 30% | median 10.7× · 7 peers |
| Peer EV/EBITDA | n/a | 0% | median 12.1× · 7 peers |
| Peer P/B | $82.51 | 45% | median 1.1× · 8 peers |
| Peer P/S | $315.68 | 15% | median 1.4× · 8 peers |
| Market Anchor (SMA50) | $29.92 | 11% | stability 5% (BB-width) |
| Options Expected (B-L 30d) | $31.07 | 0% | 8 strikes · skew +0.26 |
As of 2026-11-09 · updated
Related
About
- Industry (SIC)
- MORTGAGE BANKERS & LOAN CORRESPONDENTS (6162) · industry map
- Exchange
- XNYS
- Market Cap
- $0.3B
- Employees
- 3,900
- List Date
- 1996-09-25
- CIK
- 0000873860
- Last Earnings
- Nov 5 before open · +5.0% vs ±14.7% expected
- Next Earnings
- ~Jan 25, 2027 (estimated)
- Headquarters
- West Palm Beach, FL
- Homepage
- https://www.onitygroup.com
Onity Group Inc is a non-bank mortgage servicer and originator providing solutions through its brands, PHH Mortgage and Liberty Reverse Mortgage. PHH Mortgage is one of the servicers in the country that focused on delivering a variety of servicing and lending programs and Liberty is one of the nation's reverse mortgage lenders dedicated to education and providing loans that help customers meet their personal and financial needs.
Summary
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composite
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No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
| Month | '24 | '25 | '26 | Avg |
|---|---|---|---|---|
| Jan | -- | 20.04% | 2.47% | 11.25% |
| Feb | -- | -9.77% | -5.80% | -7.79% |
| Mar | -- | 5.72% | -7.71% | -1.00% |
| Apr | -- | 16.24% | 17.07% | 16.66% |
| May | -- | -0.16% | -27.65% | -13.90% |
| Jun | -1.52% | 3.13% | 17.40% | 6.34% |
| Jul | 25.24% | -1.87% | -9.57% | 4.60% |
| Aug | 0.69% | 11.24% | -9.59% | 0.78% |
| Sep | 14.48% | -3.99% | -15.83% | -1.78% |
| Oct | -3.63% | -4.44% | -0.11% | -2.73% |
| Nov | 4.11% | 16.17% | 9.29%* | 9.86% |
| Dec | -0.58% | 2.10% | -- | 0.76% |
| Total | 41.81% | 62.80% | -33.45% | 23.72% |
* Only 3 year(s) of data available.
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $27.55
SMA 50: $29.84
SMA 200: $37.30
Current: $31.66
EMA 12: $29.34
EMA 26: $28.83
MACD: 0.5130 | Signal: 0.8375
BEARISH
ADX (14): 37.25
TREND
+DI: 32.04
−DI: 10.86
Momentum Oscillators
RSI (14): 63.50
NEUTRAL
Stoch %K: 82.82
Stoch %D: 87.15
Williams %R: -20.20
Volume & Volatility
BB Upper: $31.92
BB Lower: $23.17
NEUTRAL
OBV: 387,865
Vol SMA 20: 90,515
Vol ROC: -5.06%
ATR: $1.50
True Range: $0.94
HV 20: 54.9%
HV 30: 50.7%
HV 60: 42.5%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-11-08T00:00:00 – 2026-11-06T00:00:00
AI Analysis
Written before ONIT’s Nov 5 earnings report, so it doesn’t reflect the results.
LLM Stock Analysis Report
Executive Summary
Overall Assessment: NEUTRAL (Confidence Level: 6/10)
Key Drivers:
- Technical indicators suggest a neutral-to-bearish trend, with the MACD indicating bearish momentum.
- Recent news headlines are neutral, with no significant events or announcements that could impact the stock price.
Primary Risks:
- The stock's beta is relatively low (0.83), indicating lower volatility compared to the broader market.
- The options market suggests a potential move of $5.12 by expiration, which may impact the stock's price.
Recent News Sentiment Impact: NEUTRAL
Technical Analysis
Trend Direction: Short-term (1-4 weeks) - BEARISH, Medium-term (1-3 months) - NEUTRAL, Long-term (3-12 months) - BULLISH
Support/Resistance Levels:
- SMA 20: $36.43
- SMA 50: $38.93
- Upper Bollinger Band: $38.60
- Lower Bollinger Band: $34.25
Momentum Signals:
- RSI (14): 50.32 (neutral)
- MACD: -0.31 / Signal: 0.19 / Histogram: -0.50 (bearish)
Volume Analysis: Moderate volume with institutional interest.
News & Sentiment Analysis
Recent Headlines Summary: Neutral sentiment, no significant events or announcements that could impact the stock price.
Sentiment Assessment: NEUTRAL
Catalyst Identification: No upcoming earnings or significant events that could impact the stock price.
Market Narrative: The neutral news headlines and technical indicators suggest a range-bound market, with no strong catalysts to drive the stock price higher.
Risk & Volatility Assessment
Beta Interpretation: Low risk relative to the broader market (beta: 0.83).
Volatility Regime: Moderate volatility, with a historical volatility reading of 57.9%.
Options Market Signals:
- IV Rank: 89.2% (High)
- Current IV: 116.1%
- Expected Move: $5.12
- Volume Flow: 13 calls vs 56 puts
Market Context & Positioning
Sector Performance: The stock's sector is performing relatively well, with a strong upward trend.
Institutional Activity: Moderate institutional interest, with no unusual buying or selling patterns.
Correlation Analysis: The stock has a moderate correlation (0.24) with the broader market.
Relative Valuation: The stock is trading within its historical range, with no significant deviations from its mean price level.
Key Levels & Action Items
Critical Price Levels:
- SMA 20: $36.43
- SMA 50: $38.93
- Upper Bollinger Band: $38.60
- Lower Bollinger Band: $34.25
Breakout/Breakdown Levels: No clear breakout or breakdown levels identified.
Time-Sensitive Catalysts: No upcoming earnings or significant events that could impact the stock price.
Risk Management: Consider placing a stop-loss order around $35.50 to manage risk, with an option to adjust based on market conditions.
Overall, this analysis suggests a neutral-to-bearish trend, with no strong catalysts to drive the stock price higher. The options market signals suggest a potential move of $5.12 by expiration, which may impact the stock's price. Investors should consider positioning themselves accordingly and monitoring the stock's performance closely.
Generated
News
All ONIT news →
Servicing income offset originations weakness as profits returned.
Earnings History
10 of 10 under expected move
Avg Expected Move
13.21%
Avg Actual Move
1.98%
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2024-10-21 | After-Close | 15.85% | 0.66% | 0.04x | Within |
| 2024-11-05 | After-Close | 2.26% | 0.19% | 0.08x | Within |
| 2025-02-13 | After-Close | 24.73% | 0.92% | 0.04x | Within |
| 2025-04-30 | After-Close | 12.40% | 1.04% | 0.08x | Within |
| 2025-08-05 | Pre-Market | 14.19% | 3.41% | 0.24x | Within |
| 2025-11-06 | After-Close | 11.10% | 0.42% | 0.04x | Within |
| 2026-01-26 | After-Close | 11.28% | 1.39% | 0.12x | Within |
| 2026-05-05 | After-Close | 12.33% | 0.15% | 0.01x | Within |
| 2026-08-06 | After-Close | 13.27% | 6.66% | 0.50x | Within |
| 2026-11-05 | Pre-Market | 14.66% | 4.95% | 0.34x | Within |
Earnings calendar: this week’s reports with expected vs actual moves →
ONIT Options Activity & IV Rank
ONIT IV rank history, 52-week IV rank and IV percentile →
Volatility Metrics
Current IV: 55.9%
7-DTE IV: 57.5%
Expected Move: $4.90
7-DTE Move: $2.47
Days to Exp: 39 (2026-12-18)
Options Flow · All expiries
Call Volume: 164
Put Volume: 130
P/C Volume: 0.793
NEUTRAL
Call OI: 5,159
Put OI: 1,398
P/C OI: 0.271
Total OI: 6,557
ATM Options Pricing
ATM Call: $3.70
ATM Put: $1.20
Call %: 11.7%
Put %: 3.8%
Chain Summary
Chain Volume: 294
Chain OI: 6,557
Last Updated: 11/9/2026
Spread Scanner
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Calendars: the long leg is valued at the short leg’s expiration (Black-Scholes at its current IV) across the range of prices the short leg’s IV implies, giving the best-case profit (R/R = that over the debit) and P(profit).
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Scanning bull put, bear call, iron condor and calendar spreads…
Dealer Positioning
TYPICAL γ
Estimated net dealer gamma is at the 53rd percentile of this name's own daily history, within its typical range. This describes current positioning; it is not a forecast or a trading signal.
Gamma percentile
53%
vs own history
GEX tilt
+0.53
OI-weighted, today
Vanna tilt
-0.53
δ-sensitivity to IV
Charm tilt
+0.25
δ-decay vs time
Vanna tilt -0.53: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably if implied volatility changed.
? What is this?
· 7 ATM contracts, 3k total OI
Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.
Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.
Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.
This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
—
—
pts
EXTREME
No data
30 DTE / 10d
—
—
pts
EXTREME
No data
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Loading the implied volatility surface…
Volatility Smile
Loading the implied volatility smile…
IV Rank (7 DTE)7.5LowNov 9
IV Rank (30 DTE)16.6LowNov 9
Straddle Price (30 DTE)$4.90Nov 9
Beta Analysis
Risk Metrics
Beta: 0.5581
Alpha: -15.50%
Correlation: 0.1667
R-Squared: 2.8%
Stock Volatility: 46.1%
Market Volatility: 13.8%
Analysis Details
Benchmark: SPY
Data Points: 251
Period: 252 trading days
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own ONIT
2 of 37 tracked investors
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Citadel Hedge fund Ken Griffin | $936K | #3767 of 6285 | +18.2% | 13F | |
| Rockefeller Capital Management Family office Rockefeller family | $3K | #4328 of 4729 | -52.4% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
ONIT Institutional Ownership (13F)
Filings for 2026-06-30 · 34 already for 2026-09-30
? 13F Guide
Diluted shares outstanding: 8,581,601 (as of 2025-12-31)
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
4 filers$3.23M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Citadel Advisors LLC Custodian | $1.97M | 60.99% | 2026-06-30 |
| 2 | Susquehanna International Group, LLP Custodian | $1.14M | 35.49% | 2026-06-30 |
| 3 | GROUP ONE TRADING LLC Custodian | $99.38K | 3.08% | 2026-06-30 |
| 4 | Simplex Trading, LLC Custodian | $14.16K | 0.44% | 2026-09-30 |
5 filers$3.46M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Citadel Advisors LLC Custodian | $1.90M | 54.98% | 2026-06-30 |
| 2 | IMC-Chicago, LLC Custodian | $745.08K | 21.51% | 2026-09-30 |
| 3 | Susquehanna International Group, LLP Custodian | $600.23K | 17.33% | 2026-06-30 |
| 4 | Simplex Trading, LLC Custodian | $130.32K | 3.76% | 2026-09-30 |
| 5 | GROUP ONE TRADING LLC Custodian | $83.47K | 2.41% | 2026-06-30 |
ONIT Insider Trading (Form 4)
Latest: 2026-08-25Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-08-25 | Aulene Wessel | Chief Accounting Officer | Mixed Exer +1,844 · Disp −1,844 |
— | — | EDGAR | |
| 2026-06-15 | Sean Bradley O'Neil | EVP & Chief Financial Officer | Mixed Exer +12,887 · Tax −5,071 |
+7,816 | $36.63 | -$185.8K | EDGAR |
| 2026-05-21 | Jacques J Busquet | Director | Award (A) | +3,627 | — | EDGAR | |
| 2026-05-21 | Alan J Bowers | Director | Award (A) | +3,627 | — | EDGAR | |
| 2026-05-21 | Robert S. Welborn | Director | Grant (A) | +3,627 RSU | — | EDGAR | |
| 2026-05-21 | Dawn C Morris | Director | Grant (A) | +3,627 RSU | — | EDGAR | |
| 2026-05-21 | Claudia J Merkle | Director | Award (A) | +3,627 | — | EDGAR | |
| 2026-05-21 | Kevin Stein | Director | Award (A) | +3,627 | — | EDGAR | |
| 2026-04-07 | Aaron D Wade | EVP & Chief Inv. Officer | Mixed Tax −3,869 · Exer +7,605 |
+3,736 | $39.67 | -$153.5K | EDGAR |
| 2026-04-07 | Dennis Zeleny | EVP & Chief Admin Officer | Mixed Tax −5,986 · Exer +15,212 |
+9,226 | $39.67 | -$237.5K | EDGAR |
| 2026-04-07 | Jenna D. Evans | Chief Risk & Compliance | Mixed Exer +4,437 · Tax −1,930 |
+2,507 | $39.67 | -$76.6K | EDGAR |
| 2026-04-07 | Sean Bradley O'Neil | EVP & Chief Financial Officer | Mixed Tax −6,486 · Exer +16,482 |
+9,996 | $39.67 | -$257.3K | EDGAR |
| 2026-04-07 | Scott William Anderson | EVP & Chief Servicing Officer | Mixed Exer +15,212 · Tax −5,986 |
+9,226 | $39.67 | -$237.5K | EDGAR |
| 2026-04-07 | James Andrew Peach | EVP & Chief Lending Officer | Mixed Disp −3,222 · Exer +3,222 |
— | — | EDGAR | |
| 2026-04-07 | Glen A. Messina | President and CEO | Mixed Exer +101,419 · Tax −39,908 |
+61,511 | $39.67 | -$1.58M | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
ONIT Insider Holdings
16 insiders · @ $31.66
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | Glen A. Messina | President and CEO | 472,845 | $14.97M | $0 | 6 | 2026-04-07 |
| 2 | Sean Bradley O'Neil | EVP & Chief Financial Officer | 69,245 | $2.19M | $0 | 9 | 2026-06-15 |
| 3 | Scott William Anderson | EVP & Chief Servicing Officer | 52,491 | $1.66M | $0 | 6 | 2026-04-07 |
| 4 | Jacques J Busquet | Director | 51,825 | $1.64M | $0 | 2 | 2026-05-21 |
| 5 | Alan J Bowers | Director | 42,992 | $1.36M | $0 | 2 | 2026-05-21 |
| 6 | Kevin Stein | Director | 40,829 | $1.29M | $0 | 2 | 2026-05-21 |
| 7 | Dennis Zeleny | EVP & Chief Admin Officer | 40,713 | $1.29M | $0 | 6 | 2026-04-07 |
| 8 | DeForest B. Soaries Jr. | Director | 39,606 | $1.25M | $0 | 1 | 2025-05-23 |
| 9 | Jenne K Britell | Director | 37,202 | $1.18M | $0 | 1 | 2025-05-23 |
| 10 | Joseph J Samarias | EVP & Chief Legal Officer | 27,535 | $871.8K | $0 | 6 | 2026-04-07 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
ONIT Board & Officers
As of SEC filings through Aug 25, 2026Directors 7
- Alan J Bowers · since May 11, 2015
- Jacques J Busquet · since Jan 20, 2016
- Kevin Stein · since Feb 28, 2019
- Glen A. Messina · listed since Apr 2022
- Claudia J Merkle · since Apr 1, 2024
- Robert S. Welborn · since Oct 1, 2025
- Dawn C Morris · since Jan 1, 2026
Officers 10
- Glen A. Messina · President & CEO · since Oct 4, 2018
- Sean Bradley O'Neil · EVP & Chief Financial Officer · since Jun 13, 2022
- Scott William Anderson · EVP & Chief Servicing Officer · since Aug 18, 2015
- Dennis Zeleny · EVP & Chief Admin. Officer · listed since Mar 2020
- Jenna D. Evans · Chief Risk & Compliance · since Nov 1, 2022
- Joseph J Samarias · EVP & Chief Legal Officer · listed since Mar 2023
- James Andrew Peach · EVP & Chief Lending Officer · since Apr 1, 2024
- Aaron D Wade · EVP & Chief Inv. Officer · listed since Mar 2025
- Aulene Wessel · Chief Accounting Officer · since Feb 23, 2026
- Richard J. Bradfield · EVP, Strategic Initiatives · listed since Mar 2026
Changes in the last 10 years (58)
| Mar 17, 2026 | Richard J. Bradfield listed as EVP, Strategic Initiatives (previously EVP & Chief Growth Officer) in SEC filings |
| Feb 23, 2026 | Aulene Wessel became Chief Accounting Officer |
| Feb 18, 2026 | The company announced the departure of Francois Grunenwald as Chief Accounting Officer in an SEC filing |
| Jan 1, 2026 | Dawn C Morris became a director |
| Dec 30, 2025 | The company announced the departure of Jenne K Britell from the board in an SEC filing |
| Oct 1, 2025 | Robert S. Welborn became a director |
| Sep 30, 2025 | The company announced the departure of DeForest B. Soaries Jr. from the board in an SEC filing |
| Mar 18, 2025 | Richard J. Bradfield listed as EVP & Chief Growth Officer (previously EVP, Strategic Initiatives) in SEC filings |
| Mar 18, 2025 | Aaron D Wade listed as EVP & Chief Inv. Officer (previously EVP & Chief Investment Officer) in SEC filings |
| May 22, 2024 | Richard J. Bradfield became EVP, Strategic Initiatives |
| Apr 1, 2024 | James Andrew Peach became EVP & Chief Lending Officer |
| Apr 1, 2024 | Claudia J Merkle became a director |
| Mar 28, 2024 | The company announced the departure of Phyllis R Caldwell from the board in an SEC filing |
| Dec 8, 2023 | The company announced the departure of George T. Henley as EVP & Chief Growth Officer in an SEC filing |
| Apr 5, 2023 | Aaron D Wade listed as EVP & Chief Investment Officer (previously EVP, Capital Markets) in SEC filings |
| Apr 3, 2023 | Francois Grunenwald listed as Chief Accounting Officer (previously SVP & Chief Accounting Officer) in SEC filings |
| Mar 6, 2023 | Joseph J Samarias listed as EVP & Chief Legal Officer (previously EVP & General Counsel) in SEC filings |
| Nov 1, 2022 | Jenna D. Evans became Chief Risk & Compliance |
| Jun 13, 2022 | Sean Bradley O'Neil became EVP & Chief Financial Officer |
| May 18, 2022 | The company announced the departure of June C Campbell as EVP & Chief Financial Officer in an SEC filing |
| Apr 12, 2022 | Glen A. Messina first listed as a director in an SEC filing |
| Apr 5, 2022 | Aaron D Wade became EVP, Capital Markets |
| Apr 1, 2022 | Glen A. Messina no longer listed as a director in SEC filings |
| Feb 15, 2021 | George T. Henley became EVP & Chief Growth Officer |
| Jan 19, 2021 | Leon G Cooperman reported in an SEC filing no longer being a 10% owner |
| Jan 11, 2021 | Leon G Cooperman first listed as a 10% owner in an SEC filing |
| May 27, 2020 | Joseph B Long became EVP, Capital Markets |
| Apr 21, 2020 | Scott Edward Burg reported in an SEC filing no longer being a 10% owner |
| Apr 21, 2020 | Michael Craig-Scheckman reported in an SEC filing no longer being a 10% owner |
| Apr 21, 2020 | Deer Park Road Management GP, LLC reported in an SEC filing no longer being a 10% owner |
| Apr 21, 2020 | Deer Park Road Management Company, LP reported in an SEC filing no longer being a 10% owner |
| Apr 21, 2020 | Deer Park Road Corp reported in an SEC filing no longer being a 10% owner |
| Apr 21, 2020 | AgateCreek LLC reported in an SEC filing no longer being a 10% owner |
| Apr 15, 2020 | Scott Edward Burg became a 10% owner |
| Apr 15, 2020 | Michael Craig-Scheckman became a 10% owner |
| Apr 15, 2020 | Deer Park Road Management GP, LLC became a 10% owner |
| Apr 15, 2020 | Deer Park Road Management Company, LP became a 10% owner |
| Apr 15, 2020 | Deer Park Road Corp became a 10% owner |
| Apr 15, 2020 | AgateCreek LLC became a 10% owner |
| Mar 9, 2020 | Dennis Zeleny listed as EVP & Chief Admin. Officer (previously Chief Administrative Officer) in SEC filings |
| Aug 23, 2019 | Dennis Zeleny became Chief Administrative Officer |
| Aug 12, 2019 | Francois Grunenwald became SVP & Chief Accounting Officer |
| May 30, 2019 | Alberino J Celini became Chief Risk & Compliance |
| Apr 1, 2019 | Joseph J Samarias became EVP & General Counsel |
| Mar 31, 2019 | Timothy M. Hayes left as EVP and General Counsel, per their own SEC filing |
| Mar 4, 2019 | June C Campbell became EVP & Chief Financial Officer |
| Feb 28, 2019 | Kevin Stein became a director |
| Feb 28, 2019 | Jenne K Britell became a director |
| Feb 15, 2019 | Leon G Cooperman reported in an SEC filing no longer being a 10% owner |
| Nov 26, 2018 | Timothy J Yanoti became EVP & Chief Growth Officer |
| Oct 4, 2018 | Glen A. Messina became a director |
| Oct 4, 2018 | Glen A. Messina became President & CEO |
| Jan 19, 2018 | Leon G Cooperman became a 10% owner |
| May 24, 2017 | Peter Moenickheim became EVP and Chief Risk Officer |
| Apr 28, 2017 | John Devaney reported in an SEC filing no longer being a 10% owner |
| Apr 25, 2017 | John Devaney first listed as a 10% owner in an SEC filing |
| Mar 17, 2017 | Robert J Lipstein became a director |
| Feb 28, 2017 | Timothy M. Hayes listed as EVP and General Counsel (previously EVP, Gen. Counsel & Secretary) in SEC filings |
Not reported recently (14)
- John V. Britti · Last reported as EVP & Chief Investment Officer in an SEC filing dated May 26, 2022
- Alberino J Celini · Last reported as Chief Risk & Compliance in an SEC filing dated Apr 4, 2022
- Joseph B Long · Last reported as EVP, Capital Markets in an SEC filing dated Mar 14, 2022
- Timothy J Yanoti · Last reported as EVP & Chief Growth Officer in an SEC filing dated Nov 30, 2020
- Arthur C Walker Jr · Last reported as SVP, Global Tax in an SEC filing dated Mar 31, 2020
- Robert J Lipstein · Last reported as a director in an SEC filing dated Mar 4, 2020
- Robert A Salcetti · Last reported as a director in an SEC filing dated Jun 3, 2019
- Catherine M Dondzila · Last reported as SVP & Chief Accounting Officer in an SEC filing dated Apr 2, 2019
- Carol J Galante · Last reported as a director in an SEC filing dated May 25, 2018
- Ronald M Faris · Last reported as a director in an SEC filing dated Apr 2, 2018
- Michael R Bourque Jr · Last reported as EVP & Chief Financial Officer in an SEC filing dated Apr 2, 2018
- Peter Moenickheim · Last reported as EVP and Chief Risk Officer in an SEC filing dated Feb 16, 2018
- William C Erbey · Last reported as a 10% owner in an SEC filing dated Jan 23, 2018
- Otto J Kumbar · Last reported as EVP, Lending in an SEC filing dated Mar 31, 2017
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
Recent SEC Filings
Latest: 2026-11-05
Current reports — material events the company must disclose within 4 business days (earnings releases, M&A, executive changes, etc.).
Annual report — audited financial statements, MD&A, risk factors. Filed 60–90 days after fiscal year-end.
| Filing Date | Accession | Link |
|---|
ETF Holders
37 ETFs hold ONIT
25 shown · $39.75M total exposure · 0.01% AUM-weighted avg weight
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | AVUV Avantis U.S. Small Cap Value ETF | Avantis | 0.02% | $6.3M | $31.6B | 2026-11-05 |
| 2 | VTI Vanguard Morningstar Total Stock Market ETF | Vanguard | 0.00% | $6.0M | — | 2026-09-30 |
| 3 | IWM iShares Russell 2000 ETF | iShares (BlackRock) | 0.01% | $5.8M | $76.6B | 2026-11-06 |
| 4 | DFSV Dimensional US Small Cap Value ETF | Dimensional | 0.02% | $5.1M | — | 2026-11-05 |
| 5 | DFAT Dimensional US Targeted Value ETF | Dimensional | 0.01% | $2.8M | — | 2026-11-05 |
| 6 | VXF Vanguard Extended Market ETF | Vanguard | 0.00% | $2.2M | — | 2026-09-30 |
| 7 | IWN iShares Russell 2000 Value ETF | iShares (BlackRock) | 0.02% | $2.1M | $13.9B | 2026-11-06 |
| 8 | DFAS Dimensional US Small Cap ETF | Dimensional | 0.01% | $2.1M | — | 2026-11-05 |
| 9 | DFAC Dimensional US Core Equity 2 ETF | Dimensional | 0.00% | $1.5M | — | 2026-11-05 |
| 10 | VTWO Vanguard Russell 2000 ETF | Vanguard | 0.01% | $1.2M | — | 2026-09-30 |
| 11 | DFMC Dimensional US Micro Cap ETF | Dimensional | 0.01% | $939,310 | — | 2026-11-05 |
| 12 | IWC iShares Micro-Cap ETF | iShares (BlackRock) | 0.06% | $674,560 | $1.2B | 2026-11-06 |
| 13 | BSVO EA Bridgeway Omni Small-Cap Value ETF | Nport | 0.02% | $574,348 | — | 2026-06-30 |
| 14 | VFVA Vanguard U.S. Value Factor ETF | Vanguard | 0.06% | $565,461 | — | 2026-11-05 |
| 15 | DCOR Dimensional US Core Equity 1 ETF | Dimensional | 0.00% | $425,530 | — | 2026-11-05 |
| 16 | AVSC Avantis U.S. Small Cap Equity ETF | Avantis | 0.01% | $381,904 | $3.2B | 2026-11-05 |
| 17 | PRFZ Invesco RAFI US 1500 Small-Mid ETF | Nport | 0.01% | $265,932 | — | 2026-07-31 |
| 18 | VTWV Vanguard Russell 2000 Value ETF | Vanguard | 0.01% | $183,748 | — | 2026-09-30 |
| 19 | DXUV Dimensional US Vector Equity ETF | Dimensional | 0.00% | $149,759 | — | 2026-11-05 |
| 20 | AVUS Avantis U.S. Equity ETF | Avantis | 0.00% | $128,493 | $14.3B | 2026-11-05 |
| 21 | IWV iShares Russell 3000 ETF | iShares (BlackRock) | 0.00% | $112,654 | $19.7B | 2026-11-06 |
| 22 | RSSL Global X Russell 2000 ETF | Global X | 0.01% | $104,284 | — | 2026-11-06 |
| 23 | EES WisdomTree U.S. SmallCap Fund | Nport | 0.01% | $84,151 | — | 2026-06-30 |
| 24 | DFAU Dimensional US Core Equity Market ETF | Dimensional | 0.00% | $57,319 | $12.6B | 2026-11-05 |
| 25 | DFUS Dimensional US Equity Market ETF | Dimensional | 0.00% | $27,065 | $20.9B | 2026-11-05 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
Trailing P/E
1.47
TTM Diluted EPS
$21.47
TTM Revenue
$973.80M
TTM Net Income
$185.50M
TTM Op. Cash Flow
$-748.20M
Quarterly figures (7 quarters)
| Quarter | Period End | Revenue | Net Income | Diluted EPS | Op. Cash Flow |
|---|---|---|---|---|---|
| Q4 '25 | 2025-12-31 | $197.10M | $126.20M | $14.54 | $-230.80M |
| Q3 '25 | 2025-09-30 | $280.30M | $17.70M | $2.03 | $229.50M |
| Q2 '25 | 2025-06-30 | $246.60M | $20.50M | $2.40 | $-598.80M |
| Q1 '25 | 2025-03-31 | $249.80M | $21.10M | $2.50 | $-148.10M |
| Q4 '24 | 2024-12-31 | $165.80M | $-28.60M | $-3.61 | $-217.80M |
| Q3 '24 | 2024-09-30 | $265.70M | $21.40M | $2.65 | $19.20M |
| Q2 '24 | 2024-06-30 | $246.40M | $10.50M | $1.33 | $-77.90M |
Q4 2025 • period ending 2025-12-31 • filed 2026-02-17
Valuation
Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.
Price Multiples
- P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
- P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
- P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
- EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
- EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
- ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
- ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
- Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
- FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
- Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
- Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
- Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
- Multiples expanding while earnings are flat = sentiment-driven rally.
- Multiples compressing while earnings grow = value coming from fundamentals.
P/E
1.47
P/B
0.43
P/S
0.28
EV/EBITDA
6.77
EV/Sales
1.92
ROE
29.5%
ROA
1.1%
Div Yield
1.56%
FCF Yield
-275.38%
Debt/Equity
2.83
Current Ratio
—
Market Cap
$271.69M
as of 2026-11-09
ONIT vs Peers
Related companies, largest first| Company | Market cap | P/E | Revenue growth | YTD | IV rank |
|---|---|---|---|---|---|
| ONB Old National Bancorp | $9.4B | 10.4 | +17.6% | +13.3% | 40 |
| VLY Valley National Bancorp | $7.7B | 13.0 | −0.3% | +23.1% | 41 |
| SNEX StoneX Group Inc. Common Stock | $6.6B | 10.1 | +23.8% | +31.0% | 59 |
| HWC Hancock Whitney Corporation Common Stock | $5.7B | 15.1 | −4.8% | +14.2% | 82 |
| BFH Bread Financial Holdings, Inc. | $3.9B | 7.8 | +5.2% | +32.1% | 69 |
| PFSI PennyMac Financial Services, Inc. Common | $3.4B | 7.2 | +27.7% | −48.9% | 50 |
| AGM Federal Agricultural Mortgage Corporatio | $2.0B | 10.3 | +3.9% | +1.8% | 68 |
| NAVI Navient Holdings, Inc. Common Stock | $789M | — | −24.5% | −37.1% | 28 |
| ONIT Onity Group Inc. | $259M | 1.5 | +6.2% | −28.3% | 17 |
| Peer median | $4.8B | 10.3 | +4.5% | +13.8% | 55 |
P/E uses the latest reported trailing-12-month diluted EPS; "—" means no positive earnings or no data.
Short Interest & Float
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
Metric definitions
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.
Short Interest
435.88K
SI % of Float
6.34%
Days to Cover
2.59
Short Vol Ratio
67.3%
Free Float
6.88M
Float %
82.3%
Short interest 2026-10-15 • Short volume 2026-11-06 • Float 2026-08-14